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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Account Abstraction for NFT Loan UX

We build and integrate ERC-4337 smart accounts to abstract blockchain complexity from your NFT lending platform, enabling features like gas sponsorship and batch operations that reduce user drop-off by up to 70%.
Chainscore © 2026
overview
FULL-STACK ENGINEERING

Custom Blockchain Development

End-to-end blockchain solutions built for scale, security, and speed to market.

We architect and deploy production-grade blockchain systems tailored to your exact business logic. From private consortium chains to public L2 rollups, our full-stack engineering delivers complete, auditable systems—not just smart contracts.

  • Protocol Development: Custom EVM/WASM chains, ZK-rollup sequencers, and cross-chain bridges.
  • Smart Contract Suite: Gas-optimized Solidity 0.8+/Rust contracts with OpenZeppelin standards.
  • Node Infrastructure: Managed Geth, Erigon, or Besu nodes with 99.9% uptime SLA.
  • Full-Stack Integration: Secure APIs, indexers, and front-end libraries for seamless user experiences.

Deploy a fully functional MVP in 4-6 weeks with battle-tested architecture and comprehensive documentation.

key-features-cards
BUILT FOR NFT LENDING

Core Smart Account Capabilities We Deliver

We architect and deploy the foundational smart account infrastructure that powers seamless, secure, and scalable NFT loan experiences. Each capability is designed to reduce technical debt and accelerate your product launch.

01

Gas Abstraction & Sponsorship

Implement gasless transactions for your users. We set up flexible sponsorship models—paymaster integrations, batch transactions, and fee delegation—so borrowers never need native ETH for gas, removing a major UX friction point.

0 ETH
User Gas Cost
ERC-4337
Standard
02

Multi-Asset Collateral Management

Enable users to collateralize diverse NFT collections (ERC-721, ERC-1155) within a single account. Our smart contracts handle secure vaulting, valuation oracles, and automated liquidation triggers for complex multi-collection portfolios.

ERC-721/1155
Standards Supported
< 1 sec
Oracle Update
03

Session Keys & Automated Actions

Build "set-and-forget" loan management. We implement secure session keys that allow automated, pre-approved actions like repayment top-ups or collateral swaps, ensuring loans stay healthy without constant user intervention.

Time/Spend Limits
Granular Controls
Revocable
Anytime
04

Social Recovery & Secure Ownership

Move beyond seed phrase anxiety. We deploy customizable recovery modules using guardians (EOAs, other smart accounts, or trusted entities) so users can securely regain access, drastically reducing support overhead and lost funds.

Multi-Sig
Recovery Schemes
0x & Safe
Compatible
05

Batch Operations & Composability

Bundle multiple loan actions into one transaction. Our smart accounts enable atomic operations—like depositing collateral, drawing debt, and swapping assets—reducing gas costs by up to 40% and creating a smoother user journey.

~40%
Gas Savings
Atomic
Execution
06

Modular Security & Upgradeability

Future-proof your protocol with a modular account architecture. We build with upgradeable proxies and module registries, allowing you to add new features (e.g., new oracle types) post-deployment without migrating user accounts.

Proxy Pattern
Upgradeable
OpenZeppelin
Audited Libraries
benefits
MEASURABLE RESULTS

Business Outcomes for Your Lending Platform

Account Abstraction transforms NFT lending from a technical challenge into a competitive advantage. We deliver concrete outcomes that drive user adoption and platform growth.

01

Frictionless Onboarding

Eliminate seed phrase complexity with social logins and email/password recovery. New users can deposit collateral and take their first loan in under 60 seconds, directly from their mobile device.

< 60 sec
First Loan Time
90%+
Onboarding Success
02

Automated Risk Management

Implement smart contract-powered loan health monitoring with automated margin calls and liquidation protection. Reduce default risk and manual oversight by over 70% with programmable safety rules.

70%+
Risk Reduction
24/7
Monitoring
03

Gasless & Batch Transactions

Sponsor user gas fees for core actions like loan origination and repayments. Bundle multiple operations (approve, deposit, borrow) into a single transaction, cutting user costs by up to 40%.

40%
Cost Reduction
1-Click
Complex Actions
04

Enhanced Liquidity & Capital Efficiency

Enable users to leverage their entire NFT portfolio as unified collateral. Our AA architecture supports cross-collection loan-to-value ratios, increasing available liquidity by 3-5x per user.

3-5x
Liquidity Increase
Portfolio-Wide
Collateral
05

Regulatory Compliance by Design

Build with embedded KYC/AML checks via verified smart accounts. Maintain a transparent, non-custodial ledger of all transactions for audit readiness, simplifying compliance for institutional partners.

On-Chain
Audit Trail
ERC-4337
Standard
06

Rapid Time-to-Market

Deploy a production-ready, audited AA lending module in 4-6 weeks. We provide a modular SDK for your frontend, secure smart account factory, and full integration support.

4-6 weeks
Deployment
Audited
Codebase
From MVP to Full-Scale Production

Phased Implementation Roadmap

Our structured approach to delivering a secure, scalable, and user-friendly Account Abstraction-powered NFT lending platform.

Phase & DeliverablesTimelineKey OutcomesInvestment

Phase 1: Core Smart Contract Suite

  • ERC-4337 Bundler & Paymaster setup
  • Custom Account Factory
  • NFT Valuation & Loan Pool logic

2-4 weeks

Fully audited, deployable smart contract foundation. Functional MVP for internal testing.

$15K - $25K

Phase 2: Backend & Integration Layer

  • Relayer service for gas sponsorship
  • Off-chain NFT appraisal oracle
  • User session key management API

3-5 weeks

End-to-end gasless transaction flow. Secure, non-custodial user onboarding. Ready for closed beta.

$20K - $35K

Phase 3: Frontend & UX Launchpad

  • Embedded wallet SDK integration
  • Dashboard for loan management & liquidation
  • Admin panel for risk parameters

3-4 weeks

White-labeled, production-ready dApp. Users can deposit NFTs, borrow, and repay without seed phrases.

$18K - $30K

Phase 4: Scale & Optimize

  • Multi-chain deployment (Polygon, Base, Arbitrum)
  • Advanced risk analytics dashboard
  • SLA for infrastructure uptime & monitoring

4-6 weeks

Platform live on 3+ chains. 99.9% uptime SLA. Real-time risk metrics for treasury management.

$25K - $45K

Ongoing Support & Maintenance

  • Smart contract upgrade management
  • 24/7 monitoring & alerting
  • Priority security patches & updates

Ongoing

Dedicated technical account manager. Guaranteed <4h response for critical issues. Continuous optimization.

Custom SLA from $5K/month

how-we-deliver
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built to your exact specifications.

We deliver custom smart contracts that are secure, gas-optimized, and ready for mainnet deployment. Our development process is built on Solidity 0.8+ with OpenZeppelin security patterns and includes comprehensive unit testing.

  • Token Standards: ERC-20, ERC-721, ERC-1155, and custom implementations.
  • DeFi Protocols: DEXs, lending/borrowing platforms, staking, and yield aggregators.
  • Governance Systems: DAO tooling, multi-sig wallets, and voting mechanisms.
  • Security First: Every contract undergoes peer review and is prepared for third-party audits.

We focus on business logic first, ensuring your contract architecture aligns with your product goals and regulatory considerations.

Typical deliverables include a fully documented codebase, a deployment script, and a 2-week MVP timeline for standard token or staking contracts.

Strategic Decision Analysis

Build vs. Buy: Implementing Account Abstraction

A direct comparison of the costs, risks, and timelines for developing Account Abstraction infrastructure in-house versus partnering with Chainscore Labs.

Key FactorBuild In-HousePartner with Chainscore

Time to Production

6-9+ months

4-8 weeks

Initial Development Cost

$250K - $500K+

$50K - $150K

Security & Audit Overhead

High (Unaudited Risk)

Low (Pre-Audited, ERC-4337 Compliant)

Core Team Required

3-5 Senior Solidity Devs

Your Existing Team + Our Experts

Ongoing Maintenance

Full DevOps & On-Call Team

Optional Managed SLA (99.9% Uptime)

ERC-4337 Bundler/Node Ops

Build & Scale Yourself

Managed, Auto-Scaling Service

Paymaster & Gas Flexibility

Custom Implementation

Pre-built Modules (Sponsorship, Stablecoins)

Smart Contract Wallet Library

Develop from Scratch

Production-Ready, Upgradeable Suite

Total Year 1 Cost (Est.)

$400K - $750K+

$80K - $200K

Account Abstraction for NFT Loans

Frequently Asked Questions

Get clear answers on how we build secure, user-friendly NFT lending experiences with ERC-4337 and smart accounts.

A standard implementation, including smart account integration, gas sponsorship, and a custom transaction flow, takes 2-4 weeks. Complex features like multi-chain support or novel recovery mechanisms can extend this to 6-8 weeks. We provide a detailed project plan with weekly milestones after the initial technical discovery.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team