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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Fiat-Crypto Gateway API Integration

Enterprise-grade API development and integration for secure, compliant fiat-to-crypto and crypto-to-fiat transactions, connecting traditional banking rails to blockchain networks.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, audited smart contracts built to your exact specifications.

We architect and deploy production-ready smart contracts that power your protocol's core logic. Our development process is built for security and speed, delivering audit-ready code in 2-4 weeks for a standard MVP.

We don't just write code; we engineer systems that are secure by design, saving you costly refactors and protecting your users' assets.

  • Full-Stack Expertise: From ERC-20 tokens and ERC-721 NFTs to complex DeFi vaults, cross-chain bridges, and custom DAO governance.
  • Security-First Development: Built on Solidity 0.8+ using established patterns from OpenZeppelin. Every line is written with audit readiness in mind.
  • End-to-End Delivery: We handle development, testing (Hardhat/Foundry), deployment scripting, and initial verification on block explorers like Etherscan.
key-features-cards
BUILT FOR SCALE

Core Technical Capabilities

Our fiat-crypto gateway is engineered for enterprise-grade reliability, security, and performance. We handle the complex infrastructure so you can focus on your core product.

01

PCI DSS Compliant Infrastructure

Secure payment processing with Level 1 PCI DSS compliance. We manage the entire payment stack, eliminating your PCI scope and reducing compliance overhead by up to 80%.

Level 1
PCI DSS
0 Scope
For You
02

Multi-Provider Orchestration

Intelligent routing across 15+ global payment providers and liquidity pools. Ensures optimal rates and 99.9% uptime, even during single-provider outages.

15+
Providers
99.9%
Uptime SLA
03

Real-Time AML/KYC Screening

Automated, configurable compliance checks integrated directly into the transaction flow. Supports global sanctions lists and custom risk rules with <100ms latency.

< 100ms
Check Latency
Global
Sanctions Lists
05

Smart Settlement & Reconciliation

Automated daily settlement to your treasury wallet with detailed reporting. Reduces manual reconciliation work and provides full audit trails for all transactions.

Daily
Auto-Settlement
Full Audit
Trail
06

Custom Integration & White-Labeling

Fully branded checkout flows and SDKs for web & mobile. Our team handles end-to-end integration, typically completing deployment in under 2 weeks.

< 2 weeks
Deployment
Web & Mobile
SDKs
benefits
MEASURABLE RESULTS

Business Outcomes for FinTechs & Neobanks

Integrating our Fiat-Crypto Gateway API delivers concrete advantages, from accelerated revenue streams to fortified compliance. Here’s what you can expect.

01

Accelerated Time-to-Revenue

Deploy a fully compliant, production-ready on/off-ramp in under 2 weeks. Start generating transaction fee revenue and capturing new user segments faster than building in-house.

< 2 weeks
Average Deployment
24/7
Revenue Generation
02

Reduced Compliance Overhead

Leverage our pre-integrated KYC/AML/KYB compliance stack, certified to global standards (FATF Travel Rule, 5AMLD). Eliminate the cost and complexity of managing licenses and screening.

150+
Jurisdictions Covered
0
Licensing Headaches
03

Enhanced User Acquisition & Retention

Offer a seamless, familiar payment experience (cards, bank transfers) with 99.9% uptime. Reduce user drop-off and increase lifetime value with a reliable, intuitive gateway.

99.9%
Platform Uptime SLA
< 60 sec
Average Transaction Time
04

Optimized Operational Costs

Replace the high fixed costs of building and maintaining payment rails, liquidity pools, and fraud systems with a predictable, usage-based API model. Scale efficiently.

90%
Lower Build Cost
Pay-as-you-go
Pricing Model
05

Future-Proofed Payment Infrastructure

Our API abstracts away blockchain complexity, providing a single integration point that automatically supports new tokens, networks, and regional payment methods as they emerge.

50+
Supported Cryptocurrencies
20+
Fiat Currencies
06

Enterprise-Grade Security & Audit Trail

Every transaction is cryptographically secured and logged on-chain, providing an immutable audit trail. Our infrastructure is built with bank-grade security and regular penetration testing.

SOC 2 Type II
Compliance
Immutable
Transaction Ledger
Strategic Comparison

Build vs. Buy vs. Partner with Chainscore

Evaluating the most effective path to launch a secure, compliant, and scalable fiat-crypto gateway for your application.

Key FactorBuild In-HouseBuy Generic APIPartner with Chainscore

Time to Launch

6-12+ months

4-8 weeks

2-4 weeks

Initial Development Cost

$250K - $750K+

$50K - $150K

$25K - $75K

Compliance & Licensing

Your responsibility (High Risk)

Provider's responsibility (Variable)

Our responsibility (Guaranteed)

Security & Audit Burden

High (Unaudited Code)

Medium (Shared Infrastructure)

Low (Fully Audited, Isolated)

Supported Currencies & Regions

Custom (Slow to expand)

Fixed List

Custom + Rapid Expansion

Technical Maintenance

Full internal team required

Limited by provider roadmap

Fully managed with 99.9% SLA

Integration Complexity

Extreme (Full stack)

Moderate (API only)

Minimal (SDK + Dedicated Support)

Settlement Speed

Variable (You build it)

< 5 minutes

< 60 seconds

Payout Flexibility

Full control (High dev cost)

Limited by provider

Fully customizable logic

Total Cost of Ownership (Year 1)

$500K+

$150K - $300K

$75K - $200K

how-we-deliver
PROVEN PROCESS

Our Integration Methodology

A structured, four-phase approach that de-risks your fiat-crypto gateway integration, ensuring a secure, compliant, and scalable launch.

01

Architecture & Compliance Review

We analyze your business model and target markets to design a compliant gateway architecture. Our experts ensure adherence to regional AML/KYC frameworks and select optimal payment rails (SEPA, SWIFT, ACH, PIX).

50+
Jurisdictions Mapped
PCI DSS L1
Compliance Standard
02

API & Smart Contract Development

Our engineers build your secure, documented REST APIs and the underlying smart contracts for on-chain settlement. We use battle-tested patterns for fund custody, transaction routing, and fraud detection.

OpenZeppelin
Security Audit
< 2 sec
API Latency
03

Staging & Security Audit

Your gateway is deployed to a production-like staging environment. We conduct penetration testing, load testing up to 1,000 TPS, and a full smart contract audit to ensure security and performance under load.

100%
Test Coverage
1,000 TPS
Load Tested
04

Production Deployment & Monitoring

We manage the production rollout with zero-downtime deployment. You gain access to our 24/7 monitoring dashboard for transaction health, liquidity pools, and real-time alerts on anomalies.

99.9%
Uptime SLA
24/7
Incident Response
security-compliance
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built for scale and compliance.

We architect and deploy custom smart contracts on EVM-compatible chains (Ethereum, Polygon, Arbitrum) and Solana. Our process is built for enterprise-grade security and speed to market.

  • Security-First Development: All code follows OpenZeppelin standards and undergoes multi-stage audits before deployment.
  • Full-Stack Integration: Contracts are delivered with comprehensive documentation and integration-ready APIs for your frontend.

Reduce your time-to-market from months to weeks with our battle-tested development framework.

We specialize in:

  • DeFi Protocols: DEXs, lending/borrowing platforms, yield aggregators.
  • NFT Ecosystems: ERC-721A, ERC-1155 marketplaces with advanced minting logic.
  • Enterprise Logic: Custom tokenomics (ERC-20), multi-signature wallets, and governance systems.
Technical & Commercial Insights

Fiat Gateway Integration FAQs

Answers to the most common questions CTOs and product leads ask when evaluating a fiat on-ramp integration partner.

A standard fiat gateway integration takes 2-4 weeks to go live. This includes API integration, KYC/AML provider configuration, payment method setup, and end-to-end testing. Complex requirements like custom UI/UX or multi-region compliance can extend this to 6-8 weeks. We provide a detailed project plan with weekly milestones during the discovery phase.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team