We architect and deploy custom smart contracts that are secure, gas-optimized, and tailored to your specific business logic. Our development process ensures your core application layer is robust and future-proof.
LABS
Services
Hybrid On/Off-Ramp Payment Rail Architecture
We architect and develop secure, compliant systems that bridge traditional banking (SWIFT, SEPA) with blockchain for frictionless fiat settlement of Real World Assets.
Chainscore © 2026
overview
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built by Web3 experts to power your dApp.
- Security-First Development: Built with
Solidity 0.8+andOpenZeppelinlibraries, following industry best practices and comprehensive audit patterns. - Full-Stack Integration: Contracts are designed for seamless interaction with your frontend and backend, including
Ethers.js/web3.pyintegration. - End-to-Ownership: We deliver fully documented source code, deployment scripts, and verification on Etherscan, transferring complete ownership to your team.
Deploy a battle-tested, auditable smart contract foundation in as little as 2-4 weeks, reducing your technical risk and accelerating time-to-market.
key-features-cards
ENTERPRISE-GRADE FOUNDATION
Core Architecture Components We Deliver
We build the critical infrastructure that bridges traditional finance and blockchain, ensuring compliance, speed, and reliability for your payment rails.
01
Compliance-First Gateway API
A unified API layer handling KYC/AML, transaction monitoring, and jurisdictional rule-sets. Integrates with leading providers like Sumsub and Jumio to automate onboarding and ensure regulatory adherence.
150+
Supported Jurisdictions
< 60 sec
KYC Verification
02
Multi-Chain Settlement Engine
Smart contract system for atomic settlement across EVM and non-EVM chains. Features automated gas management, multi-sig controls, and real-time status tracking to eliminate settlement risk.
12+
Supported Chains
99.9%
Settlement Success Rate
03
Fiat Liquidity Orchestrator
Intelligent routing layer that connects to multiple banking partners and payment processors (Plaid, Stripe) to optimize for cost, speed, and availability, ensuring seamless on/off-ramp flows.
40+
Payment Methods
< 2%
Avg. Processing Fee
04
Real-Time Risk & Fraud Module
Proprietary monitoring system that analyzes transaction patterns, IP addresses, and wallet behavior in real-time to flag and block fraudulent activity before settlement.
< 100ms
Fraud Check Latency
0.01%
Chargeback Rate
05
Unified Dashboard & Reporting
Admin dashboard providing a single pane of glass for transaction reconciliation, user management, financial reporting, and compliance audits. Exports data for accounting systems.
24/7
Real-Time Monitoring
SOC 2
Audit Ready
06
Modular Smart Contract Suite
Audited, upgradeable smart contracts for custody, escrow, and fee distribution. Built with OpenZeppelin standards and includes emergency pause functions and role-based access control.
3+
Security Audits
Zero
Critical Bugs Found
benefits
TANGIBLE RESULTS
Business Outcomes for Your RWA Platform
Our Hybrid On/Off-Ramp Payment Rail Architecture delivers measurable improvements in capital efficiency, compliance, and user experience for tokenizing real-world assets.
01
Faster Time-to-Market
Deploy a compliant, production-ready payment rail in weeks, not months. We provide pre-integrated modules for KYC/AML, multi-currency settlement, and bank connectivity.
< 4 weeks
Deployment Time
Pre-built
Compliance Modules
02
Reduced Transaction Costs
Cut settlement fees by up to 80% versus traditional rails. Our hybrid architecture optimizes for on-chain efficiency and off-chain bulk processing.
Up to 80%
Cost Reduction
Sub-$0.01
On-Chain Cost Target
03
Enhanced Regulatory Compliance
Built-in compliance engine supports Travel Rule (FATF 16), jurisdictional AML rules, and real-time sanction screening via integrated provider APIs.
FATF 16
Travel Rule Ready
Real-time
Sanction Screening
04
Improved Capital Efficiency
Enable 24/7 instant settlement for secondary RWA trading while maintaining secure, batched reconciliation with traditional banking hours.
24/7
Settlement Availability
Instant
On-Chain Finality
05
Scalable User Onboarding
Seamlessly onboard both crypto-native and traditional investors with flexible fiat entry points (ACH, Wire, Card) and custodial options.
Multi-Channel
Fiat Support
< 5 min
KYC Flow
06
Enterprise-Grade Security & Audit Trail
Every transaction is cryptographically signed and recorded with an immutable audit trail, simplifying reporting for internal and regulatory reviews.
Immutable
Audit Trail
SOC 2
Framework
The Strategic Choice for FinTech Leaders
Build vs. Buy: The Hybrid Payment Rail Architecture
A detailed comparison of the time, cost, and risk involved in developing a compliant on/off-ramp system in-house versus partnering with Chainscore Labs.
| Key Factor | Build In-House | Partner with Chainscore |
|---|---|---|
Time to Launch | 6-12+ months | 4-8 weeks |
Initial Development Cost | $250K - $750K+ | $50K - $150K |
Compliance & Licensing Overhead | High (Your Responsibility) | Pre-integrated (Our Responsibility) |
Security & Audit Burden | High (Unaudited Code Risk) | Low (Pre-audited, Battle-Tested Modules) |
Supported Payment Methods | Manual Integration (Limited) | Pre-built (Cards, ACH, SEPA, PIX, etc.) |
Supported Blockchains | Requires Custom RPC & Indexer Dev | Pre-integrated (EVM, Solana, Cosmos, etc.) |
Ongoing Maintenance & Updates | Dedicated 3-5 Person Team | Fully Managed Service (Optional SLA) |
Fraud & AML Monitoring | Build from Scratch | Pre-configured Rules Engine |
Total Cost of Ownership (Year 1) | $500K - $1.2M+ | $80K - $200K |
Strategic Outcome | Diverts focus from core product | Accelerates GTM and user acquisition |
how-we-deliver
PREDICTABLE, LOW-RISK IMPLEMENTATION
Our Phased Delivery Methodology
We de-risk your payment rail integration with a structured, milestone-driven approach that ensures alignment, security, and rapid time-to-market.
01
Phase 1: Discovery & Architecture
We conduct a technical deep-dive to map your existing systems, define tokenization strategy (ERC-20, ERC-1155), and design a secure, scalable architecture blueprint.
2-3 weeks
Duration
1
Architecture Blueprint
02
Phase 2: Core Rail Development
Our engineers build the core on/off-ramp smart contracts (Solidity 0.8+) and backend APIs, implementing KYC/AML flows, liquidity pools, and settlement logic.
4-6 weeks
Duration
100%
Code Coverage
03
Phase 3: Security & Integration
All smart contracts undergo a formal audit (e.g., by Halborn or CertiK). We then integrate the rail with your frontend and backend systems in a staging environment.
3-4 weeks
Duration
Formal Audit
Deliverable
04
Phase 4: Launch & Scale
We manage the production deployment, configure monitoring (uptime, fraud detection), and provide documentation and training for your team to operate the system.
1-2 weeks
Duration
99.9%
Uptime SLA
security-compliance
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built for scale and compliance.
We architect and deploy custom smart contracts on EVM and Solana that power your core business logic. Our focus is on security-first development, using audited patterns from OpenZeppelin and rigorous internal testing to mitigate vulnerabilities before deployment.
From tokenization to complex DeFi protocols, we deliver contracts that are gas-optimized, upgradeable, and built for your specific regulatory environment.
- Token Standards: Full
ERC-20,ERC-721,ERC-1155, andSPLimplementation with custom minting, vesting, and transfer logic. - DeFi & dApps: Automated market makers (
AMMs), staking pools, lending protocols, and multi-signature wallets. - Security & Compliance: Pre-deployment audits, formal verification where applicable, and integration with monitoring tools like
Forta. - Delivery: Production-ready code in 2-4 weeks, complete with documentation and deployment scripts.
Hybrid On/Off-Ramp Architecture
Frequently Asked Questions
Get specific answers about our payment rail development process, timelines, security, and support.
A complete, production-ready hybrid on/off-ramp system typically deploys in 4-8 weeks. This includes the smart contract suite, fiat gateway integrations (like Stripe, Plaid), KYC/AML orchestration layer, and the reconciliation engine. The timeline varies based on the number of target payment methods (bank transfers, cards, local methods) and blockchain networks (EVM, Solana, etc.). We provide a detailed project plan within the first week of engagement.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall