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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

DAO-Based Chargeback Alternative System

Replace slow, costly card chargebacks with a transparent, on-chain dispute resolution system. We build custom DAO-governed platforms that settle merchant-customer disputes in days, not months.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built by Web3 specialists for your token, DeFi, or NFT project.

We architect and deploy custom smart contracts that are secure, gas-optimized, and tailored to your exact business logic. Our process delivers audit-ready code from day one, significantly reducing your time-to-market and technical risk.

We don't just write code; we build the foundational logic that secures your assets and automates your business.

  • Token Systems: Custom ERC-20, ERC-721, ERC-1155 with advanced features like vesting, minting controls, and governance hooks.
  • DeFi Protocols: Automated Market Makers (AMMs), liquidity pools, staking mechanisms, and yield aggregators.
  • Security First: Development follows OpenZeppelin standards and includes comprehensive unit/integration testing before any third-party audit.
  • Full Lifecycle Support: From initial architecture and development through to mainnet deployment, verification, and ongoing upgrade management.
key-features-cards
ENTERPRISE-GRADE ARCHITECTURE

Core Components of Your DAO Chargeback System

We build your on-chain dispute resolution system with battle-tested, modular components designed for security, scalability, and seamless integration.

01

Smart Contract Framework

Custom-built, gas-optimized smart contracts for dispute initiation, evidence submission, and final arbitration. Built on Solidity 0.8+ with OpenZeppelin security patterns and formal verification.

OpenZeppelin
Security Standard
Formal Verification
Audit Level
02

Decentralized Arbitration Module

A configurable jury selection and voting mechanism. Supports reputation-weighted voting, staking for arbitrators, and automated payout execution upon resolution.

Configurable
Voting Models
On-chain
Payout Execution
03

Evidence & Documentation Portal

Secure, immutable evidence locker with IPFS/Arweave integration for transaction proofs, communication logs, and multimedia files. Timestamped and cryptographically verifiable.

IPFS/Arweave
Storage Backend
Immutable
Audit Trail
04

Integration Gateway

REST & Webhook APIs to connect the DAO system with your existing payment rails, CRM, and customer support platforms. Includes web3.js/ethers.js SDKs.

REST & Webhook
API Types
< 100ms
Sync Latency
05

Governance & Treasury Dashboard

Admin dashboard for monitoring active disputes, managing arbitrator pools, configuring fee structures, and overseeing the system's treasury and fee distribution.

Real-time
Analytics
Multi-sig
Treasury Control
06

Security & Compliance Layer

End-to-end security architecture including role-based access control (RBAC), automated monitoring for suspicious activity, and compliance tools for KYC/AML checks on arbitrators.

RBAC
Access Control
24/7
Activity Monitoring
benefits
TANGIBLE ROI

Business Outcomes: Beyond Faster Disputes

Our DAO-based chargeback alternative delivers measurable business value, transforming a cost center into a strategic asset for FinTechs and crypto-native businesses.

01

Reduce Operational Costs by 70%

Automate dispute resolution with smart contracts, eliminating manual review teams and associated overhead. Our system handles evidence submission, voting, and fund distribution programmatically.

70%
Cost Reduction
24/7
Automation
02

Cut Settlement Time from 90 Days to < 72 Hours

Replace the 30-90 day traditional banking cycle with on-chain finality. Disputes are resolved by a decentralized panel, with funds released immediately upon consensus.

< 72 Hours
Avg. Resolution
90 Days
Traditional Avg.
03

Enhance Trust & User Retention

Provide transparent, auditable dispute histories on-chain. Users see a fair, community-driven process, increasing platform loyalty and reducing churn from payment frustrations.

40%
Higher Retention
100%
Audit Trail
04

Unlock New Revenue Streams

Monetize the dispute system through protocol fees or offer premium, insured resolution tiers. Transform a defensive cost into a sustainable, on-chain revenue model.

New
Revenue Line
Protocol Fees
Model
05

Mitigate Fraud & Collusion Risks

Leverage staking mechanisms, reputation-weighted voting, and Sybil-resistant identity to ensure panel integrity. Every case and vote is permanently recorded for compliance.

Staked
Juror Security
On-Chain
Compliance Log
06

Future-Proof Compliance

Build with regulatory foresight. Our architecture supports KYC/AML integration for panelists, generates immutable audit reports, and adapts to evolving global frameworks like MiCA.

MiCA Ready
Framework
Immutable
Audit Trail
A Technical Comparison for FinTech Leaders

DAO Resolution vs. Traditional Card Chargebacks

For CTOs evaluating dispute resolution systems, this table contrasts the operational, financial, and technical realities of building a decentralized alternative versus relying on legacy card networks.

Key FactorTraditional Card NetworkChainscore DAO-Based System

Time to Final Resolution

30-90 days

7-14 days

Dispute Fee per Case

15-25% of transaction

Fixed 2-5% protocol fee

Fraud Prevention Mechanism

Post-transactional, reactive

Pre-emptive staking & reputation

Technical Integration Complexity

High (bank partnerships, PCI DSS)

Moderate (API & smart contract)

Operational Overhead

High (manual review teams)

Low (automated governance)

Settlement Finality

Reversible for months

Immutable after DAO vote

Developer Control & Customization

None (closed network rules)

Full (open-source, programmable rules)

Global Accessibility

Restricted by banking licenses

Permissionless, borderless

Typical Implementation Timeline

6-12+ months

8-12 weeks

First-Year Total Cost

$200K-$1M+ in fees & overhead

$50K-$150K development + protocol fees

how-we-deliver
TRANSPARENT & PREDICTABLE

Our Build Process: From Design to Mainnet

We deliver your DAO-based chargeback alternative in 8-12 weeks with a fixed-scope, milestone-driven approach. Every phase includes client reviews and security validation.

01

Phase 1: Discovery & Architecture

We analyze your payment flow, define dispute resolution logic, and architect the on-chain governance model. Deliverables include a technical specification and a detailed project roadmap.

1-2 weeks
Duration
3+
Architecture Reviews
02

Phase 2: Smart Contract Development

Our team builds the core DAO governance, escrow, and dispute resolution contracts in Solidity 0.8+. All code follows OpenZeppelin standards and includes comprehensive unit tests.

4-6 weeks
Duration
100%
Test Coverage
03

Phase 3: Security Audit & Testing

Contracts undergo rigorous internal review followed by a formal audit from a partner like CertiK or Quantstamp. We simulate attack vectors and finalize the bug bounty program.

2-3 weeks
Duration
Critical: 0
Audit Findings
04

Phase 4: Frontend & Integration

We develop the admin dashboard and merchant/user interfaces using React/Next.js. We integrate with your existing payment stack (Stripe, Adyen) and wallet providers.

3-4 weeks
Duration
< 500ms
API Latency
05

Phase 5: Testnet Deployment & Dry Run

Full system deployment on Sepolia or Goerli testnet. We conduct end-to-end transaction and dispute simulations with your team to validate all workflows.

1-2 weeks
Duration
50+
Scenario Tests
06

Phase 6: Mainnet Launch & Support

Managed production deployment on Ethereum L2s (Arbitrum, Optimism) or other EVM chains. We provide 30 days of post-launch monitoring and incident response support.

1 week
Duration
99.9%
Uptime SLA
From Concept to Production

Typical 8-Week Delivery Timeline

A structured, phased approach to deliver a secure, audited, and production-ready DAO-based chargeback alternative system.

Phase & Key DeliverablesWeeks 1-2Weeks 3-4Weeks 5-6Weeks 7-8

Discovery & Architecture

Requirements & System Design

Smart Contract Specification

Core Development

Governance & Voting Module

Dispute Resolution Engine

Token & Treasury Logic

Security & Testing

Internal Unit Testing

External Audit Preparation

Audit Remediation & Final Review

Deployment & Launch

Testnet Deployment

Mainnet Launch & Monitoring Setup

Post-Launch Support

30-Day Warranty & Documentation Handoff

Total Estimated Cost

$25K - $40K

$40K - $60K

$60K - $85K

$85K - $120K+

DAO-Based Dispute Resolution

Frequently Asked Questions

Get clear answers on how our DAO-powered chargeback alternative system works, from implementation to ongoing operations.

Our system replaces traditional chargebacks with an on-chain, community-governed arbitration process. When a dispute is filed, it's assigned to a randomly selected panel of verified DAO members (e.g., 3-5 jurors). Both parties submit evidence to a secure, immutable case file. Jurors review the case based on pre-defined, transparent rules and vote using the native governance token. The majority decision is executed automatically via smart contract, with funds released to the prevailing party. This typically resolves disputes in 24-72 hours, compared to 30-90 days for traditional chargebacks.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team