We architect and deploy production-grade smart contracts that form the backbone of your protocol. Our development process is built on security-first principles and gas optimization from day one, ensuring your application is both resilient and cost-effective to run.
LABS
Services
Zero-Knowledge KYC for Compliant Lending
We implement a privacy-preserving KYC verification layer using zero-knowledge proofs. Your platform proves regulatory compliance without storing or exposing users' personal identity data on-chain.
Chainscore © 2026
overview
CORE INFRASTRUCTURE
Custom Smart Contract Development
Secure, gas-optimized smart contracts built to your exact specifications.
- Protocol Development: Custom
ERC-20,ERC-721,ERC-1155, and bespoke token standards. - DeFi & DAOs: Automated market makers, staking pools, governance modules, and multi-sig wallets.
- Security Audits: All code undergoes internal review and is prepared for third-party audits by firms like CertiK or OpenZeppelin.
We deliver battle-tested contracts with comprehensive documentation, enabling your team to integrate and scale with confidence.
key-features-cards
ARCHITECTURE
Core Components of Our ZK-KYC System
A modular, enterprise-grade system designed for compliant lending platforms. We deliver verifiable identity proofs without exposing sensitive user data, reducing compliance overhead by up to 70%.
benefits
MEASURABLE RESULTS
Business Outcomes for Your Lending Platform
Implementing Zero-Knowledge KYC transforms compliance from a cost center into a competitive advantage. Here’s what our clients achieve.
01
Accelerated Onboarding
Reduce customer verification from days to seconds with automated ZK proof verification, directly increasing conversion rates and user acquisition velocity.
< 60 sec
Average KYC Time
+40%
Onboarding Completion
02
Regulatory Confidence
Deploy with certainty using our pre-audited, jurisdiction-specific ZK circuits for AML/CFT compliance, backed by legal opinion memos for key markets.
0
Regulatory Violations
5+
Jurisdictions Covered
03
Operational Cost Reduction
Eliminate manual review overhead and third-party KYC vendor fees. Our automated system reduces compliance operational costs by over 70%.
70%+
Cost Reduction
24/7
Automated Operation
04
Enhanced User Privacy & Trust
Differentiate your platform by verifying users without exposing sensitive data. Build trust with privacy-first credentials that users control.
100%
Data Minimization
ZK-SNARKs
Proof Standard
05
Global Market Access
Seamlessly onboard users from multiple regions with a single, interoperable credential. Expand your total addressable market without rebuilding for each jurisdiction.
50+
Supported Countries
1 Credential
Cross-Border Use
06
Scalable Compliance Infrastructure
Our modular ZK KYC stack handles from 1,000 to 1,000,000+ verifications with linear cost scaling and 99.9% uptime SLA, built for growth.
99.9%
Uptime SLA
< 2 weeks
Integration Time
Technical & Operational Comparison
ZK-KYC vs. Traditional KYC for Lending
A direct comparison of key operational, technical, and business factors between implementing a Zero-Knowledge Proof KYC system versus traditional KYC methods for lending platforms.
| Comparison Factor | Traditional KYC | ZK-KYC for Lending |
|---|---|---|
User Data Exposure | High (centralized database) | Zero (proofs only) |
Compliance Proof | Audit trails & reports | On-chain verifiable proof |
Onboarding Friction | High (document upload, wait time) | Low (one-time verification, reusable proof) |
Cross-Platform Portability | None (re-verify everywhere) | Full (proof works on any integrated platform) |
Settlement Speed Post-Verification | Minutes to hours | Seconds (instant proof verification) |
Regulatory Audit Cost | $50K-$200K+ annually | < $10K (automated proof validation) |
Data Breach Liability | High (custodian of PII) | None (no PII stored) |
Implementation Timeline | 3-6 months (integration + compliance) | 4-8 weeks (protocol integration) |
Primary Tech Stack | Legacy APIs, Document OCR | Circom/Halo2, Solidity, zk-SNARKs/STARKs |
how-we-deliver
TRANSPARENT & PREDICTABLE
Our Delivery Process: From Audit to Integration
A structured, milestone-driven approach that ensures your compliant lending platform is built on a secure, scalable, and regulator-ready foundation. We deliver certainty, not just code.
01
1. Compliance & Architecture Audit
We conduct a deep-dive analysis of your lending logic, data flows, and jurisdictional requirements. We deliver a detailed architecture blueprint and compliance gap analysis, ensuring your ZK-KYC design meets FINRA, FATF, and GDPR standards from day one.
2-3 Days
Initial Assessment
100+
Regulatory Checks
02
2. Zero-Knowledge Circuit Design
Our cryptographers design custom zk-SNARK/STARK circuits to prove KYC/AML compliance without exposing user data. We deliver optimized circuits for your specific attestations (e.g., accredited investor status, jurisdiction, age) with verifiable on-chain proofs.
Circom / Noir
Framework
< 200k
Gas per Proof
04
4. Off-Chain Verifier & API Integration
We deploy high-performance off-chain verifier services with a REST/GraphQL API layer. This enables your frontend to submit proofs and receive verification results in <100ms. We deliver full API documentation and SDKs for seamless integration.
< 100ms
Verification Time
99.95%
Uptime SLA
05
5. End-to-End Testing & Staging
We execute comprehensive test suites simulating real-world lending scenarios, regulatory checks, and edge cases on a private testnet. We deliver a fully functional staging environment for your team to validate the complete user flow.
500+
Test Cases
Testnet
Staging Deployment
06
6. Production Deployment & Monitoring
We manage the mainnet deployment of smart contracts and infrastructure with zero downtime. Post-launch, we provide 24/7 monitoring dashboards for proof volume, gas costs, and system health, ensuring operational excellence.
Zero-Downtime
Deployment
24/7
Health Monitoring
security-compliance
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built for your specific business logic.
We architect and deploy custom smart contracts on EVM and Solana that are audit-ready from day one. Our development process is built on battle-tested patterns from OpenZeppelin and Solana Program Library to ensure security and efficiency.
- End-to-End Development: From initial design and
Solidity/Rustcoding to deployment and mainnet verification. - Security-First Approach: Every contract undergoes internal review against common vulnerabilities (
reentrancy,overflow) before external audit. - Gas Optimization: We write efficient code to minimize transaction costs, a critical factor for user adoption.
- Integration Support: Seamless connection to frontends, oracles, and other protocol components.
Deliver a secure, functional MVP in as little as 2-3 weeks, with full documentation and a clear path to audit.
Zero-Knowledge KYC
Frequently Asked Questions
Get clear answers on how our privacy-preserving identity verification integrates with your lending protocol.
Borrowers submit identity documents to a licensed, accredited KYC provider. Upon successful verification, the provider issues a zero-knowledge proof (ZKP) attestation. This proof is submitted on-chain to your lending smart contract, which verifies its cryptographic validity without exposing any personal data. The contract then grants the verified wallet address permission to borrow up to compliant limits. We handle the full integration with providers like Veriff or Sumsub and the ZK circuit logic.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall