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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Central Bank Digital Currency (CBDC) Integration

Engineering services to integrate tokenized asset platforms with Central Bank Digital Currency systems, enabling native settlement in digital fiat and compliance with monetary authorities.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, audited smart contracts built for production, from MVP to enterprise scale.

We architect and deploy battle-tested smart contracts that form the immutable business logic of your application. Our development process is built on security-first principles using Solidity 0.8+ and OpenZeppelin libraries, ensuring your core assets are protected from day one.

Deliver a production-ready, audited contract suite in as little as 2-4 weeks.

Our full-cycle development includes:

  • Custom Logic: Tailored ERC-20, ERC-721, ERC-1155, and bespoke contract design.
  • Gas Optimization: Code reviews focused on reducing deployment and transaction costs by 15-40%.
  • Comprehensive Testing: Unit, integration, and scenario testing with Hardhat/Foundry.
  • Audit-Ready Code: Clean, documented code structured for seamless third-party security audits.
key-features-cards
ENTERPRISE-GRADE

Core CBDC Integration Capabilities

We provide the foundational technical infrastructure for financial institutions to securely connect with and leverage Central Bank Digital Currency networks.

01

Direct Ledger Integration

Secure, low-latency API connections to central bank permissioned ledgers (e.g., Hyperledger Fabric, Corda) for real-time balance queries and transaction submission.

< 100ms
API Latency
99.99%
Uptime SLA
02

Programmable Money & Smart Contracts

Develop and deploy secure smart contracts for automated CBDC flows, including conditional payments, escrow services, and complex settlement logic.

Formal Verification
Security Standard
Solidity, Rust
Languages
03

Compliance & Identity Orchestration

Integrate with central bank identity layers and regulatory nodes to automate KYC/AML checks, transaction limits, and privacy-preserving compliance reporting.

Automated
Sanctions Screening
GDPR, eIDAS
Compliance
04

Offline & Hardware Wallet Support

Engineer solutions for offline CBDC transactions and secure hardware wallet integration, enabling use cases in areas with intermittent connectivity.

CC EAL5+
Hardware Security
Bluetooth, NFC
Protocols
05

Cross-Border Interoperability

Build bridges and orchestration layers for seamless CBDC transactions across different central bank systems and traditional payment networks (e.g., SWIFT).

ISO 20022
Messaging Standard
Multi-Hop
Settlement
06

Liquidity & Treasury Management

Implement automated systems for intraday liquidity provisioning, reserve management, and real-time dashboarding of CBDC positions.

24/7
Real-time Monitoring
Sub-second
Reconciliation
benefits
TANGIBLE RESULTS

Business Outcomes of CBDC Integration

Our CBDC integration service delivers measurable improvements in operational efficiency, cost reduction, and market competitiveness for financial institutions and fintechs.

01

Reduced Settlement & Clearing Costs

Automate interbank and cross-border settlements on a 24/7 programmable ledger, reducing operational costs by up to 80% compared to traditional correspondent banking.

80%
Cost Reduction
24/7
Settlement
02

Enhanced Financial Inclusion

Deploy programmable, low-cost payment rails that enable access to unbanked populations and facilitate micro-transactions, unlocking new revenue streams.

Near-zero
Tx Fees
Global
Access
03

Programmable Monetary Policy Tools

Implement smart contract-based mechanisms for targeted stimulus, automated tax collection, and real-time economic data aggregation for central banks.

Real-time
Policy Execution
Auditable
Compliance
04

Strengthened AML/CFT Compliance

Leverage built-in identity layers and transparent transaction trails to enhance regulatory reporting and reduce fraud investigation time by 60%.

60%
Faster Audits
Automated
Reporting
05

Faster Time-to-Market for New Products

Launch CBDC-linked products like digital wallets, savings instruments, and trade finance solutions in under 12 weeks using our modular infrastructure.

< 12 weeks
Deployment
Modular
Architecture
06

Interoperability with Legacy & Web3

Ensure seamless integration with existing core banking systems (ISO 20022) and future-proof connectivity to DeFi protocols and other digital assets.

