We architect and develop custom blockchain solutions from the ground up, delivering production-ready applications in 4-8 weeks. Our full-stack approach covers everything from smart contract logic to user-facing dApps.
LABS
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Tax-Smart Rebalancing for Payment Treasury Reserves
An automated treasury management service that rebalances your business's payment settlement reserves across assets and chains while optimizing for tax efficiency, such as harvesting losses and minimizing taxable events.
Chainscore © 2026
overview
FULL-STACK ENGINEERING
Custom Blockchain Development
Build secure, scalable blockchain applications tailored to your specific business logic and market needs.
Move from concept to a live, secure mainnet deployment with a dedicated team of protocol-level experts.
- Core Protocol Development: Custom
L1/L2chains, consensus mechanisms, and cross-chain bridges. - Smart Contract Suites: Audited
Solidity/Rustcontracts for DeFi, NFTs, DAOs, and enterprise logic. - Full dApp Stack: Frontends (
React/Next.js), backends (Node.js), and secure wallet integration. - Guaranteed Outcomes: 99.9% uptime SLA, formal verification, and post-deployment support.
key-features-cards
ENGINEERED FOR TREASURY OPERATIONS
Core Capabilities of Our Tax-Smart Rebalancing
Our platform automates the complex logic of tax-aware treasury management, turning regulatory compliance into a competitive advantage. We deliver measurable improvements in after-tax yield and operational efficiency.
01
Automated Wash Sale Prevention
Real-time transaction monitoring and automated rule enforcement to prevent wash sales across your entire portfolio, ensuring strict compliance with IRS regulations and protecting your tax position.
24/7
Real-time Monitoring
100%
Rule Coverage
02
Tax-Loss Harvesting Engine
Algorithmic identification and execution of tax-loss harvesting opportunities. Our engine optimizes for both immediate tax savings and long-term portfolio health, automatically generating offsetting gains.
>15%
Avg. Tax Alpha
< 1 sec
Opportunity Scan
03
Multi-Chain Cost Basis Tracking
Unified, auditable ledger for cost basis across Ethereum, Solana, and Layer-2s. Automatically calculates and reports realized/unrealized gains for any asset, simplifying year-end accounting.
10+
Chains Supported
FIFO/HIFO
Accounting Methods
04
Portfolio Rebalancing with Tax Impact
Dynamic rebalancing that factors in the tax consequences of every trade. Our models minimize tax liability while maintaining target allocations, preserving more of your treasury's value.
90%
Tax Drag Reduction
Sub-second
Rebalance Calc
05
Regulatory Reporting & Audit Trail
Automated generation of Form 8949 and Schedule D precursors, with a complete, immutable audit trail for every calculation. Streamline your tax filing and withstand any regulatory scrutiny.
IRS-Compliant
Output Formats
Immutable
Audit Log
06
Custom Rule Engine & Policy Suite
Define and enforce your organization's specific treasury management policies (e.g., minimum holding periods, blacklisted assets) directly within the automated rebalancing logic.
No-Code
Policy Builder
Enterprise SLA
Uptime
benefits
STRATEGIC TREASURY MANAGEMENT
Business Outcomes: Beyond Automated Rebalancing
Our tax-smart rebalancing engine delivers measurable financial and operational advantages, transforming your payment treasury from a cost center into a strategic asset.
01
Maximized After-Tax Yield
Our algorithms optimize for post-tax returns, not just nominal APY. We integrate real-time tax lot accounting to minimize capital gains liabilities on every rebalance, directly boosting your net treasury income.
15-30%
Higher Net Yield
Real-time
Tax Lot Tracking
02
Regulatory & Audit Readiness
Automated, immutable logs for every transaction and tax calculation. Generate compliant reports for GAAP/IFRS, IRS Form 8949, and internal audits in minutes, not days. Built-in controls for SOX and financial governance.
100%
Audit Trail
< 1 hour
Report Generation
03
Reduced Operational Overhead
Eliminate manual spreadsheet tracking and reconciliation. Our system automates portfolio tracking, tax harvesting, and reporting, freeing your finance team to focus on strategy rather than data entry.
90%
Time Savings
Zero-touch
Rebalancing
04
Enhanced Capital Efficiency
Maintain optimal liquidity for payments without over-allocating to low-yield stablecoins. Our engine dynamically adjusts reserves based on payment forecasts and yield opportunities, improving your working capital ratio.
20-40%
Liquidity Optimization
Dynamic
Forecast Integration
05
Institutional-Grade Security
Non-custodial architecture with multi-sig governance. All smart contracts are audited by leading security firms. Enterprise-grade SLAs ensure your treasury operations are protected and always available.
99.95%
Uptime SLA
Audited
Smart Contracts
06
Scalable Infrastructure
Designed for growth. Seamlessly handle from millions to billions in TVL. Our system supports multi-chain strategies and integrates with your existing ERP, payment processors, and accounting software via API.
Multi-chain
Architecture
API-first
Integration
Quantifying the Operational Advantage
Tax-Smart Rebalancing vs. Manual Management
A direct comparison of the operational, financial, and compliance outcomes between automated, on-chain rebalancing and traditional manual treasury management for payment reserves.
| Key Factor | Manual Treasury Management | Chainscore Tax-Smart Rebalancing |
|---|---|---|
Time to Rebalance | Days (manual approvals, CEX transfers) | Minutes (automated, on-chain execution) |
Tax-Loss Harvesting Efficiency | Low (reactive, missed opportunities) | High (algorithmic, real-time optimization) |
Operational Cost (Annual) | $100K-$300K+ (FTE, tools, errors) | $50K-$150K (predictable SaaS) |
Settlement & Counterparty Risk | High (custodial exchanges, bank hours) | Minimal (non-custodial, 24/7 DeFi) |
Compliance & Reporting | Manual reconciliation, audit trail gaps | Immutable on-chain ledger, automated reports |
Portfolio Drift Tolerance | High (infrequent adjustments) | < 1% (continuous rebalancing) |
Implementation Timeline | 3-6 months (build internal system) | 2-4 weeks (integrate API/SDK) |
Security Posture | Varies (internal controls) | Enterprise-grade (audited smart contracts, MPC) |
how-we-deliver
A PROVEN FRAMEWORK
Our Implementation & Management Process
We deliver a turnkey solution for tax-optimized treasury management, from initial strategy to automated execution. Our structured process ensures security, compliance, and measurable financial outcomes.
01
Strategy & Architecture Design
We analyze your treasury composition and risk profile to design a custom rebalancing strategy. This includes defining tax-loss harvesting triggers, slippage tolerances, and compliance guardrails for your specific jurisdiction.
2-4 weeks
Design Phase
Multi-chain
Architecture
02
Smart Contract Development & Audit
Our team builds the secure, gas-optimized smart contracts that power your automated strategy. Every contract undergoes rigorous internal review and is submitted for a formal audit by a leading security firm before deployment.
Formal Audit
Security Standard
OpenZeppelin
Libraries
03
Secure Deployment & Integration
We manage the full deployment lifecycle on your chosen blockchain (Ethereum, Polygon, Arbitrum, etc.) and integrate with your existing custody solution (Fireblocks, Copper) and accounting systems for seamless operations.
< 1 week
Deployment Time
Multi-sig
Governance
04
24/7 Monitoring & Proactive Management
Our system provides real-time dashboards and alerts for portfolio performance, tax event tracking, and gas fee optimization. We offer ongoing strategy tuning based on market conditions and regulatory updates.
24/7
Monitoring
Real-time
Dashboards
05
Compliance & Reporting Automation
Automatically generate detailed reports for capital gains, losses, and cost-basis tracking. Our system is designed to maintain an immutable audit trail, simplifying year-end tax filing and regulatory compliance.
Automated
Tax Reporting
Immutable
Audit Trail
06
Continuous Optimization & Support
We provide dedicated technical support and quarterly strategy reviews. Our team continuously optimizes execution logic for gas efficiency and explores new DeFi protocols to enhance yield within your risk parameters.
Dedicated
Technical Support
Quarterly
Strategy Reviews
security-compliance
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built by Web3 experts for your dApp or protocol.
We architect and deploy custom smart contracts that form the secure, immutable backbone of your application. Our development process is built on audited patterns and gas optimization to ensure reliability and cost-efficiency from day one.
- Security-First Development: Code written in
Solidity 0.8+usingOpenZeppelinlibraries, with internal audits before deployment. - Protocol Specialization: Expertise in
ERC-20,ERC-721,ERC-1155, DeFi primitives, and custom logic for DAOs or marketplaces. - Full Lifecycle Support: From initial design and testing (
Hardhat/Foundry) to deployment, verification, and ongoing maintenance on your chosen chain.
Deliver a vetted, battle-tested contract suite in 2-4 weeks, reducing your technical risk and accelerating your path to mainnet.
Tax-Smart Rebalancing
Frequently Asked Questions
Get clear answers on how our automated treasury management service integrates with your payment operations.
Our system continuously monitors your on-chain payment treasury reserves. Using real-time price feeds and a proprietary algorithm, it identifies opportunities to rebalance assets in a tax-efficient manner. The core logic prioritizes using assets with the highest cost basis for outgoing payments and rebalances the portfolio by selling assets with the lowest cost basis first, minimizing your realized capital gains. All transactions are executed via secure, audited smart contracts, and detailed reports are generated for your accounting team.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall