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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Lending & Borrowing Protocol Smart Contract Audit

Comprehensive security assessment for DeFi lending markets. We identify critical vulnerabilities in oracle integration, liquidation logic, interest rate models, and collateral management to protect your protocol and users.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built by experts for your Web3 application.

We architect and deploy audit-ready smart contracts that form the secure foundation of your protocol. Our development process is built on Solidity 0.8+ with OpenZeppelin standards, ensuring gas efficiency and upgradability from day one.

  • Custom Logic: Tailored ERC-20, ERC-721, ERC-1155, and bespoke contract systems.
  • Security-First: Comprehensive unit testing, integration testing, and pre-audit reviews.
  • Deployment & Verification: Full deployment pipeline to mainnet/testnets with source code verification.

We deliver contracts that are built to perform, scale, and protect user assets, reducing your time-to-market from months to as little as 2-4 weeks for an MVP.

key-features-cards
COMPREHENSIVE SECURITY REVIEW

What We Audit in Your Lending Protocol

Our audit methodology systematically examines every critical component of your lending protocol, from core logic to economic incentives, ensuring resilience against exploits and financial loss.

01

Core Lending Logic

We rigorously test deposit, withdrawal, and borrowing functions for reentrancy, flash loan manipulation, and oracle price manipulation. Ensures user funds are always accounted for and collateral ratios are enforced correctly.

100%
Function Coverage
OZ Patterns
Security Standard
02

Interest Rate Models

We validate the mathematical integrity of variable and stable rate models under extreme market volatility. Prevents protocol insolvency and ensures predictable, fair interest accrual for lenders and borrowers.

Edge Cases
Tested
Formal Verification
Applied
03

Liquidation Engine

We audit the health factor calculation, liquidation triggers, and incentive mechanisms for liquidators. Guarantees undercollateralized positions are liquidated efficiently to protect protocol solvency.

>99%
Collateral Recovery
MEV Resistance
Reviewed
05

Governance & Access Control

We review admin privileges, timelocks, and upgrade mechanisms for centralization risks. Ensures protocol parameters can be updated securely and community governance functions as intended.

Zero Trust
Model Audit
Multi-Sig
Verification
06

Tokenomics & Incentive Alignment

We analyze reward distribution, token vesting schedules, and staking mechanisms for economic vulnerabilities. Prevents token inflation exploits and ensures long-term protocol sustainability.

Sybil Attack
Analysis
Ponzi Scheme
Checks
benefits
EXPERTISE YOU CAN TRUST

Why Choose Chainscore for Your Protocol Audit

Our specialized audit methodology is designed for the unique complexities of lending and borrowing protocols, delivering security, clarity, and actionable insights to protect your users and your business.

04

Proven Track Record with Major Protocols

Our team has secured over $2B+ in TVL across audited DeFi protocols. We bring battle-tested security patterns and lessons learned from real-world deployments to your project.

$2B+
Audited TVL
0
Post-Audit Exploits
06

Fast Turnaround Without Compromise

Get a thorough, enterprise-grade audit delivered on a startup timeline. Our streamlined process and dedicated team ensure you receive your final report in 2-3 weeks, accelerating your time-to-market.

2-3 weeks
Average Audit Time
24h
Initial Findings
Choose the right level of security coverage

Lending Protocol Audit Tiers

Our tiered audit packages are designed to match the scale and risk profile of your lending or borrowing protocol, from pre-launch startups to established DeFi platforms.

Audit FeatureStarterProfessionalEnterprise

Smart Contract Audit

Gas Optimization Report

Formal Verification

Deployment Support & Guidance

Post-Audit Fix Review

24/7 Monitoring & Alerting

Incident Response SLA

N/A

48h

4h

Quarterly Security Reviews

Audit Report Delivery

10 business days

7 business days

5 business days

Starting Price

$15,000

$45,000

Custom Quote

process-walkthrough
CORE ENGINEERING

Smart Contract Development

Secure, production-ready smart contracts built by certified auditors for DeFi, NFTs, and enterprise applications.

We architect and deploy battle-tested smart contracts on Ethereum, Solana, and other leading L1/L2 networks. Every contract undergoes a rigorous security-first development lifecycle, from design to deployment, ensuring your application's core logic is robust and resilient.

Deliver a secure, audited, and gas-optimized MVP in as little as 2-4 weeks.

Our development process includes:

  • Formal Specification & Architecture: Design using industry standards like ERC-20, ERC-721, and custom logic.
  • Secure Development: Code in Solidity, Rust (Solana), or Vyper following OpenZeppelin best practices.
  • Comprehensive Auditing: Internal review plus integration with top external firms like CertiK or Quantstamp.
  • Gas Optimization: Reduce user transaction costs by 20-40% through meticulous code refinement.

We provide full lifecycle support, including deployment scripting, upgradeability patterns (TransparentProxy/UUPS), and post-launch monitoring. Our engineers are certified in Blockchain Security (CBSA) and have delivered contracts securing over $500M+ in TVL.

Expert Answers

Lending Protocol Audit FAQs

Get clear answers to the most common questions about our comprehensive smart contract audit process for lending and borrowing protocols.

We employ a multi-layered methodology tailored to DeFi lending. This includes:

  1. Architecture Review: Analyzing the protocol's design for systemic risks like oracle manipulation and liquidation inefficiencies.
  2. Automated Analysis: Using industry-standard tools (Slither, MythX) to detect common vulnerabilities.
  3. Manual Code Review: Our senior auditors perform line-by-line analysis of core logic (interest accrual, collateral valuation, liquidations).
  4. Functional Testing: Simulating edge cases (flash loan attacks, market crashes) in a forked mainnet environment.
  5. Economic Review: Stress-testing the protocol's economic model and incentive structures.

Our process is based on the OWASP Top 10 for Blockchain and internal checklists refined from securing over $2B+ in TVL across 50+ DeFi projects.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team
Lending Protocol Smart Contract Audit | Chainscore Labs | ChainScore Guides