ISO 20022
Compliant
DeFi-ready
Bridges
A Structured Path to Production

Phased CBDC Integration Roadmap

Our proven methodology for integrating Central Bank Digital Currency (CBDC) infrastructure, from initial prototype to full-scale deployment.

Phase & DeliverablesDiscovery & DesignPilot ImplementationFull IntegrationEnterprise Scale

Initial Feasibility Study & Architecture Review

Whitelabel CBDC Wallet MVP

Custom Smart Contract Suite (Minting, Transfers, Compliance)

Integration with Core Banking & Payment Rails (ISO 20022)

Multi-Currency & Cross-Border Settlement Layer

Security Audit & Penetration Testing

Optional

Regulatory Sandbox Deployment Support

Production-Grade Monitoring & 24/7 SRE Support

Typical Timeline

2-4 weeks

8-12 weeks

16-24 weeks

Custom

Estimated Engagement

$15K - $30K

$80K - $150K

$250K - $500K+

Custom Quote

how-we-deliver
PROVEN FRAMEWORK

Our CBDC Integration Methodology

A structured, security-first approach to integrate Central Bank Digital Currency rails into your financial platform, ensuring compliance, scalability, and seamless user experience.

01

Regulatory & Compliance Blueprint

We map your use case to specific regulatory frameworks (e.g., BIS guidelines, local monetary policy) and design a compliance-first architecture with built-in AML/CFT controls and reporting modules.

100%
Compliance Coverage
ISO 27001
Security Standard
02

Whitelabel Wallet & API Layer

Deploy a secure, branded digital wallet infrastructure with RESTful and WebSocket APIs for balance inquiry, transaction initiation, and programmatic settlement with the central bank's ledger.

< 100ms
API Latency
99.95%
Uptime SLA
03

Interoperability Bridge Development

Build secure cross-chain and cross-ledger bridges to connect the CBDC network with private enterprise chains, public DeFi protocols, and traditional payment systems like RTGS.

Zero
Bridge Exploits
Sub-Second
Finality
04

Smart Contract Suite for Programmable Money

Develop and audit condition-based settlement contracts for escrow, automated disbursements, and yield-bearing instruments using the CBDC, built with OpenZeppelin libraries.

3+ Audits
Per Contract
Gas-Optimized
Architecture
05

Load Testing & Performance Benchmarking

Simulate high-volume transaction loads (100k+ TPS) to stress-test the integration, identify bottlenecks, and guarantee system stability under peak national-scale adoption.

100k+
Simulated TPS
< 2s
Settlement Time
06

Central Bank Liaison & Sandbox Deployment

We manage the technical dialogue with the central bank's innovation hub, facilitate sandbox testing with real CBDC tokens, and guide you through the production approval process.

8+ Weeks
Avg. Sandbox Timeline
Direct
Technical Liaison
security
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built by Web3-native engineers.

We architect and deploy custom smart contracts that form the backbone of your protocol. Our engineers write in Solidity 0.8+ and Rust, leveraging battle-tested libraries like OpenZeppelin and Anchor to ensure security and gas efficiency from day one.

From tokenomics to governance, we translate your business logic into immutable, auditable code.

  • Token Standards: ERC-20, ERC-721, ERC-1155, and SPL token implementations.
  • DeFi Primitives: Custom AMMs, lending/borrowing pools, and staking mechanisms.
  • Security First: Every contract undergoes internal review and is prepared for third-party audits by firms like CertiK or Quantstamp.
  • Full Lifecycle: We handle deployment, verification on block explorers, and provide comprehensive documentation for your team.
Technical and Commercial Insights

CBDC Integration FAQs

Get clear answers to the most common questions about integrating Central Bank Digital Currency infrastructure, from timelines and costs to security and compliance.

A standard CBDC integration for a retail bank or payment processor takes 8-12 weeks from kickoff to production. This includes requirements analysis, sandbox environment setup, API integration, security audits, and go-live support. For wholesale CBDC or multi-currency platforms, timelines extend to 4-6 months depending on regulatory approvals and partner coordination.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team