Institutional P2P Lending Compliance Framework

Deploy with a pre-audited compliance engine for KYC/AML, investor accreditation, and jurisdictional rules. Pass due diligence from institutional partners and regulators with a complete, immutable audit trail of all lending activity.

Smart contract-powered loan origination and settlement with programmable compliance checks. Eliminate manual approval bottlenecks and enable 24/7 capital flow with enforceable, on-chain terms.

Real-time collateral monitoring, automated margin calls, and liquidation engines built for volatile markets. Protect lender capital and maintain platform solvency with sub-minute response to market events.

Integrate with leading identity providers (e.g., Sumsub, Onfido) and custody solutions for seamless, compliant onboarding. Scale your user base without proportional increases in operational overhead.

Generate real-time reports on loan performance, platform health, and compliance status for internal stakeholders and regulators. All data is sourced from verified on-chain events and our compliance middleware.

Leverage our battle-tested framework to launch your compliant lending platform in weeks, not years. Avoid the multi-million dollar cost and timeline of building a compliant stack from scratch.

We conduct a deep-dive analysis of your target jurisdictions (e.g., US, EU, APAC) to map regulatory requirements (KYC/AML, MiCA, securities laws) onto your lending model. This phase defines the compliance guardrails for the entire build.

Our architects design the on-chain protocol (loan origination, collateral management, interest accrual) and off-chain compliance engine. We use battle-tested patterns from Aave/Compound, hardened with formal verification where applicable.

Our team builds the smart contract suite (Solidity 0.8+) and integrates critical off-chain services: identity verification (Sumsub, Onfido), credit scoring oracles, and fiat on/off ramps. All code follows strict internal audit protocols.

We engage leading Web3 security firms (e.g., CertiK, Quantstamp) for independent smart contract audits and conduct penetration testing on the full application stack. We resolve all critical/high issues before deployment.

We deploy the complete platform to a staging environment that mirrors mainnet, allowing for integration testing with real compliance providers and dry-runs in regulatory sandboxes where available (e.g., FCA, MAS).

We manage the production deployment with phased rollouts and real-time monitoring. Post-launch, we provide SLA-backed support for protocol upgrades, compliance rule updates, and scalability enhancements.