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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Regulatory-Compliant Payment Aggregation

We build secure payment routing networks for regulated institutions, integrating automated compliance engines and real-time reporting directly on-chain.
Chainscore © 2026
overview
FULL-STACK INFRASTRUCTURE

Custom Blockchain Development

End-to-end blockchain solutions built for enterprise-grade security and scalability.

We architect and deploy custom blockchains and layer-2 solutions tailored to your specific use case. Our development process is built on proven security patterns and modular design principles, ensuring a foundation that scales with your business.

From a 2-week MVP to a full production network, we deliver turnkey solutions with clear technical ownership.

  • Core Protocol Development: Custom Solidity/Rust smart contracts, consensus mechanisms, and tokenomics.
  • Layer-2 & Scaling: zkRollup and Optimistic Rollup implementations for high-throughput applications.
  • Full Node & RPC Infrastructure: Managed, high-availability node clusters with 99.9% uptime SLA.
  • Cross-Chain Integration: Secure bridges and messaging layers (Wormhole, LayerZero) for multi-chain strategies.
key-features-cards
ARCHITECTURE

Core Components of a Compliant Payment Network

We build payment infrastructure with compliance engineered in, not bolted on. Our modular components ensure your network meets global regulatory standards from day one.

01

On-Chain Identity & KYC/AML Engine

Integrate verifiable credentials and automated sanction screening directly into the payment flow. We implement modular KYC/AML checks that satisfy FinCEN, FATF, and EU AMLD5 requirements without compromising user experience.

150+
Jurisdictions Supported
< 100ms
Check Latency
02

Regulatory Transaction Monitoring

Real-time surveillance for suspicious patterns and automated reporting. Our system flags high-risk transactions, maintains immutable audit trails, and generates reports for regulators like FINTRAC and FCA.

24/7
Real-time Monitoring
100%
Audit Trail Integrity
03

Multi-Jurisdiction Settlement Layer

A dedicated settlement ledger that segregates funds, enforces jurisdictional rules, and provides proof-of-compliance for every transaction. Built for interoperability with traditional payment rails (SWIFT, SEPA) and digital asset networks.

Sub-Second
Settlement Finality
ISO 20022
Message Standard
04

Programmable Compliance Rules Engine

A no-code dashboard to define and deploy jurisdiction-specific transaction limits, counterparty restrictions, and licensing requirements. Update compliance logic in real-time without redeploying core contracts.

Zero-Downtime
Rule Updates
Granular
Policy Control
05

Secure Custody & Wallet Infrastructure

Enterprise-grade MPC or smart contract wallet solutions with mandatory compliance checks pre-signing. Features include multi-sig governance, transaction explainers, and secure key management certified to SOC 2 Type II standards.

SOC 2 Type II
Certified
MPC/AA
Architecture
06

Audit & Reporting Portal

Automated generation of regulatory reports (CTR, SAR) and a dedicated portal for auditors and regulators. Provides transparent, real-time access to verified transaction history and compliance status.

Automated
Report Generation
Read-Only
Regulator Access
benefits
DELIVERING COMPLIANCE AT SCALE

Business Outcomes for Regulated Institutions

Our regulatory-compliant payment aggregation infrastructure is engineered to meet the stringent demands of financial institutions, enabling them to harness blockchain's efficiency without compromising on compliance or security.

01

Accelerated Time-to-Market

Deploy a fully integrated, compliant payment rail in under 4 weeks, bypassing years of in-house development and regulatory navigation. We handle the technical and compliance heavy lifting.

< 4 weeks
Deployment Time
0
In-House Dev Years
02

Reduced Compliance Overhead

Leverage our pre-built, audited compliance modules for KYC/AML, transaction monitoring, and sanctions screening. Slash operational costs and audit preparation time by over 60%.

> 60%
Cost Reduction
24/7
Real-Time Monitoring
03

Enterprise-Grade Security & Audit Trail

Every transaction is cryptographically secured and immutably logged, providing a verifiable audit trail that meets SOC 2 Type II and financial regulatory standards for data integrity.

