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Full-Stack Web3 dApp Development
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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Private Lending Protocol Engineering

We design and build confidential on-chain lending systems where loan positions, collateral ratios, and borrower identities remain private, meeting institutional risk and compliance requirements.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, audited smart contracts built for production and scale.

We architect and deploy custom smart contracts on EVM and Solana that power your core business logic. Our focus is on security-first development, using battle-tested patterns from OpenZeppelin and rigorous internal audits before deployment.

  • Token Standards: ERC-20, ERC-721, ERC-1155, and SPL token implementations.
  • DeFi Primitives: Automated Market Makers (AMMs), staking pools, and yield aggregators.
  • Custom Logic: Multi-signature wallets, vesting schedules, and governance modules.
  • Full Audit Trail: Every contract includes comprehensive documentation and a Verification Report for block explorers.

We deliver production-ready contracts in 2-4 weeks, with a 99.9% success rate on first mainnet deployment.

key-features-cards
ENGINEERED FOR PRIVATE MARKETS

Core Protocol Capabilities

We deliver secure, compliant, and capital-efficient private lending protocols that go live in weeks, not months. Our battle-tested architecture is built for institutional adoption from day one.

01

On-Chain Credit & Risk Engine

Custom risk parameter models and automated credit scoring for borrowers, enabling dynamic LTV ratios, interest rates, and collateral requirements based on verifiable on-chain and off-chain data.

< 2 sec
Credit Decision
10+
Risk Parameters
02

Multi-Asset Collateral Vaults

Secure, non-custodial vaults supporting ERC-20, ERC-721, and ERC-1155 assets. Features include automated liquidations, price oracle integration (Chainlink, Pyth), and configurable health factor monitoring.

99.9%
Uptime SLA
0 exploits
Audit History
03

Permissioned Pool Architecture

White-label lending pools with granular KYC/AML integration, investor whitelisting, and compliance hooks. Enables private, institutional-grade syndicates alongside permissionless public pools.

3 days
Pool Launch
Unlimited
Investor Tiers
04

Automated Settlement & Escrow

End-to-end loan lifecycle management with automated drawdowns, repayments, and fee distribution. Built with legal enforceability in mind, supporting off-chain agreement anchoring.

90% faster
vs Manual Process
24/7
Settlement
05

Capital Efficiency Modules

Maximize lender yield and borrower access with features like interest rate curves, flash loan integration for refinancing, and cross-margin capabilities across collateral positions.

15-25%
APY Optimization
< 0.5%
Protocol Fees
06

Security & Audit Readiness

Protocols built with OpenZeppelin standards, formal verification, and comprehensive test suites. Delivered audit-ready for firms like Trail of Bits, Quantstamp, or ConsenSys Diligence.

100%
Line Coverage
Certified
OZ Contracts
benefits
ENGINEERED FOR SCALE

Business Outcomes for Your Platform

Our private lending protocol engineering delivers measurable results, from accelerated time-to-market to hardened security and predictable costs.

01

Accelerated Time-to-Market

Deploy a fully functional, production-ready private lending protocol in under 6 weeks. We provide a modular architecture with pre-audited core components for interest rate models, liquidations, and collateral management.

< 6 weeks
To Production
90%+
Code Reuse
02

Enterprise-Grade Security

Launch with confidence. Every protocol undergoes a multi-layered security review, including formal verification and audits by firms like Trail of Bits or Quantstamp. We implement battle-tested patterns from Aave and Compound.

0
Critical Bugs Shipped
2x
Audit Layers
03

Predictable Cost Structure

Eliminate infrastructure overhead and surprise engineering bills. Our fixed-scope engagements include all development, testing, and deployment, with transparent monthly operational cost projections post-launch.

Fixed
Development Cost
< $5k/mo
Avg. Opex
05

Capital Efficiency & Yield Optimization

Maximize lender APY and borrower LTV with custom, data-driven interest rate models and liquidation engines. We optimize for your specific asset classes and market conditions.

15-25%
Higher Capital Efficiency
< 1 sec
Liquidation Speed
06

Full-Stack Integration & Support

Get more than smart contracts. We deliver the complete stack: a responsive admin dashboard, lender/borrower frontends, subgraph for data indexing, and 24/7 DevOps support with 99.9% uptime SLA.

99.9%
Uptime SLA
Full Stack
Delivery
A structured, milestone-driven approach to launching your protocol

Phased Development Roadmap

Our proven methodology for delivering secure, scalable private lending protocols from concept to mainnet. Each phase includes specific deliverables, timelines, and success criteria.

Phase & DeliverablesTimelineCore ActivitiesKey Outcomes

Phase 1: Discovery & Architecture

1-2 Weeks

Requirement analysis, risk modeling, technical specification

Finalized smart contract architecture & project roadmap

Phase 2: Core Smart Contract Development

3-5 Weeks

Lending pool logic, interest rate models, collateral management

Audit-ready Solidity code for core protocol modules

Phase 3: Security & Audit

2-3 Weeks

Internal review, formal verification, external audit coordination

Comprehensive audit report & mitigated vulnerabilities

Phase 4: Frontend & Integration

2-4 Weeks

Admin dashboard, user interface, wallet & oracle integration

Fully functional web app connected to testnet contracts

Phase 5: Testing & Deployment

1-2 Weeks

Testnet deployment, stress testing, mainnet launch preparation

Protocol live on mainnet with full monitoring

Phase 6: Post-Launch Support (Optional)

Ongoing

Performance monitoring, incident response, feature upgrades

99.9% uptime SLA & continuous optimization

security-approach
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built by Web3 specialists.

We deliver audit-ready code for ERC-20, ERC-721, and custom protocols, reducing your time-to-market by weeks. Our development process is built on battle-tested security patterns and includes comprehensive unit testing.

  • Security-First Architecture: Built with OpenZeppelin libraries and formal verification principles.
  • Gas Optimization: Every contract is profiled and optimized for up to 40% lower execution costs.
  • Full Lifecycle Support: From initial spec to mainnet deployment and post-launch monitoring.

We don't just write code; we engineer systems that are secure by design and built to scale.

how-we-deliver
ENGINEERING EXCELLENCE

Our Delivery Methodology

We deliver production-ready private lending protocols through a structured, security-first process. Our methodology ensures predictable timelines, audited code, and seamless integration with your existing stack.

01

Architecture & Design

We design modular, upgradable protocol architectures using battle-tested patterns. Our designs prioritize gas efficiency, risk isolation, and clear upgrade paths for future features.

2-3 weeks
Design Phase
100%
Upgradeable
02

Secure Smart Contract Development

Development in Solidity 0.8+ with OpenZeppelin libraries. We implement comprehensive unit and integration testing (95%+ coverage) and formal verification for critical logic.

95%+
Test Coverage
OpenZeppelin
Security Standard
03

Rigorous Security Audits

Every protocol undergoes internal and external audits. We partner with leading firms like Spearbit and Code4rena, providing a final audit report and remediation support.

2+
Audit Layers
Critical
Issues Resolved
04

Deployment & Integration

We manage mainnet deployment with secure multi-sig setups and provide integration SDKs for your frontend. Includes comprehensive documentation and on-call support for launch.

< 1 week
Deployment Time
24/7
Launch Support
Private Lending Protocol Engineering

Frequently Asked Questions

Common questions from CTOs and technical founders about building secure, scalable private lending protocols.

We work on a fixed-scope, fixed-price basis for well-defined protocol builds, typically delivering a production-ready MVP in 6-10 weeks. This includes architecture, smart contract development, testing, and initial deployment. For more complex or phased rollouts, we offer dedicated team engagements. Our process follows a clear 4-phase methodology: Discovery & Design (1-2 weeks), Core Development (3-5 weeks), Security & Audit (2 weeks), and Deployment & Handoff (1 week).

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team