We architect and deploy custom smart contracts that form the secure backbone of your application. Our development process is built on auditor-first principles, ensuring your core logic is robust from day one.
LABS
Services
NFT Fractionalization for Loan Collateral
We build protocols that unlock liquidity from high-value NFTs. Fractionalize digital assets into fungible tokens to enable smaller, more accessible loans with liquid collateral.
Chainscore © 2026
overview
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built by expert auditors for your Web3 product.
- Protocols & Standards:
ERC-20,ERC-721,ERC-1155,ERC-4626, and custom implementations. - Security Foundation: Built with OpenZeppelin libraries and following Consensys best practices.
- Deliverables: Production-ready code, comprehensive documentation, and deployment scripts.
Move from concept to a fully audited mainnet deployment in 4-6 weeks, with a clear path for future upgrades and extensions.
key-features-cards
FRACTIONALIZED NFT COLLATERAL
Core Protocol Capabilities We Deliver
We build secure, compliant, and capital-efficient protocols that transform illiquid NFTs into productive loan collateral. Our solutions are engineered for institutional-grade reliability and seamless integration.
01
Custom Fractionalization Smart Contracts
We develop bespoke ERC-20 vault contracts (ERC-4626 compatible) that tokenize high-value NFTs (ERC-721/1155) into fungible shares. Includes automated royalty distribution, governance hooks, and gas-optimized mint/burn functions.
ERC-20/4626
Standards
OpenZeppelin
Security Base
02
On-Chain Price Oracle & Valuation
Integrate real-time NFT floor price feeds and custom appraisal logic (e.g., last sale, rarity scores) to determine dynamic Loan-to-Value (LTV) ratios. Mitigates oracle manipulation with multi-source data aggregation.
Multi-Source
Data Feeds
< 5 min
Price Updates
03
Automated Liquidation Engine
Build non-custodial liquidation protocols that automatically auction fractional shares or the underlying NFT if collateral value falls below threshold. Supports Dutch and English auction models.
24/7
Monitoring
Non-Custodial
Security
04
Cross-Chain Collateral Bridging
Enable NFTs on Ethereum, Polygon, or Solana to be used as collateral on your preferred lending chain. Our secure bridge contracts maintain asset provenance and fractional ownership mapping.
EVM & SVM
Supported
Wormhole
Bridge Partner
05
Compliance & Regulatory Modules
Incorporate transfer restrictions, KYC/AML gateways for fractional shareholders, and transaction monitoring to meet financial compliance standards for institutional adoption.
KYC/AML
Integrations
Permissioned
Pools
06
Full-Stack Integration SDK
Client-facing SDKs (Web & Mobile) for seamless wallet connection, share trading, and portfolio management. Includes admin dashboards for pool management and risk oversight.
React/TypeScript
SDK
REST & GraphQL
APIs
benefits
TANGIBLE RESULTS
Business Outcomes for Your Lending Platform
Our NFT fractionalization infrastructure delivers measurable improvements to your lending platform's core metrics, from risk management to revenue generation.
01
Expand Collateral Eligibility
Unlock a new asset class by accepting high-value NFTs as loan collateral. We build the smart contracts and custody infrastructure to safely fractionalize blue-chip NFTs, increasing your addressable market.
10x
Potential Borrower Pool
ERC-721/1155
Standards Supported
02
Mitigate Liquidation Risk
Automated, on-chain price oracles and liquidation engines for fractionalized positions. Our systems provide real-time valuation and execute partial liquidations to minimize bad debt.
< 5 min
Liquidation Execution
Chainlink
Oracle Integration
03
Generate New Fee Revenue
Capture fees from fractional token minting, trading, and staking within your ecosystem. Our modular architecture lets you define fee structures for origination, management, and secondary market activity.
3+
Revenue Streams
Custom %
Fee Model
04
Reduce Operational Overhead
Deploy a fully audited, white-label fractionalization vault system. We handle the complex smart contract logic and custody workflows, so your team can focus on lending strategy and user acquisition.
4-6 weeks
Time to Launch
OpenZeppelin
Security Audit
05
Enhance Capital Efficiency
Enable lenders to participate with smaller capital outlays by funding fractional shares of large loans. This increases pool diversity and liquidity, improving returns for all participants.
Micro-positions
Enabled
Increased LTV
For Lenders
06
Ensure Regulatory Compliance
Build with compliance-ready architecture. Our systems include configurable KYC/AML gateways for fractional token minters and holders, and generate transparent, on-chain audit trails.
On-chain
Audit Trail
Modular KYC
Integration Ready
Choose Your Path to Production
Phased Development & Integration Tiers
A structured comparison of our service tiers for NFT fractionalization infrastructure, from initial launch to enterprise-grade deployment.
| Feature / Deliverable | Launch Tier | Scale Tier | Enterprise Tier |
|---|---|---|---|
Fractionalization Smart Contract Suite | |||
Gas-Optimized for ERC-721/1155 | |||
On-Chain Price Oracle Integration | Basic (Chainlink) | Advanced (Pyth + Chainlink) | Multi-Source Custom |
Automated Liquidity Pool (AMM) Setup | |||
Cross-Chain Bridge Integration (LayerZero) | |||
Smart Contract Security Audit | 1 Round | 2 Rounds + Formal Verification | Custom Audit Scope |
Deployment & Mainnet Launch Support | Guidance | Hands-On Execution | Full Project Management |
Infrastructure Monitoring & Alerts | 7-Day Post-Launch | 90 Days | 24/7 with SLA |
Technical Support Response Time | Best Effort | < 8 Business Hours | < 1 Hour (Priority) |
Custom Feature Development | Up to 2 Days | Up to 1 Week | Dedicated Sprint |
Estimated Timeline | 3-4 Weeks | 6-8 Weeks | Custom Roadmap |
Starting Engagement | $25,000 | $75,000 | Contact for Quote |
how-we-deliver
ENGINEERED FOR FINANCIAL GRADE RELIABILITY
Our Development & Security Methodology
We build NFT fractionalization infrastructure with the security and precision required for institutional loan collateral. Every line of code is written to meet the highest standards of financial technology.
Technical & Commercial Insights
NFT Fractionalization for Lending: Key Questions
Get clear, specific answers to the most common questions from CTOs and founders evaluating NFT fractionalization for loan collateral.
We deliver a production-ready, audited NFT fractionalization and lending protocol in 4-6 weeks for a standard implementation. This includes smart contract development, integration with price oracles and lending logic, front-end dashboard, and a full security audit. Complex features like multi-chain support or custom liquidation engines can extend this to 8-10 weeks.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall