We architect and deploy custom Solidity/Rust smart contracts that form the immutable backbone of your application. Every contract is built with security-first principles, utilizing OpenZeppelin libraries and comprehensive testing suites.
White-Label AppChain Banking Network
Smart Contract Development
Secure, production-ready smart contracts built to your exact specifications.
- Full Lifecycle Development: From ideation and architecture to deployment and post-launch monitoring.
- Multi-Chain Expertise: Deployments on Ethereum, Polygon, Solana, and other leading L1/L2 networks.
- Gas Optimization: Code reviewed for efficiency, reducing user transaction costs by up to 40%.
- Audit-Ready Code: Structured, documented, and tested codebase prepared for formal security audits.
We deliver contracts you can trust. Our team has authored and audited over 200+ contracts securing >$50M in on-chain value.
Core Architecture of Your Banking AppChain
We deliver a purpose-built, secure, and scalable blockchain infrastructure tailored for financial services. Our architecture ensures regulatory compliance, high throughput, and seamless integration with your existing systems.
Regulatory-Compliant Ledger
A permissioned ledger with built-in KYC/AML modules and transaction monitoring. Enables transparent audit trails and real-time reporting for financial regulators.
High-Performance Consensus
Deploy with IBFT or QBFT consensus for sub-3-second finality. Engineered for 1000+ TPS to handle high-volume payment and settlement operations.
Interoperability & Bridge
Secure cross-chain bridges to Ethereum, Polygon, and other major networks. Facilitate asset transfers and liquidity flow between public chains and your private AppChain.
Smart Contract Suite
Pre-audited, modular contracts for core banking functions: tokenized assets (ERC-1400), multi-sig treasuries, and programmable compliance rules.
Node Infrastructure & Staking
Managed validator nodes with geo-redundancy and automated failover. Includes a white-label staking dashboard for your network participants.
API Gateway & SDK
Comprehensive REST APIs and developer SDKs for easy integration with mobile banking apps, core banking systems, and third-party services.
Business Outcomes for Your Neobank
We deliver a production-ready, white-label AppChain network that moves your neobank from concept to launch with measurable results.
Accelerated Time-to-Market
Launch your branded blockchain network in under 6 weeks. We provide a pre-configured, compliant foundation, eliminating 6-12 months of in-house development.
Regulatory & Compliance Framework
Deploy with built-in compliance modules for KYC/AML, transaction monitoring, and jurisdictional rule-sets. Our architecture is designed for financial regulators.
Enterprise-Grade Infrastructure
Operate on a dedicated, sovereign AppChain with 99.9% uptime SLA, sub-2-second finality, and full control over upgrades and governance—no shared network risks.
Seamless Fiat & Crypto Integration
Native support for multi-currency stablecoins, CBDC rails, and programmable settlement. Connect directly to existing core banking and payment processors via our APIs.
Customizable Product Suite
White-label wallets, branded debit cards linked to on-chain accounts, yield-bearing savings vaults, and cross-border payment corridors—all under your brand.
Ongoing Protocol Development
We handle all core protocol upgrades, security patches, and node operations. Your team focuses on building customer-facing features, not maintaining blockchain infrastructure.
AppChain vs. Shared Layer 1/2: A Strategic Choice
A detailed comparison of infrastructure models for launching a white-label banking network, highlighting the operational and strategic trade-offs.
| Key Factor | Shared L1/L2 (e.g., Arbitrum, Base) | Dedicated AppChain (Chainscore) |
|---|---|---|
Time to Launch | 2-4 weeks | 4-8 weeks |
Custom Consensus & Rules | No (Network Defaults) | Yes (Fully Configurable) |
Transaction Throughput & Cost | Variable (Shared Resources) | Predictable (Dedicated Resources) |
Sovereignty & Upgrade Control | Limited (Governance Dependent) | Full (Your Team Controls) |
Cross-Chain Interoperability | Native to Ecosystem | Built-to-Order Bridges |
Regulatory Data Isolation | No (Public Mempool) | Yes (Private Execution) |
Initial Development Cost | $20K - $50K | $75K - $200K+ |
Ongoing Operational Cost | High & Unpredictable (Gas) | Fixed & Predictable (Infra) |
Security Model | Shared (Relies on Base Layer) | Isolated + Inherited (Flexible) |
Ideal Use Case | MVP, Low Volume, Early Validation | High-Volume, Regulated, Brand-Critical |
Our Delivery Process: From Vision to Mainnet
A structured, milestone-driven approach that de-risks your white-label AppChain deployment. We provide clear deliverables, fixed timelines, and expert guidance at every stage to ensure your banking network launches on time and to specification.
1. Discovery & Architecture Design
We conduct a deep-dive workshop to define your network's economic model, governance rules, and interoperability requirements. You receive a comprehensive technical architecture document and a fixed-scope project plan.
Deliverables: Technical Specification Document, Finalized Project Timeline, Infrastructure Architecture Diagram.
2. Core Protocol Development
Our engineers build your custom consensus mechanism, tokenomics module, and cross-chain bridges using battle-tested frameworks like Cosmos SDK or Substrate. Every module undergoes our internal security review before integration.
Deliverables: Deployable Chain Code, Custom Module Repositories, Internal Security Audit Report.
3. Security & Penetration Testing
Your network's core logic and smart contracts are audited by industry-leading firms like Halborn or Quantstamp. We remediate all critical/high issues and provide a public audit report to build trust with your users.
Deliverables: Third-Party Audit Report, Remediation Proof, Public Attestation Page.
4. Testnet Deployment & Staging
We deploy your network to a dedicated testnet, configure validator nodes, and implement monitoring with Prometheus/Grafana. Your team performs integration testing with our support, ensuring all banking functions operate as designed.
Deliverables: Live Testnet Explorer, Validator Onboarding Guide, Performance Dashboard Access.
5. Mainnet Launch & Validator Onboarding
We manage the genesis ceremony, coordinate with your initial validator set, and execute the secure mainnet launch. Post-launch, we provide a 30-day hypercare period with dedicated SRE support to ensure network stability.
Deliverables: Live Mainnet, Genesis Configuration File, Hypercare Support SLA.
6. Ongoing Support & Upgrades
Transition to our ongoing infrastructure management and protocol upgrade service. We handle node operations, security patches, and coordinate governance-driven network upgrades, freeing your team to focus on application development.
Deliverables: Infrastructure Management Dashboard, Quarterly Health Reports, Upgrade Coordination.
Typical 12-Week Delivery Timeline
A phased roadmap for delivering a production-ready white-label AppChain banking network, detailing key milestones and deliverables for each sprint.
| Phase & Sprint | Key Deliverables | Client Involvement | Estimated Duration |
|---|---|---|---|
Phase 1: Foundation (Weeks 1-4) | Network architecture design, core smart contracts (KYC/AML, asset registry), initial security audit scope | Requirements workshop, architecture sign-off | 4 weeks |
Sprint 1.1: Core Protocol | Deployable smart contract suite for core banking logic (minting, transfers, compliance) | Weekly technical sync | 2 weeks |
Sprint 1.2: Chain Configuration | Custom L2/L3 chain configuration (RPC, block explorer, bridge), devnet deployment | Test environment access & validation | 2 weeks |
Phase 2: Integration (Weeks 5-8) | FIAT on/off-ramp API integration, multi-sig wallet module, backend service connectors | API credential provisioning, compliance rule review | 4 weeks |
Sprint 2.1: Banking APIs | REST/GraphQL APIs for account management, transaction history, and compliance reporting | API specification review & testing | 2 weeks |
Sprint 2.2: Admin Dashboard | White-label admin dashboard for user management, transaction monitoring, and network controls | UI/UX feedback sessions | 2 weeks |
Phase 3: Launch Prep (Weeks 9-12) | Final security audit, testnet deployment with load testing, mainnet launch orchestration | Staging environment testing, go/no-go decisions | 4 weeks |
Sprint 3.1: Security & Testing | Comprehensive audit report, penetration testing, bug bounty program setup | Audit review, security sign-off | 2 weeks |
Sprint 3.2: Go-Live | Mainnet deployment, monitoring & alerting setup, operational runbooks, team handover | Production launch coordination | 2 weeks |
Frequently Asked Questions
Get clear answers on timelines, costs, and technical details for launching your branded banking network.
A standard deployment, including core banking modules, wallet integration, and initial liquidity setup, takes 4-6 weeks from kickoff to mainnet launch. Complex integrations like multi-chain bridges or custom compliance modules can extend this to 8-10 weeks. We follow a phased delivery model with weekly demos to ensure alignment.
Get In Touch
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Our experts will offer a free quote and a 30min call to discuss your project.