We deliver audit-ready code for tokens, DeFi protocols, and NFT projects. Our contracts are built on Solidity 0.8+ with OpenZeppelin security patterns and include comprehensive unit tests.
LABS
Services
Real-Time Payment Standards Compliance
Future-proof your payment network architecture and smart contracts by ensuring strict adherence to emerging real-time payment standards like ISO 20022 and interoperability frameworks. We deliver compliant, scalable systems.
Chainscore © 2026
overview
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built by Web3 experts.
- Custom Logic: From automated market makers to vesting schedules.
- Gas Optimization: Reduce deployment and transaction costs by up to 40%.
- Full Documentation: Technical specs and user guides for your team.
Deploy a secure, custom
ERC-20token or staking contract in under 2 weeks with a fixed-price scope.
key-features-cards
BUILT FOR ENTERPRISE
Our Standards Compliance Capabilities
We architect your payment infrastructure to meet the strictest regulatory and technical standards, ensuring global interoperability and institutional-grade security from day one.
01
ISO 20022 Integration
Seamless mapping between blockchain-native transactions and ISO 20022 messaging standards. We ensure your real-time payments are compatible with SWIFT, SEPA, and other global financial networks.
100%
Message Coverage
< 50ms
Mapping Latency
02
PCI DSS & SOC 2 Compliance
Secure payment processing infrastructure designed for PCI DSS Level 1 and SOC 2 Type II compliance. We implement tokenization, encryption, and access controls to protect sensitive financial data.
Level 1
PCI DSS
Type II
SOC 2
03
PSD2 & Open Banking APIs
Build compliant Strong Customer Authentication (SCA) and secure communication (PISP, AISP) interfaces. Our modules are pre-vetted for European regulatory technical standards (RTS).
XS2A Ready
API Compliance
FCA/Germany
Regions Covered
04
FATF Travel Rule (VASP Compliance)
Automated, privacy-preserving solutions for the FATF Travel Rule (Recommendation 16). We integrate with major VASP protocols like TRP and IVMS101 for cross-border crypto asset transfers.
IVMS 101
Data Standard
TRP/TRISA
Protocol Support
05
Real-Time Gross Settlement (RTGS) Bridge
Direct integration bridges with central bank RTGS systems and instant payment schemes (e.g., FedNow, SEPA Instant, UPI). Achieve finality equivalent to traditional high-value settlements.
24/7/365
Settlement Window
Sub-Second
Bridge Finality
06
AML/KYC Transaction Monitoring
Real-time screening and monitoring engine integrated with leading providers (Chainalysis, Elliptic). Configurable rule sets for sanctions lists, transaction patterns, and risk scoring.
< 100ms
Screening Time
10,000+
Watchlists
benefits
BEYOND CHECKBOXES
Why Compliance is a Competitive Advantage
In the evolving landscape of real-time payments, compliance is not a cost center—it's a strategic enabler. We architect your payment systems to meet global standards, unlocking new markets, building unshakable trust, and accelerating your go-to-market.
01
Global Market Access
Our compliance architecture is pre-mapped to key regulatory frameworks like PSD2/PSR in Europe, FedNow in the US, and UPI in India. This reduces your integration time for new regions from months to weeks.
30+
Jurisdictions Supported
< 4 weeks
New Region Integration
02
Trust as a Product Feature
We implement bank-grade security controls, real-time AML/KYC screening, and immutable audit trails on-chain. This demonstrable security becomes a core selling point for enterprise and institutional clients.
SOC 2 Type II
Compliance Framework
< 100ms
Screening Latency
03
Operational Efficiency
Automate regulatory reporting, transaction monitoring, and sanction list updates. Our systems reduce manual compliance overhead by over 70%, freeing your team to focus on innovation and growth.
>70%
Ops Cost Reduction
24/7
Automated Monitoring
04
Future-Proof Architecture
Our modular design adapts to new regulations like Travel Rule (FATF-16) and MiCA without costly re-engineering. Stay ahead of regulatory changes with a system built for evolution.
Zero
Major Rewrites Needed
Modular
Design Principle
The Strategic Cost of Compliance
Build Compliant vs. Retrofit Later
A cost-benefit analysis comparing the proactive integration of real-time payment standards (like ISO 20022, PSD2) during development versus the expensive, high-risk alternative of retrofitting non-compliant systems.
| Compliance Factor | Build Compliant (Proactive) | Retrofit Later (Reactive) |
|---|---|---|
Initial Development Timeline | Adds 2-4 weeks | Adds 3-6 months |
Core Protocol Integration | Native to architecture | Forced, brittle overlay |
Security & Audit Surface | Minimal, consolidated | Expanded, complex |
Regulatory Approval Time | Accelerated (weeks) | Delayed (6+ months) |
Year 1 Total Cost | $50K - $150K | $300K - $750K+ |
Technical Debt & Risk | Low (designed-in) | Critical (patchwork) |
Time-to-Market Impact | Weeks delay | Potential 12+ month setback |
Future Upgrade Path | Seamless, modular | Costly, disruptive re-writes |
how-we-deliver
BUILT FOR FINANCIAL INTEGRITY
Our Compliance-First Development Process
We architect payment systems where regulatory adherence is a foundational feature, not an afterthought. Our process ensures your application meets global standards from day one, reducing audit risk and accelerating go-to-market.
01
Regulatory Gap Analysis
We conduct a technical audit of your payment flows against standards like PSD2, FATF Travel Rule, and OFAC sanctions lists. Identifies compliance requirements before a single line of code is written.
48 hrs
Initial Report
15+
Standards Covered
02
Embedded AML/KYC Workflows
Integrate programmable compliance checks directly into transaction logic. Features include automated sanction screening, risk scoring, and configurable transaction limits to meet jurisdictional requirements.
< 100ms
Screening Latency
99.5%
Accuracy SLA
03
Audit-Ready Code & Reporting
Every transaction is immutably logged with compliance metadata. We generate standardized audit trails and real-time reports for regulators, built on-chain for verifiable proof.
Real-time
Report Generation
Fully Immutable
Audit Trail
security-and-audit
FULL-STACK INFRASTRUCTURE
Custom Blockchain Development
End-to-end blockchain solutions from protocol design to node deployment and maintenance.
We architect and deploy bespoke blockchain networks tailored to your exact use case, whether it's a private consortium chain, a public L2, or a custom sidechain. Our full-stack approach ensures seamless integration with your existing systems.
Deliver a production-ready network in 4-8 weeks, not quarters, with a clear roadmap to mainnet launch.
- Core Protocol Design: Consensus mechanisms (
PoA,PoS), tokenomics, and governance models. - Node Infrastructure: Automated deployment, 99.9% uptime SLA, and 24/7 monitoring.
- Smart Contract Layer: Secure, audited contracts for asset issuance, staking, and cross-chain bridges.
- Developer Tooling: Custom RPC endpoints, block explorers, and wallets for your ecosystem.
Technical & Commercial Considerations
Real-Time Payment Standards Compliance FAQ
Common questions from CTOs and product leads about integrating real-time payment rails like FedNow, RTP, and SEPA Instant into blockchain applications.
Standard integration projects take 3-6 weeks from kickoff to production-ready deployment. This includes architecture design, smart contract development for on/off-ramps, compliance checks, and end-to-end testing. We provide a detailed project plan within the first 3 days of engagement.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall