We architect and deploy custom smart contracts for tokens, DeFi protocols, NFTs, and DAOs. Our engineers specialize in Solidity 0.8+, Rust (Solana/NEAR), and Vyper, implementing OpenZeppelin standards and formal verification to eliminate critical vulnerabilities.
LABS
Services
Regulatory-First Cross-Border Payment Protocol
We design and build compliant cross-border payment protocols from the ground up. Our compliance-by-design architecture integrates real-time regulatory reporting, jurisdiction-specific rule engines, and secure auditor access controls.
Chainscore © 2026
overview
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built by Web3-native engineers.
Deliver a secure, gas-optimized, and auditable codebase in 2-4 weeks for a standard MVP.
- Full Lifecycle Development: From specification and architecture to deployment, verification, and on-chain monitoring.
- Security-First Approach: Rigorous internal audits, property-based testing with
Foundry/Hardhat, and preparation for third-party audits. - Production Patterns: Implementation of upgradeability (
Transparent/ UUPS Proxy), access control, and gas optimization for mainnet readiness.
key-features-cards
BUILT FOR COMPLIANCE, ENGINEERED FOR SCALE
Core Protocol Capabilities
Our protocol delivers the technical foundation for compliant, high-volume cross-border payments. We handle the complex infrastructure so you can focus on building your product.
benefits
DELIVERABLES
Business Outcomes for Your Payment Network
Our regulatory-first protocol delivers measurable infrastructure improvements, reducing operational overhead and accelerating your time-to-market in global payments.
01
Regulatory Compliance by Design
Embedded KYC/AML checks and transaction monitoring via on-chain attestations, ensuring adherence to FATF Travel Rule, MiCA, and OFAC sanctions across 150+ jurisdictions.
150+
Jurisdictions Covered
< 100ms
Compliance Check
02
Sub-Second Cross-Border Settlement
Leverage a purpose-built blockchain layer for final settlement in under one second, eliminating the 2-5 day delays typical of correspondent banking networks.
< 1 sec
Settlement Finality
24/7/365
Network Uptime
03
Cost Reduction & Predictable Pricing
Reduce transaction costs by up to 80% versus traditional SWIFT corridors with a transparent, predictable fee structure based on computational gas, not percentage-based FX spreads.
Up to 80%
Cost Reduction
$0.01 - $0.10
Avg. Tx Fee
04
Developer-First Integration
Production-ready SDKs and REST APIs for seamless integration with your existing treasury, core banking, or payment orchestration platforms. Deploy a compliant testnet in days.
< 2 weeks
Live Deployment
5+
SDK Languages
05
Enterprise-Grade Security & Audits
Protocol and smart contracts undergo annual audits by firms like Trail of Bits and CertiK, with a 99.9% uptime SLA and institutional-grade key management options.
99.9%
Uptime SLA
Annual
Security Audits
06
Multi-Currency & Stablecoin Support
Native support for major fiat-backed stablecoins (USDC, EURC) and CBDC interoperability frameworks, enabling seamless FX conversion and liquidity aggregation.
10+
Supported Assets
Real-time
FX Oracles
A Cost-Benefit Analysis for FinTech Leaders
Build vs. Buy: The Compliance Infrastructure Decision
Compare the total cost, risk, and time-to-market of developing a compliant cross-border payment system in-house versus leveraging Chainscore's battle-tested protocol.
| Key Factor | Build In-House | Buy with Chainscore |
|---|---|---|
Time to Launch a Compliant MVP | 6-12+ months | 4-8 weeks |
Initial Development Cost | $300K - $800K+ | $50K - $150K |
Ongoing Compliance & Monitoring | Your team (2-3 FTEs) | Fully managed service |
Regulatory Coverage (AML/KYC/Travel Rule) | Jurisdiction-specific, requires legal counsel | Pre-built for 30+ jurisdictions, continuously updated |
Smart Contract Security & Audit Burden | High (unaudited risk, $50K+ per audit) | Low (pre-audited, battle-tested codebase) |
Integration with Fiat Rails & VASPs | Custom, fragile integrations | Pre-integrated with major partners |
Uptime & Reliability SLA | Your responsibility (costly to achieve 99.9%) | 99.9% SLA with 24/7 monitoring |
Total Cost of Ownership (Year 1) | $500K - $1.2M+ | $120K - $300K |
Team Focus | Diverted to compliance plumbing | Concentrated on core product & growth |
how-we-deliver
PREDICTABLE, AUDITABLE, DEPLOYABLE
Our Development & Integration Process
A structured, four-phase engagement model designed for regulated financial institutions. We deliver a production-ready, compliant payment protocol with clear milestones and transparent communication at every step.
01
Phase 1: Discovery & Compliance Mapping
We conduct a deep-dive analysis of your target corridors, regulatory requirements (FATF Travel Rule, AML/CFT), and existing tech stack. Deliverables include a detailed compliance matrix and technical architecture blueprint.
10+
Jurisdictions Mapped
2-3 weeks
Initial Scoping
02
Phase 2: Protocol Design & Smart Contract Development
Architect and build the core settlement logic, custody models, and compliance hooks using Solidity 0.8+. All contracts undergo formal verification and are built with OpenZeppelin standards for maximum security.
100%
OpenZeppelin Base
Formal Verification
Security Standard
03
Phase 3: Integration & Regulatory Gateway Build
Develop and integrate the critical off-chain components: regulatory reporting gateways, KYC/AML provider APIs, and fiat on/off-ramp connectors. We ensure seamless interoperability with your core banking systems.
Pre-built
KYC Connectors
ISO 20022
Messaging Support
04
Phase 4: Staging, Audit & Go-Live
Deploy to a private staging environment for end-to-end testing and a third-party security audit (e.g., Trail of Bits). We manage the production deployment and provide a 30-day hypercare support period post-launch.
99.9%
Uptime SLA
30-day
Post-Launch Support
Regulatory-First Payment Protocol
Frequently Asked Questions
Get specific answers about our approach to building compliant, cross-border payment systems for FinTechs and crypto-native businesses.
A Regulatory-First protocol is engineered with compliance as a core architectural principle, not an afterthought. It embeds KYC/AML checks, transaction monitoring, and jurisdictional rule-sets directly into the smart contract logic and off-chain infrastructure. This is critical because it enables real-time compliance validation, reduces manual review overhead by up to 70%, and provides an immutable audit trail for regulators. Our approach de-risks your product launch and ensures sustainable, global scalability.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall