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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Polkadot Substrate Parachain Development for Tokenized Payments

We build custom, sovereign blockchains for specialized tokenized payment networks, leveraging Polkadot's shared security to deliver scalable, interoperable, and compliant settlement infrastructure.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built by certified auditors for your Web3 product.

We architect and deploy custom smart contracts that form the secure backbone of your application. Our development process is built on OpenZeppelin standards and follows formal verification principles to eliminate critical vulnerabilities before deployment.

From token economies to complex DeFi logic, we deliver gas-optimized, upgradeable contracts ready for mainnet.

  • End-to-End Development: Full lifecycle from architecture and Solidity/Rust coding to testing and deployment on EVM/Solana/Cosmos.
  • Security-First Approach: Every line is reviewed against the SWC Registry; optional integration with leading audit firms.
  • Measurable Outcomes: Achieve >95% test coverage, reduce gas costs by ~30%, and deploy a secure MVP in as little as 3 weeks.
key-features-cards
ENTERPRISE-GRADE INFRASTRUCTURE

Core Capabilities of Your Custom Payment Parachain

We architect and deploy purpose-built parachains for tokenized payments, delivering the specific performance, compliance, and interoperability your financial product requires.

01

High-Throughput Transaction Engine

Custom Substrate pallets optimized for payment logic, enabling thousands of transactions per second (TPS) with sub-second finality. Built for the demands of real-world commerce and DeFi.

2,000+ TPS
Peak Capacity
< 2 sec
Finality
02

Regulatory & Compliance Module

Integrate built-in compliance features like KYC/AML checks, transaction monitoring, and whitelisting directly into the chain logic. Maintain sovereignty while meeting global financial standards.

On-Chain
Compliance Logic
Modular
Rule Sets
03

Cross-Chain Asset Bridges

Secure, trust-minimized bridges to Ethereum, Solana, and other major ecosystems via XCMP and specialized oracles. Enable seamless inflow/outflow of liquidity and assets.

Multi-Chain
Connectivity
XCMP / Oracles
Protocol
04

Custom Token Standards & Economics

Design and implement bespoke token standards (beyond ERC-20) with advanced features like fee-on-transfer, programmable royalties, and multi-asset support for complex payment models.

Beyond ERC-20
Token Logic
Gas-Optimized
Pallet Design
05

Enterprise-Grade Security & Audits

Parachain runtime and smart contracts developed with formal verification practices and audited by leading security firms. Includes ongoing monitoring and incident response protocols.

Formal Verification
Methodology
Third-Party Audits
Security
06

Dedicated Chain Governance

A tailored governance system (DAO, council, or hybrid) for managing protocol upgrades, treasury, and fee parameters. Maintain full control over your chain's evolution.

Custom DAO
Governance Model
On-Chain Voting
Upgrade Process
benefits
FROM PARACHAIN TO PAYMENTS PLATFORM

Business Outcomes: Beyond Technical Build

Our Polkadot Substrate development delivers more than code. We architect tokenized payment systems that drive measurable business growth, regulatory compliance, and market leadership.

01

Regulatory-First Architecture

We design parachains with built-in compliance hooks for AML, KYC, and transaction monitoring, enabling faster licensing approvals and reducing legal overhead by up to 40%.

40%
Reduced Legal Overhead
Built-in
AML/KYC Hooks
02

Multi-Asset Settlement Engine

Deploy a single parachain that natively settles payments in stablecoins, CBDCs, and tokenized real-world assets, unlocking new revenue streams from cross-border and B2B transactions.

Sub-Second
Finality
Multi-Chain
Asset Support
03

Enterprise-Grade Interoperability

Leverage XCM and XCMP for seamless value and data transfer with other parachains and external networks like Ethereum and Cosmos, eliminating vendor lock-in.

XCM/XCMP
Native Protocols
< 2 Weeks
Bridge Integration
04

Scalable Transaction Throughput

Achieve 1,000+ TPS with isolated execution via parachain architecture, ensuring your payment network scales with user growth without congestion or fee spikes.

1,000+
Transactions Per Second
Isolated
Execution
05

Future-Proof Governance

Implement on-chain governance and forkless runtime upgrades, allowing your community or board to vote on protocol changes without network downtime.

Forkless
Runtime Upgrades
On-Chain
Treasury & Voting
06

Reduced Time-to-Market

Leverage our pre-audited Substrate pallets and deployment automation to launch a production-ready tokenized payments parachain in 8-12 weeks.

8-12 Weeks
To Production
Pre-Audited
Core Pallets
Structured delivery for tokenized payment parachains

Phased Development Roadmap

A clear, milestone-driven approach to building and launching your custom Substrate-based parachain for payments, from initial design to full-scale production.

Phase & DeliverablesStarter (PoC)Professional (MVP)Enterprise (Production)

Custom Substrate Runtime Module

Tokenized Asset Pallet (Fungible/Non-Fungible)

Basic

Advanced (Multi-asset)

Advanced + Regulatory Features

Cross-Chain Integration (XCM)

Bridge Setup

Automated Transfers

Full IBC/XCM Hub

Payment Gateway & API Layer

Prototype

Production-Ready API

White-Label Dashboard + SDK

Security Audit & Penetration Testing

Internal Review

Third-Party Audit (1 firm)

Third-Party Audit (2+ firms) + Bug Bounty

Deployment & Validator Onboarding

Testnet Only

Mainnet Launch Support

Managed Validator Network

Ongoing Maintenance & Upgrades

Ad-hoc Support

SLA: 24h Response

SLA: 4h Response + 99.9% Uptime

Estimated Timeline

4-6 weeks

8-12 weeks

12-16 weeks

Starting Investment

$50K - $100K

$150K - $300K

Custom Quote

how-we-deliver
END-TO-END DELIVERY

Our Development & Launch Process

A structured, transparent workflow designed to deliver a secure, production-ready Polkadot parachain for tokenized payments, from concept to mainnet launch.

01

1. Architecture & Design

We define your parachain's core logic, tokenomics, and integration points. This includes designing custom pallets for payment settlement, compliance, and cross-chain asset transfers, ensuring a scalable foundation.

2-3 weeks
Design Phase
100%
Specification Clarity
02

2. Substrate Runtime Development

Our engineers build and test your custom pallets in Rust, implementing the designed payment logic, governance, and XCM (Cross-Consensus Messaging) configurations for seamless Polkadot ecosystem interoperability.

Rust/Substrate
Core Stack
4-6 weeks
Development Sprint
03

3. Security Audit & Testing

Comprehensive security review, including unit/integration testing, adversarial scenario modeling, and a formal audit by a third-party firm. We ensure your financial parachain meets enterprise-grade security standards before deployment.

2 Audits
Internal + External
0 Critical
Vulnerability Target
04

4. Parachain Deployment & Launch

We manage the entire launch sequence: configuring collators, securing a parachain slot via crowdloan or direct lease, deploying the runtime to Rococo testnet, and finally launching on the Polkadot mainnet.

1-2 weeks
Mainnet Launch
99.9%
Target Uptime SLA
Strategic Infrastructure Decision

Build a Parachain vs. Using a Generic Smart Contract Platform

A technical and operational comparison for FinTechs and payment platforms deciding between a sovereign, purpose-built blockchain and a shared smart contract environment.

Key FactorCustom Substrate ParachainGeneric Smart Contract Platform (e.g., EVM)

Sovereignty & Governance

Full control over chain logic, upgrades, and fee model.

Governed by the underlying platform's rules and community.

Transaction Throughput & Finality

Dedicated block space; sub-6 second finality via Polkadot consensus.

Shared, contested resources; finality depends on base chain (e.g., 12s+ on Ethereum).

Custom Transaction Logic

Native runtime logic for complex payment rules (e.g., compliance checks).

Limited to smart contract capabilities; complex logic is gas-inefficient.

Cross-Chain Interoperability

Native, secure messaging (XCMP) to all Polkadot parachains and bridges.

Requires external, often trust-minimized, bridging protocols.

Time to Market (Development)

8-16 weeks for a production-ready, audited parachain.

4-8 weeks for initial smart contract deployment.

Team & Expertise Required

Substrate/Rust developers needed for core logic.

Solidity/Web3.js developers; more common skill set.

Ongoing Operational Overhead

Responsible for collator nodes, security, and upgrades.

Infrastructure managed by the base layer; you manage contracts only.

Total Cost of Ownership (Year 1)

$150K - $400K+ (development, audit, collators).

$50K - $150K (development, audit, gas fees).

Ideal Use Case

High-volume, regulated tokenized payments requiring custom economics.

MVP, experimental features, or applications benefiting from existing liquidity.

Polkadot Parachain Development

Frequently Asked Questions

Get clear answers on timelines, costs, and technical specifics for launching your tokenized payments parachain.

From initial design to a live parachain on Polkadot or Kusama, a standard deployment takes 8-12 weeks. This includes 2-3 weeks for architecture and smart contract development, 3-4 weeks for core pallet and runtime logic, 2 weeks for security audits and testing, and 1-2 weeks for auction preparation and deployment. Complex integrations (e.g., cross-chain bridges, advanced governance) can extend this timeline.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team