SOC 2 Type II
Compliance
100%
Immutable Logging
04

Seamless Fiat & Crypto Settlement

Enable instant, low-cost settlement between traditional banking rails (SWIFT, SEPA) and major blockchain networks (Ethereum, Polygon, Solana) with built-in liquidity management.

< 1 sec
On-Chain Finality
< 0.5%
Settlement Cost
05

Scalable Infrastructure with SLAs

Built for high-volume institutional traffic. Our platform guarantees 99.95% uptime with dedicated support and clear service level agreements (SLAs) for performance and reliability.

99.95%
Uptime SLA
< 100ms
API Latency
06

Future-Proof Regulatory Alignment

Our architecture is designed for adaptability. We continuously update our systems in alignment with evolving global frameworks like MiCA, FATF Travel Rule, and OFAC requirements.

Global
Framework Coverage
Continuous
Compliance Updates
A structured approach to compliant payment infrastructure

Phased Development Roadmap

Our proven methodology for delivering a secure, scalable, and regulator-ready payment aggregation system, from initial audit to full-scale production.

Phase & DeliverablesFoundation (Weeks 1-4)Integration (Weeks 5-8)Scale & Compliance (Weeks 9-12)

Core Smart Contract Suite

On-Chain Compliance Module (Travel Rule, AML)

Multi-Chain Deployment (EVM, Solana)

Fiat On/Off-Ramp Connectors

Real-Time Transaction Monitoring Dashboard

Regulatory Reporting Automation

Security Audit & Penetration Testing

Initial Audit

Integration Review

Final Audit & CertiK Report

Support & Response SLA

Email (48h)

Priority (24h)

Dedicated (4h)

Estimated Investment

$15K - $30K

$30K - $60K

$60K+ (Custom)

how-we-deliver
END-TO-END DELIVERY

Our Development & Compliance Methodology

A dual-track approach that delivers secure, production-ready payment infrastructure while proactively managing regulatory risk. We build and certify in parallel.

01

Compliance-First Architecture

We design your payment aggregation layer with regulatory requirements as core primitives, not an afterthought. This includes embedded KYC/AML checks, transaction monitoring hooks, and jurisdiction-specific rule engines.

PCI DSS
Compliant Design
FATF Travel Rule
Architected For
02

Secure Smart Contract Development

Payment logic is encoded in audited, upgradeable smart contracts using OpenZeppelin libraries. We implement multi-signature controls, circuit breakers, and automated treasury management for fund safety.

OpenZeppelin
Security Standards
2+ Audits
Minimum Required
03

Real-Time Transaction Monitoring

Deploy an on-chain surveillance system that flags anomalous payment patterns for review. Integrates with Chainalysis or Elliptic for address screening and sanctions list compliance.

< 1 sec
Alert Latency
100%
Transaction Scanned
04

Regulatory Reporting Automation

Automate the generation of audit trails and regulatory reports (e.g., for FinCEN, FINTRAC). Our systems produce immutable, verifiable logs of all payment flows and compliance actions.

Automated
Report Generation
Immutable
Audit Trail
05

Licensing Strategy & Advisory

We provide a roadmap for obtaining necessary licenses (MTL, PI, EMI) in target jurisdictions and help structure your entity to meet regulatory capital and governance requirements.

30+
Jurisdictions Mapped
Strategic
Partner Network
06

Continuous Compliance Updates

We monitor global regulatory changes and provide timely smart contract upgrades and policy adjustments to ensure your payment system remains compliant as laws evolve.

Proactive
Monitoring
SLA-Backed
Update Patch
Regulatory-Compliant Payment Aggregation

Frequently Asked Questions

Common questions from CTOs and founders about integrating compliant on/off-ramps and managing crypto-to-fiat settlements.

Standard integration of our white-label payment gateway takes 2-3 weeks from contract signing to production launch. This includes KYC/KYC provider setup, smart contract deployment for escrow, and merchant dashboard configuration. Complex enterprise deployments with custom compliance rules or multi-entity structures may extend to 4-6 weeks.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team