We architect and deploy custom smart contracts for DeFi, NFTs, and enterprise applications. Our team specializes in Solidity 0.8+, Rust (Solana), and Vyper, implementing battle-tested patterns from OpenZeppelin to ensure security and gas efficiency from day one.
LABS
Services
Confidential Insurance Protocol Design
Build insurance protocols where claim details and payout logic remain private. We design and develop parametric and discretionary insurance smart contracts using zero-knowledge proofs to protect sensitive business and personal data.
Chainscore © 2026
overview
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built by Web3-native engineers.
Reduce your time-to-market from months to weeks with our proven development lifecycle.
- Full-Spectrum Development: From token standards (
ERC-20,ERC-721,ERC-1155) to complex DeFi primitives like AMMs and lending pools. - Security-First Process: Every contract undergoes internal audits, formal verification with tools like
Slither, and test coverage exceeding 95%. - Deployment & Integration: We handle mainnet deployment, verification on Etherscan/Solscan, and integration with your front-end and backend systems.
key-features-cards
ENGINEERED FOR COMPLIANCE & SCALE
Core Technical Capabilities
We architect confidential insurance protocols with enterprise-grade security, regulatory compliance, and high-performance infrastructure. Our designs are built for production from day one.
benefits
TANGIBLE ROI
Business Outcomes for Insurers & Platforms
Our confidential insurance protocol designs deliver measurable improvements in operational efficiency, risk management, and customer acquisition. We focus on quantifiable results that impact your bottom line.
01
Reduced Claims Leakage
Implement zero-knowledge proof verification for claims, reducing fraudulent payouts by up to 15% and automating 80% of standard claims processing.
15%
Fraud Reduction
80%
Process Automation
02
Lower Operational Costs
Automate policy issuance, premium collection, and reinsurance treaties with smart contracts, cutting administrative overhead by 40-60% and enabling 24/7 operations.
40-60%
Cost Reduction
24/7
Automated Operations
03
Enhanced Capital Efficiency
Design capital pools with on-chain transparency and automated risk modeling, improving capital allocation and unlocking new reinsurance markets. Achieve real-time solvency reporting.
Real-time
Solvency Reporting
Global
Market Access
04
Faster Product Launch
Deploy new parametric or micro-insurance products in weeks, not months, using our modular protocol architecture. Rapidly test and iterate based on on-chain data.
< 4 weeks
Time-to-Market
Modular
Architecture
05
Improved Risk Modeling
Integrate off-chain oracles for real-world data (IoT, weather, flight) with on-chain confidential computation, creating more accurate, dynamic, and granular pricing models.
Real-time
Data Feeds
Granular
Risk Pricing
Architecture Comparison
Confidential vs. Transparent On-Chain Insurance
Key technical and operational differences between confidential and transparent insurance protocol designs, based on our implementations for institutional clients.
| Architecture Feature | Transparent Protocol | Confidential Protocol (Our Specialty) |
|---|---|---|
Claim Data Visibility | Public on-chain (all details) | Zero-Knowledge proofs only |
Pricing & Risk Models | Fully transparent, can be gamed | Off-chain, proprietary & encrypted |
Regulatory Compliance | Challenging for sensitive data | Built-in (GDPR, HIPAA-ready) |
Time to First Claim Payout | ~2-4 weeks (manual review) | < 72 hours (automated verification) |
Fraud Detection Sophistication | Basic, rule-based | Advanced ML on encrypted data |
Client Target | Retail DeFi users | Institutions, Reinsurers, Enterprises |
Typical Implementation Timeline | 8-12 weeks | 12-20 weeks |
Audit & Security Overhead | Standard smart contract audit | ZK circuit audit + contract audit |
Ongoing Infrastructure Cost | Low (on-chain gas only) | Moderate (ZK prover nodes) |
Typical Engagement Scope | Prototype to MVP | Full product design, build, and maintain |
how-we-deliver
PROVEN METHODOLOGY
Our Development & Integration Process
A structured, security-first approach to designing and deploying confidential insurance protocols that are production-ready from day one.
01
Architecture & Smart Contract Design
We design modular, upgradeable smart contract systems using Solidity 0.8+ and OpenZeppelin libraries. Our focus is on creating secure, gas-efficient logic for policy issuance, premium management, and claims adjudication.
2-4 weeks
Design Phase
OpenZeppelin
Security Standard
02
Confidentiality Layer Integration
Integration of zero-knowledge proofs (ZKPs) or Trusted Execution Environments (TEEs) to protect sensitive underwriting data and claimant information, ensuring regulatory compliance without sacrificing on-chain verifiability.
Aztec / Oasis
Protocol Options
On-Chain
Proof Verification
03
Oracle & Data Feeds
Secure integration of decentralized oracles (Chainlink, API3) for reliable, tamper-proof data inputs essential for parametric triggers, risk assessment, and automated claims processing.
> 99.5%
Uptime SLA
Sub-second
Data Latency
04
Security Audits & Formal Verification
Rigorous multi-stage security review including automated analysis (Slither), manual auditing by our in-house experts, and optional formal verification for critical contract logic prior to mainnet deployment.
3+ Audits
Standard Process
CertiK
Partner Auditor
05
Frontend & Dashboard Development
Development of a responsive admin dashboard and customer-facing dApp for policy management, claims filing, and real-time analytics, built with React/Next.js and Web3 libraries (ethers.js/viem).
React/Next.js
Tech Stack
2-3 weeks
Build Time
06
Deployment & Ongoing Support
Managed deployment to Ethereum L2s (Arbitrum, Base) or app-chains with comprehensive monitoring, incident response, and smart contract upgrade management via transparent governance modules.
24/7
Monitoring
99.9%
Uptime SLA
security-approach
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built for scale and compliance.
We architect and deploy audited smart contracts that form the backbone of your Web3 product. Our development process is built on Solidity 0.8+ with OpenZeppelin standards, ensuring security and interoperability from day one.
Deliver a secure, functional MVP in as little as 2-3 weeks.
Our full-cycle development includes:
- Custom Logic: Tailored
ERC-20,ERC-721,ERC-1155, and bespoke contract design. - Security-First: Integration of formal verification tools and pre-audit best practices.
- Gas Optimization: Code reviewed for minimum transaction costs and maximum efficiency.
- Full Deployment: Management across testnets and mainnet (Ethereum, Polygon, Arbitrum, Base).
We provide comprehensive documentation and a handover package, enabling your team to own and iterate on the codebase with confidence. This is not a black-box solution—it's a foundation for your long-term technical strategy.
Confidential Insurance Protocol Design
Frequently Asked Questions
Get clear answers on our process, security, and delivery for building secure, private insurance protocols on blockchain.
Our standard engagement follows a 4-phase process: Discovery & Design (1-2 weeks), Core Development (3-5 weeks), Security Audit & Testing (2-3 weeks), and Deployment & Handover (1 week). A typical end-to-end delivery for a confidential insurance protocol MVP takes 8-12 weeks. We provide a fixed-scope, fixed-timeline proposal after the initial consultation.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall