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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

CBDC Pilot Wallet Infrastructure

Design and implement secure, scalable wallet infrastructure for Central Bank Digital Currency pilots and sandboxes. We focus on interoperability, regulatory compliance, and central bank governance.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built by Web3 experts for your protocol or dApp.

We architect and deploy custom Solidity/Rust smart contracts that form the secure, auditable backbone of your application. Our development process is built on OpenZeppelin standards and includes formal verification to eliminate critical vulnerabilities before deployment.

  • Custom Logic: Tailored tokenomics, staking mechanisms, governance modules, and DeFi primitives.
  • Security-First: Multi-stage audits, gas optimization, and comprehensive test suites for >95% coverage.
  • Full Lifecycle: From initial design and development to deployment, verification, and ongoing maintenance on EVM or Solana.

We deliver battle-tested contracts that power live protocols handling millions in TVL, ensuring your foundation is secure and scalable from day one.

key-features-cards
ENTERPRISE-GRADE

Infrastructure Built for Central Bank Requirements

Our CBDC wallet infrastructure is engineered to meet the stringent security, compliance, and operational demands of central banking institutions, ensuring a foundation for scalable, sovereign digital currency.

01

Regulatory Compliance & Audit Trail

Full transaction immutability and granular logging for real-time regulatory oversight. Our systems support automated reporting to central bank dashboards and integrate with national KYC/AML frameworks.

ISO 27001
Certified
100%
Audit Coverage
02

High-Availability Architecture

Fault-tolerant, multi-region deployment with automatic failover to guarantee uninterrupted service for citizens and financial institutions, even during peak transactional loads.

99.99%
Uptime SLA
< 50ms
P99 Latency
03

Sovereign Node Operations

Deploy and manage dedicated, permissioned blockchain nodes within your sovereign cloud or on-premise data centers. We provide full operational control with 24/7 monitoring and support.

On-Premise
Deployment Option
24/7
SRE Support
04

Quantum-Resistant Cryptography

Future-proof your CBDC with optional post-quantum cryptographic algorithms for key generation and transaction signing, protecting against long-term cryptographic threats.

NIST-Compliant
Algorithms
FIPS 140-2
Validation
05

Programmable Monetary Policy Layer

Embedded smart contract layer enabling central banks to implement and automate monetary policy tools like tiered interest rates, holding limits, and expiration directly within the wallet logic.

Real-time
Policy Updates
Gasless
User Transactions
06

Interoperability Hub

Built-in bridges and standardized APIs (ISO 20022) for seamless integration with existing national payment systems (RTGS), commercial banks, and future cross-border CBDC networks.

ISO 20022
API Standard
< 1 sec
Settlement Finality
benefits
PROVEN INFRASTRUCTURE

Why Partner with Chainscore for Your CBDC Pilot

We deliver production-ready, secure wallet infrastructure that accelerates your pilot from concept to live deployment. Our platform is built on battle-tested technology used by leading financial institutions.

01

Regulatory-First Architecture

Our wallet infrastructure is designed for compliance from the ground up, supporting programmable monetary policy, transaction limits, and KYC/AML integration. We ensure your pilot meets central bank requirements.

ISO 27001
Certified
GDPR/CCPA
Compliant
02

Multi-Currency & Interoperability

Deploy a single wallet system that supports multiple CBDC networks (e.g., wholesale, retail) and cross-border payment corridors. Our architecture is protocol-agnostic, future-proofing your investment.

10+
Protocols
Wholesale/Retail
Modes
03

Enterprise-Grade Security

Bank-level security with hardware security modules (HSM), multi-party computation (MPC) for key management, and regular audits by firms like Trail of Bits. Your users' assets and data are protected.

99.99%
Uptime SLA
SOC 2 Type II
Audited
04

Rapid Deployment & Scalability

Go from design to pilot in weeks, not years. Our modular platform and experienced team handle the complex blockchain integration, allowing you to focus on user experience and policy objectives.

< 8 weeks
To Pilot
10k TPS
Scalable
Scalable Deployment Roadmap

Phased CBDC Wallet Infrastructure Development

A structured, risk-mitigated approach to launching a compliant and secure Central Bank Digital Currency wallet, from pilot to full-scale production.

Phase & DeliverablesPilot & MVP (3-4 Months)Production Scaling (2-3 Months)Enterprise Integration (Ongoing)

Core Wallet Infrastructure

Multi-signature smart contracts, basic user onboarding, transaction dashboard

High-availability node clusters, load balancers, advanced key management

Geo-redundant architecture, HSM integration, disaster recovery

Compliance & Security

KYC/AML integration (sandbox), basic transaction monitoring, initial security audit

Real-time sanctions screening, advanced analytics, penetration testing

Regulatory reporting automation, fraud detection AI, continuous security audits

User Features

Web & mobile wallet, send/receive CBDC, balance view

Batch payments, programmable payments (smart contracts), merchant APIs

Offline transaction support, hardware wallet integration, institutional dashboard

Support & SLA

Business hours email support, 48h response time

24/7 monitoring, 12h response time, 99.5% uptime SLA

Dedicated technical account manager, 4h response time, 99.9% uptime SLA

Target Users

Internal testing, closed pilot group (≤ 1,000 users)

Public launch, retail & SME users (≤ 100,000 users)

Full national rollout, enterprise & government partners (1M+ users)

Typical Investment

$150K - $300K

$200K - $500K

Custom (Annual Subscription + SLA)

how-we-deliver
BUILD

Custom Smart Contract Development

Secure, production-ready smart contracts built by Web3 experts to power your core business logic.

We architect and deploy audit-ready smart contracts on EVM chains (Ethereum, Polygon, Arbitrum) and Solana. Our development process ensures zero critical vulnerabilities and adherence to industry standards like ERC-20, ERC-721, and ERC-1155.

  • From Specification to Mainnet: We handle the full lifecycle—design, development, testing, and deployment—delivering a production-ready MVP in as little as 2-4 weeks.
  • Security-First Development: Every contract undergoes rigorous unit/integration testing and a formal review against common attack vectors before your security audit.

We don't just write code; we deliver the secure, gas-optimized foundation your dApp needs to launch with confidence and scale.

tech-stack
ENTERPRISE-READY INFRASTRUCTURE

Technology Built for Governance and Scale

Our CBDC wallet platform is engineered for the stringent requirements of central banks and financial institutions, combining robust security with the flexibility to scale to millions of users.

01

Multi-Layer Security Architecture

Built with hardware security modules (HSM), MPC key management, and zero-knowledge proofs. All core components are formally verified and undergo annual audits by firms like Trail of Bits and Quantstamp.

SOC 2 Type II
Compliance
Annual Audits
Security
02

Programmable Monetary Policy Engine

Embedded rule engine for real-time enforcement of central bank policies, including transaction limits, geographic controls, and expiry logic. Update policies via on-chain governance without wallet downtime.

< 100ms
Policy Enforcement
Zero Downtime
Updates
03

Hybrid On/Off-Chain Settlement

Optimize for speed and cost with off-chain transaction batching, settling finality on a permissioned ledger. Achieves high throughput for retail payments while maintaining a single source of truth.

10,000+ TPS
Peak Capacity
Sub-Second
Retail Finality
04

Central Bank Dashboard & Analytics

Real-time supervisory dashboard providing granular visibility into money supply, transaction flows, and wallet adoption. Generate compliance reports and simulate policy impacts with built-in tools.

Real-Time
Monitoring
Granular Audit
Trails
06

Scalable Wallet SDK

White-label mobile and web SDKs for partner banks to launch branded wallets. Supports tiered KYC/AML flows, biometric authentication, and offline transaction capabilities.

< 4 Weeks
Integration
10M+ Users
Proven Scale
For Central Banks and Financial Institutions

CBDC Wallet Infrastructure: Key Questions

Answers to the most common technical and operational questions we receive from institutions planning a CBDC pilot.

A standard CBDC pilot wallet infrastructure deployment takes 4-8 weeks from kickoff to launch. This includes a 2-week discovery and design phase, 3-4 weeks of core development and integration, and 1-2 weeks for security testing and pilot onboarding. For multi-currency or complex offline functionality, timelines extend to 10-12 weeks.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team
CBDC Wallet Infrastructure Development | Chainscore Labs | ChainScore Guides