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Free 30-min Web3 Consultation
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Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Decentralized Identity for KYC/AML in Payments

We implement verifiable credential and DID frameworks to streamline and secure participant onboarding and compliance checks across your B2B payment network.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built by Web3-native engineers.

We architect and deploy custom smart contracts for DeFi, NFTs, and enterprise applications. Our engineers write in Solidity 0.8+ and Rust, leveraging battle-tested libraries like OpenZeppelin and established security patterns to mitigate risks.

  • Full Lifecycle Support: From initial design and Foundry/Hardhat development to comprehensive audits and mainnet deployment.
  • Protocol Integration: Seamless connections to Chainlink oracles, Uniswap V3, and cross-chain bridges.
  • Gas Optimization: We deliver contracts with up to 40% lower gas costs through efficient bytecode and storage patterns.

We guarantee audit-ready code and provide a clear path from prototype to production in as little as 3-4 weeks.

key-features-cards
ENTERPRISE-READY ARCHITECTURE

Core Components of Our DID for KYC/AML Solution

A modular, secure-by-design identity stack that replaces legacy KYC/AML processes with verifiable credentials and selective disclosure, reducing compliance costs and onboarding friction.

01

W3C Verifiable Credential Engine

Issue and verify tamper-proof credentials using W3C standards. We implement selective disclosure and zero-knowledge proofs, allowing users to prove compliance (e.g., age, residency) without exposing raw PII.

W3C Compliant
Standard
ZK-Proofs
Privacy Tech
02

Decentralized Identifier (DID) Registry

Sovereign identity wallets anchored on Ethereum or Polygon. We manage the full lifecycle: creation, key rotation, and revocation, ensuring user control and portability across applications.

Ethereum/Polygon
Anchor Chains
User-Owned
Key Model
03

Automated Compliance Rule Engine

Programmable, jurisdiction-aware rules for real-time AML screening and KYC validation. Plug into existing sanction lists and risk databases while maintaining audit trails for regulators.

Real-Time
Screening
FATF Travel Rule
Compliance
04

Credential Status & Revocation Service

Maintain real-time credential validity using on-chain registries or selective off-chain attestations. Instantly revoke access for compromised identities or expired credentials.

< 1 sec
Revocation Check
On/Off-Chain
Flexibility
05

Developer SDK & API Gateway

REST & GraphQL APIs with client SDKs for Node.js, Python, and Go. Integrate KYC/AML checks into your payment flow in under 2 weeks with comprehensive documentation.

3+ SDKs
Languages
< 2 weeks
Integration Time
06

Audit & Regulatory Reporting Dashboard

Centralized dashboard for compliance officers to monitor verification events, generate audit reports, and demonstrate adherence to GDPR, CCPA, and financial regulations.

GDPR/CCPA
Compliance
Immutable Logs
Audit Trail
benefits
DELIVERING TANGIBLE VALUE

Business Outcomes for Your Payment Network

Our decentralized identity solutions for KYC/AML are engineered to deliver measurable improvements to your payment infrastructure's security, compliance, and user experience.

01

Accelerated Onboarding

Reduce customer verification from days to minutes with reusable, portable credentials. Cut user drop-off by up to 70% while maintaining full regulatory compliance.

< 2 min
Average Onboarding
70%
Reduced Drop-off
02

Reduced Compliance Overhead

Automate AML screening and KYC checks with programmable, on-chain logic. Lower operational costs by 40-60% by eliminating manual review bottlenecks and redundant checks.

40-60%
Cost Reduction
Real-time
Screening
03

Enhanced Fraud Prevention

Mitigate synthetic identity fraud and account takeover with tamper-proof, user-owned credentials. Achieve near-zero false positives using verifiable claims and zero-knowledge proofs.

> 99%
Accuracy Rate
ZK-Proofs
Tech Foundation
04

Global Interoperability

Enable seamless cross-border payments with identity standards (W3C VC, DID) recognized by regulators. Expand to new markets 3x faster without rebuilding KYC stacks for each jurisdiction.

W3C Compliant
Standards
3x Faster
Market Expansion
05

Developer Velocity

Integrate with our API-first platform and SDKs to launch compliant payment features in weeks, not quarters. Focus on core product, not compliance plumbing.

< 4 weeks
Integration Time
REST & SDK
APIs Available
06

Auditable Compliance Trail

Generate immutable, regulator-friendly audit logs for every verification and transaction. Simplify examinations with cryptographically verifiable proof of compliance processes.

Immutable
Audit Logs
Automated
Reporting
Infrastructure Comparison

Traditional KYC vs. Decentralized Identity for Payments

A technical comparison of legacy KYC/AML systems versus modern decentralized identity solutions, highlighting key operational and business differences for payment platforms.

FeatureTraditional KYCDecentralized Identity

Onboarding Time

Days to Weeks

Minutes

User Data Control

Centralized Custodian

User-Held (Self-Sovereign)

Cross-Platform Portability

Compliance Verification Cost

$10-$100 per user

< $1 per user

Fraud & Synthetic Identity Risk

High

Low

Regulatory Audit Trail

Manual, Proprietary

Automated, On-Chain

Architecture

Siloed Databases

Interoperable Verifiable Credentials

Primary Standards

Proprietary APIs

W3C DID, Verifiable Credentials

Developer Integration Time

3-6 months

2-4 weeks

Recurring Compliance Cost

High (Annual Re-screening)

Minimal (Credential Renewal)

how-we-deliver
PREDICTABLE, SECURE, SCALABLE

Our Delivery Process: From Audit to Integration

A structured, four-phase methodology designed for FinTech compliance teams. We deliver production-ready, regulator-approved decentralized identity solutions with clear milestones and guaranteed outcomes.

01

1. Architecture & Compliance Audit

We conduct a deep-dive analysis of your existing KYC/AML stack and target jurisdictions. Deliverables include a gap analysis report, regulatory mapping (FATF, eIDAS, GDPR), and a technical architecture blueprint for your DID/VC system.

2-3 weeks
Initial Assessment
100%
Regulatory Coverage
02

2. Smart Contract & Protocol Development

Development of custom, gas-optimized smart contracts for credential issuance, revocation, and verification. Built on Solidity 0.8+ with OpenZeppelin libraries, following W3C DID/VC standards and prepared for formal security audit.

4-6 weeks
Development Sprint
Zero Critical
Audit Findings Target
03

3. Security Audit & Certification

Rigorous third-party smart contract and system security audit by certified firms (e.g., Trail of Bits, Quantstamp). We manage the entire process, from scoping to remediation, delivering a public audit report for stakeholder trust.

2-4 weeks
Audit Cycle
Certified
Security Seal
04

4. Production Integration & Go-Live

Seamless integration with your payment rails and user onboarding flows. We provide developer SDKs, comprehensive documentation, and live support during launch to ensure 99.9% uptime SLA from day one.

1-2 weeks
Integration Window
99.9%
Uptime SLA
security-compliance
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built to your exact specifications.

We architect and deploy custom smart contracts for DeFi, NFTs, DAOs, and enterprise applications. Our development process ensures security-first code with comprehensive testing and formal verification.

  • Full Lifecycle Support: From initial design and Solidity/Rust development to deployment, auditing, and maintenance.
  • Proven Security: Contracts built with OpenZeppelin libraries and undergo third-party audits before mainnet launch.
  • Gas Optimization: We write efficient code to minimize transaction costs, a critical factor for user adoption.
  • Integration Ready: Contracts are designed for seamless interaction with your frontend, oracles, and other protocols.

Deliver a secure, audited, and fully functional smart contract system in as little as 2-4 weeks.

Decentralized Identity for KYC/AML

Frequently Asked Questions

Answers to common technical and commercial questions about implementing self-sovereign identity for compliant payments.

We implement a verifiable credential model using the W3C DID and VC standards. Users create a self-sovereign wallet (DID) and receive attested credentials (e.g., proof of identity, accredited investor status) from trusted issuers like financial institutions. These credentials are stored locally and presented via zero-knowledge proofs for specific transaction checks, eliminating the need to share raw PII. Our system integrates with your payment flow to verify credentials against AML lists and jurisdictional rules in real-time, ensuring compliance without centralized data silos.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team
Decentralized Identity for KYC/AML | Chainscore Labs | ChainScore Guides