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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Cross-Border Payment Data Adapters

We build secure, low-latency data adapters that connect blockchain payment rails to real-world financial data sources, enabling compliant, cost-effective cross-border settlements.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, audited smart contracts built to your exact specifications.

We architect and deploy production-grade smart contracts that power your Web3 product. Our development process is built on security-first principles, utilizing OpenZeppelin libraries and comprehensive testing frameworks to ensure reliability from day one.

  • Custom Logic: Tailored Solidity or Vyper contracts for DeFi, NFTs, DAOs, and more.
  • Full Audit Trail: Rigorous internal review + integration with top security firms for final verification.
  • Gas Optimization: Every contract is optimized for minimum execution cost without compromising security.
  • Deployment & Verification: We handle mainnet deployment and full source code verification on Etherscan and other explorers.

We deliver battle-tested contracts that form the unbreakable foundation of your application, reducing technical risk and accelerating your launch.

key-features-cards
ENTERPRISE-GRADE INTEGRATION

Core Capabilities of Our Data Adapters

Our adapters are engineered to solve the specific data challenges of cross-border payments, providing the reliability, security, and speed required for production financial systems.

01

Real-Time Transaction Monitoring

Continuously track payment status across multiple blockchains and traditional rails with sub-2-second latency. Eliminate settlement uncertainty and provide instant visibility to your customers.

< 2 sec
Latency
100+
Supported Chains
02

Multi-Chain & Fiat Bridge Support

Seamlessly integrate data from Ethereum, Solana, Polygon, and major fiat payment networks (SWIFT, SEPA). A single API normalizes disparate data formats into a unified schema.

1 API
Unified Interface
10+
Fiat Networks
04

Gas & Fee Optimization Intelligence

Dynamic fee estimation and route optimization data to minimize cross-border settlement costs. Our algorithms analyze mempool data and predict optimal transaction timing.

Up to 40%
Cost Reduction
EIP-1559
Protocol Support
05

Smart Error Handling & Reconciliation

Automated failure detection, root cause analysis, and reconciliation logic for failed transactions. Drastically reduce manual intervention and operational overhead.

99.9%
Success Rate
Auto-retry
Failed TXs
06

Enterprise-Grade Security & SLAs

Bank-level security with SOC 2 Type II compliance, private RPC endpoints, and guaranteed uptime. Data is encrypted in transit and at rest with zero-trust architecture.

99.95%
Uptime SLA
SOC 2
Certified
benefits
TANGIBLE RESULTS

Business Outcomes for Your Payment Platform

Our cross-border payment data adapters deliver measurable infrastructure improvements that directly impact your bottom line and user experience.

01

Real-Time Settlement Visibility

Monitor every transaction across corridors like US-India or EUR-BRL with sub-5 second data sync. Eliminate reconciliation delays and provide customers with live payment tracking.

< 5 sec
Data Sync
100%
Visibility
02

Reduced Operational Overhead

Replace manual SWIFT/SEPA file parsing with automated, normalized data feeds. Cut payment operations team workload by up to 70% and eliminate costly reconciliation errors.

70%
Ops Reduction
0
Manual Errors
03

Accelerated Time-to-Market

Integrate with new payment corridors (e.g., Africa's Paga, Brazil's PIX) in weeks, not months. Our pre-built adapters for 50+ global networks slash development cycles.

< 4 weeks
New Corridor
50+
Networks
04

Enhanced Compliance & Audit Trail

Automatically generate immutable, timestamped logs for every transaction data point, satisfying AML/KYC and financial audit requirements across jurisdictions.

100%
Audit Trail
Immutable
Logs
05

Improved Liquidity Management

Gain predictive insights into settlement flows and FX exposure with real-time data aggregation. Optimize capital allocation and reduce idle reserves by 25-40%.

25-40%
Reserve Reduction
Real-Time
FX Insights
06

Enterprise-Grade Reliability

Built on fault-tolerant architecture with 99.95% uptime SLA. Data adapters feature automatic failover and are monitored 24/7 by our infrastructure team.

99.95%
Uptime SLA
24/7
Monitoring
Choose Your Integration Path

Phased Development & Integration Tiers

Compare our structured service tiers for integrating cross-border payment data with your blockchain application, from foundational setup to full-scale enterprise deployment.

Feature / CapabilityStarterProfessionalEnterprise

On-Chain Data Adapter Development

Multi-Chain Support (EVM)

1 Chain

Up to 3 Chains

Unlimited

Source Integration

SWIFT MT940

SWIFT + SEPA

SWIFT, SEPA, Fedwire, Local Rails

Real-Time Event Monitoring

Automated Reconciliation Engine

Custom Logic & Business Rules

Basic

Advanced

Fully Custom

Security Audit & Pen Testing

Basic Review

Full Audit Report

Full Audit + Quarterly Reviews

Implementation Timeline

4-6 Weeks

8-12 Weeks

Custom Sprint Plan

Dedicated Technical Support

Email

Slack Channel + Email

24/7 Dedicated Engineer

Service Level Agreement (SLA)

99.5% Uptime

99.9% Uptime with Financial Credits

Typical Engagement

$25K - $50K

$75K - $150K

Custom Quote

how-we-deliver
PROVEN PROCESS

Our Delivery Methodology

We deliver secure, production-ready data adapters through a structured, collaborative process designed for financial institutions. Our methodology ensures regulatory compliance, technical robustness, and seamless integration into your existing payment rails.

01

Discovery & Compliance Mapping

We begin with a deep dive into your target corridors, regulatory frameworks (FATF, AML/CFT), and existing payment infrastructure. This phase defines the data schema, compliance checks, and integration points, ensuring the adapter meets both technical and legal requirements.

50+
Jurisdictions Mapped
1-2 weeks
Scoping Phase
02

Protocol-Specific Adapter Development

Our engineers build custom adapters for target protocols (e.g., SWIFT MT/MX, SEPA, local ACHs, RippleNet, Stellar). We implement real-time FX rate feeds, transaction status polling, and structured data normalization to a unified API standard.

ISO 20022
Native Support
< 100ms
Latency Target
03

Security & Penetration Testing

Every adapter undergoes rigorous security review, including static analysis, dependency scanning, and penetration testing focused on financial data integrity. We follow OWASP guidelines and can provide audit reports from certified third parties.

Zero Critical
Vulnerability SLA
SOC 2
Compliance Ready
04

Staging & Partner Integration

We deploy the adapter in a staging environment that mirrors your production setup. This phase includes end-to-end testing with your banking partners or liquidity providers, simulating live transaction flows and reconciliation processes.

99.5%
Test Coverage
Full Trace
Audit Logging
05

Production Deployment & Monitoring

Managed deployment with zero-downtime strategies. We provide 24/7 monitoring, alerting on transaction failures, latency spikes, or compliance rule breaches, with detailed dashboards for your operations team.

99.9%
Uptime SLA
< 5 min
Incident Response
06

Ongoing Support & Protocol Updates

We maintain and update adapters as network protocols evolve (e.g., SWIFT GPI, new CBDC standards). Our team provides technical support, performance optimization, and scaling guidance as your transaction volume grows.

4h
Support SLA
Quarterly
Protocol Reviews
security-compliance
CORE SERVICE

Smart Contract Development

Secure, gas-optimized smart contracts built to your exact specifications.

We architect and deploy production-ready smart contracts that form the foundation of your Web3 application. Our development process is built for security and efficiency from day one.

  • Custom Logic: From ERC-20 tokens and ERC-721 NFTs to complex DeFi primitives and DAO governance systems.
  • Security-First: Code is developed using OpenZeppelin libraries and follows industry-standard security patterns before undergoing rigorous internal and third-party audits.
  • Gas Optimization: Every line is written with cost-efficiency in mind, reducing user transaction fees by up to 40% compared to unoptimized benchmarks.

We don't just write code; we deliver audited, battle-tested contracts that secure your assets and your users' trust.

Our full-service development includes comprehensive testing, deployment scripting, and post-launch monitoring. We provide verified source code on Etherscan and a complete technical specification document for your team.

Cross-Border Payment Data Adapters

Frequently Asked Questions

Get clear answers on integration, security, and support for our blockchain-native data adapters.

A Cross-Border Payment Data Adapter is a specialized smart contract and off-chain service layer that translates and validates real-world payment data (like SWIFT MT103 messages or SEPA credit transfers) into a standardized, verifiable format on-chain. You need one to build compliant DeFi lending, trade finance, or insurance protocols that require proof of off-chain settlement. Our adapters eliminate manual verification, reduce fraud, and enable automatic execution of smart contract logic based on confirmed payments.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team
Cross-Border Payment Data Adapters | Chainscore Labs | ChainScore Guides