We architect and deploy audited, gas-optimized contracts on EVM and Solana that form the backbone of your protocol. Our focus is on security-first development with OpenZeppelin standards and comprehensive test coverage.
LABS
Services
Cross-Ecosystem Payment Obligation Aggregation
We build secure smart contract systems that aggregate a user's payment obligations across multiple blockchains to calculate precise borrowing capacity and optimize loan terms for P2P lending platforms.
Chainscore © 2026
overview
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built for scale and compliance.
- Custom Logic: From
ERC-20/721/1155tokens to complex DeFi primitives and DAO governance systems. - Security & Audits: Rigorous internal review plus integration with top firms like CertiK and Quantstamp.
- Full Lifecycle: Development, deployment, verification, and on-chain monitoring for post-launch integrity.
Deliver a market-ready, secure contract suite in as little as 4-6 weeks, reducing your technical risk and accelerating your go-to-market.
key-features-cards
ENTERPRISE-GRADE INFRASTRUCTURE
Core Capabilities of Our Aggregation Engine
Our engine consolidates payment obligations across blockchains into a single, manageable settlement layer, eliminating fragmentation and operational overhead for financial institutions.
03
Real-Time Risk & Exposure Dashboard
Monitor net exposure, counterparty limits, and settlement status across all integrated ecosystems from a single dashboard. Configurable alerts for threshold breaches and failed settlements.
04
Programmable Settlement Rules
Define custom business logic for obligation netting, prioritization, and execution. Supports time-based batching, minimum threshold triggers, and whitelisted counterparty lists.
benefits
TANGIBLE RESULTS
Business Outcomes for Your Lending Platform
Our Cross-Ecosystem Payment Obligation Aggregation service delivers measurable improvements to your lending platform's core metrics, from capital efficiency to user retention.
01
Enhanced Capital Efficiency
Aggregate user obligations across multiple chains into a single, unified collateral position. This reduces idle capital by up to 40% and increases your platform's overall loan-to-value (LTV) ratios.
40%
Less Idle Capital
15-25%
Higher LTV Ratios
02
Reduced Liquidation Risk
Diversify collateral risk across ecosystems in real-time. Our system automatically rebalances positions to mitigate volatility in any single asset or network, protecting your platform and your users.
>90%
Fewer Margin Calls
Real-time
Risk Monitoring
03
Faster Time-to-Market
Deploy a production-ready, cross-chain lending module in weeks, not months. We provide audited smart contracts, a managed oracle network, and a fully documented API.
< 4 weeks
To Production
Audited
OpenZeppelin
04
Improved User Retention & TVL
Offer a seamless, multi-chain experience without requiring users to bridge assets. This frictionless access leads to higher user satisfaction, longer session times, and increased Total Value Locked (TVL).
30%+
Higher Retention
Frictionless
User Onboarding
05
Operational Cost Reduction
Eliminate the need to build and maintain separate liquidity pools and risk engines for each blockchain. Manage your entire lending book from a single, unified dashboard.
60%
Lower Dev Costs
Unified
Management Dashboard
06
Regulatory & Compliance Readiness
Gain full transparency into the provenance and composition of cross-chain collateral. Our aggregation layer provides immutable audit trails essential for financial compliance and reporting.
Immutable
Audit Trail
Real-time
Portfolio View
From MVP to Global Scale
Structured Development Path
A phased approach to building your cross-ecosystem payment aggregation system, balancing speed, cost, and enterprise readiness.
| Capability | Proof of Concept | Production-Ready | Enterprise Scale |
|---|---|---|---|
Multi-Chain Smart Contract Suite | |||
On-Chain Payment Aggregation Engine | Basic (2 chains) | Advanced (5+ chains) | Full (10+ chains) |
Off-Chain Obligation Reconciliation | |||
Fraud & Risk Monitoring | Basic Alerts | Real-time Dashboards | AI-Powered Detection |
Settlement Finality SLA | < 5 minutes | < 30 seconds | |
Uptime & Reliability SLA | 99.5% | 99.9% | |
Technical Support & SLAs | 24/7 Chat + 12h Response | Dedicated Engineer + 1h Response | |
Custom Integration Support | Documentation | Guided Setup | White-Glove Implementation |
Security Audit Coverage | Automated Scan | Manual Review + Report | Full Audit + Bug Bounty Setup |
Typical Timeline | 2-4 weeks | 6-10 weeks | 12+ weeks |
Typical Investment | $15K - $30K | $50K - $150K | Custom Quote |
how-we-deliver
PROVEN PROCESS
Our Delivery Methodology
We deliver production-ready payment aggregation systems through a structured, transparent process designed for technical founders and CTOs. Each phase is built on our experience with protocols like LayerZero, Axelar, and Wormhole.
01
Discovery & Architecture
We conduct a 2-day technical deep dive to map your existing payment flows, define cross-chain settlement logic, and architect the optimal aggregation model (hub-and-spoke, direct bridging, or hybrid).
2 days
Technical Deep Dive
3 models
Architecture Options
02
Smart Contract Development
Our engineers build and test the core aggregation smart contracts in Solidity 0.8+ or Rust, implementing security patterns from OpenZeppelin and Anchor. Includes modular obligation tracking and multi-signature settlement.
Solidity 0.8+
Language
OpenZeppelin
Security Base
03
Relayer & Oracle Integration
We integrate and configure secure message relays (LayerZero, Axelar) and price oracles (Chainlink, Pyth) to enable cross-chain state synchronization and real-time obligation valuation.
LayerZero
Primary Relay
Sub-second
Message Finality
04
Security Audit & Testing
Every system undergoes internal audits, formal verification for critical paths, and testnet deployment across 3+ chains (Ethereum, Polygon, Arbitrum) before mainnet launch.
3+ chains
Testnet Deployment
Formal Verification
Critical Paths
05
Deployment & Monitoring
We handle the mainnet deployment with you, establishing 24/7 monitoring dashboards for transaction success rates, gas costs, and relay health across all connected ecosystems.
24/7
System Monitoring
99.5% SLA
Uptime
06
Documentation & Handoff
We deliver comprehensive technical documentation, admin key management procedures, and conduct a knowledge transfer session with your engineering team for full operational ownership.
Full Docs
Technical & Admin
2 sessions
Knowledge Transfer
security
FULL-STACK BUILD
Custom Blockchain Development
End-to-end development of secure, scalable blockchain applications tailored to your business logic.
We architect and build production-ready blockchain systems from the ground up. Our full-cycle development delivers custom smart contracts, secure backend oracles, and scalable node infrastructure designed for your specific use case—whether it's DeFi, NFTs, or enterprise supply chain.
- Smart Contract Development: Audited
Solidity/Rustcontracts usingOpenZeppelinstandards. - Backend & APIs: Robust off-chain logic, indexers, and
REST/GraphQLAPIs for seamless integration. - Node & Infrastructure: Managed
EVM/non-EVMnodes, RPC endpoints, and monitoring with 99.9% uptime SLA. - End-to-End Ownership: From technical design to mainnet deployment and ongoing maintenance.
We deliver a complete, audited system in 6-10 weeks, turning your concept into a live, secure application with documented code and deployment pipelines.
Cross-Ecosystem Payment Aggregation
Frequently Asked Questions
Get clear answers on how we deliver secure, scalable payment aggregation across any blockchain.
It's a unified settlement layer that aggregates and reconciles payment obligations (like invoices, subscriptions, payroll) across multiple blockchains and traditional systems. We build a single smart contract hub that tracks, nets, and settles obligations, eliminating the need for manual reconciliation across 10+ ecosystems like Ethereum, Solana, Polygon, and traditional payment rails.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall