We architect and build production-grade blockchain systems from the ground up. Our team delivers custom smart contracts, secure backend oracles, and scalable node infrastructure designed for your specific use case—whether it's DeFi, NFTs, enterprise supply chain, or identity management.
Merchant Stablecoin Payment Processor Integration
Custom Blockchain Development
End-to-end development of secure, scalable blockchain applications tailored to your business logic.
Deploy a secure, audited MVP in as little as 4-6 weeks, not months.
Our process is built for technical founders:
- Protocol-Agnostic Design: We build on
EVM(Ethereum, Polygon, Arbitrum),Solana, orCosmos SDKbased on your needs. - Security-First Development: All code follows
OpenZeppelinstandards and undergoes rigorous internal audits before third-party review. - Full Ownership: You receive 100% IP rights to the source code, deployment scripts, and infrastructure diagrams.
We move beyond generic templates. Our engineers implement complex features like gas-optimized batch processing, multi-sig governance modules, and real-time event indexing to ensure your application is performant and maintainable at scale.
Core Integration Capabilities
We deliver production-ready, secure integrations that connect your existing payment rails to major stablecoin networks, enabling instant settlement and global reach.
Multi-Chain Stablecoin Gateway
Direct API integrations with USDC, USDT, and EURC on Ethereum, Polygon, and Solana. Supports real-time fiat on/off-ramps via licensed partners.
Smart Payment Router
Dynamic routing engine that selects the optimal blockchain and stablecoin for each transaction based on cost, speed, and liquidity, maximizing merchant profitability.
Real-Time Settlement & Reporting
Webhook-driven settlement notifications and a merchant dashboard providing instant visibility into transaction status, fees, and reconciled fiat balances.
Fraud & Risk Management
Proprietary algorithms and on-chain analysis tools to detect and prevent chargeback fraud, wallet poisoning, and transaction laundering.
Business Outcomes for Merchants and Platforms
Our stablecoin payment processor integration delivers concrete, bottom-line improvements. We focus on the metrics that matter for your business growth and operational efficiency.
Expand Global Customer Base
Instantly accept payments from a global audience without traditional banking barriers. Our integration supports major stablecoins (USDC, USDT, DAI) and handles on-ramp/off-ramp complexities, unlocking new revenue streams.
Reduce Payment Processing Costs
Cut transaction fees by 60-80% compared to traditional card processors and legacy payment gateways. Eliminate chargeback fraud and high cross-border FX fees inherent in fiat systems.
Accelerate Settlement & Cash Flow
Move from days to seconds. Funds settle on-chain in under 5 seconds, providing immediate confirmation and liquidity. Integrate real-time balance updates directly into your platform's treasury dashboard.
Ensure Regulatory & Security Compliance
Deploy with confidence. Our integration architecture includes built-in AML/KYC checks, transaction monitoring, and secure non-custodial wallet solutions, all designed to meet evolving global compliance standards.
Seamless Technical Integration
Get to market fast with our modular APIs and SDKs. We provide pre-built plugins for major e-commerce platforms (Shopify, WooCommerce) and a white-label solution for custom platforms, minimizing engineering overhead.
Enhanced User Experience & Loyalty
Offer a frictionless checkout with one-click crypto payments. Support programmable commerce features like conditional releases and automated refunds to build trust and increase customer lifetime value.
Build vs. Buy: Custom Integration vs. Off-the-Shelf Gateways
A detailed comparison of the time, cost, and risk involved in building a merchant stablecoin payment processor in-house versus partnering with Chainscore Labs for a custom, secure integration.
| Key Factor | Build In-House | Off-the-Shelf Gateway | Chainscore Custom Integration |
|---|---|---|---|
Time to Market (Initial Launch) | 6-12+ months | 2-4 weeks | 4-8 weeks |
Upfront Development Cost | $150K - $500K+ | $5K - $20K (license/subscription) | $50K - $150K |
Smart Contract Security & Audit | High Risk (unaudited, custom code) | Medium Risk (shared, generic contracts) | Low Risk (audited, custom-built for your use case) |
Custom Business Logic & Compliance | Full control, high complexity | Limited to provider's features | Tailored to your specific KYC/AML and settlement flows |
Multi-Chain & Multi-Asset Support | Requires building per chain | Limited to provider's list | Designed for your target chains (EVM, Solana, etc.) |
Ongoing Maintenance & Upgrades | Your team's responsibility | Provider handles, but you follow their roadmap | Optional SLA with 24/7 monitoring and proactive upgrades |
Branding & White-Label Control | Complete control | Provider branding often present | Fully white-labeled solution |
Settlement Finality & Speed | Dependent on your implementation | Subject to provider's infrastructure limits | Optimized for <2 second finality on supported L2s |
Total Cost of Ownership (Year 1) | $200K - $600K+ | $25K - $100K+ | $75K - $200K (predictable) |
Integration Complexity for Merchants | Your team builds all SDKs/docs | Standardized, but may not fit your stack | Custom SDKs and API documentation for your merchants |
Our Integration Methodology
A structured, four-phase approach designed for fintechs and payment processors to integrate stablecoin rails with zero disruption to your core business. We handle the blockchain complexity so you can focus on your customers.
Discovery & Architecture
We conduct a technical deep-dive to map your existing payment flows and define the optimal on-chain architecture. Deliverables include a detailed integration blueprint, wallet strategy, and gas optimization plan.
Smart Contract Development
Our engineers build and audit the core payment processor logic—deposit/withdrawal gateways, multi-signature treasury management, and real-time settlement layers—using battle-tested OpenZeppelin patterns.
API & SDK Integration
We provide a production-ready REST API and language-specific SDKs (Node.js, Python, Go) for seamless integration into your backend. Includes webhook alerts for on-chain events and comprehensive documentation.
Deployment & Go-Live
Managed deployment to mainnet with full monitoring, alerting, and 24/7 SRE support from day one. We conduct load testing and provide a rollback plan to ensure a smooth, zero-downtime launch.
Smart Contract Development
Secure, production-ready smart contracts built for scale and compliance.
We architect and deploy custom smart contracts that power your core business logic—from tokenomics and DeFi protocols to NFT marketplaces and DAOs. Our contracts are built on Solidity 0.8+ with OpenZeppelin standards and undergo rigorous security audits.
Deliver a secure, gas-optimized MVP in as little as 2 weeks, with a clear path to mainnet launch.
- Security-First Development: Formal verification, multi-sig deployment, and comprehensive audit trails.
- Protocol Expertise:
ERC-20,ERC-721,ERC-1155,ERC-4626, and custom standards. - Full Lifecycle Support: From design and testing to deployment, monitoring, and upgrade management.
Frequently Asked Questions
Common questions from CTOs and founders evaluating stablecoin payment infrastructure.
A standard integration for a single e-commerce platform takes 2-3 weeks from kickoff to production. This includes API integration, smart contract deployment, and end-to-end testing. Multi-platform or custom settlement logic can extend this to 4-6 weeks. We provide a detailed project plan in the first week.
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.