We architect and deploy custom smart contracts that are secure, gas-optimized, and tailored to your specific business logic. Our development process is built on audited standards and battle-tested patterns.
LABS
Services
IoT Device Payment Settlement Layer
A lightweight blockchain infrastructure enabling IoT devices to autonomously initiate, verify, and settle micropayments for data, bandwidth, and services within your enterprise network.
Chainscore © 2026
overview
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built by Web3-native engineers.
Deliver a secure, functional MVP in as little as 2-4 weeks with our rapid development framework.
- Full-Stack Expertise: From
ERC-20/ERC-721tokens to complex DeFi protocols and DAO governance systems. - Security-First: Development includes automated testing, formal verification hints, and preparation for third-party audits.
- Gas Optimization: We write efficient code to minimize transaction costs for your users, a critical factor for adoption.
key-features-cards
ENGINEERED FOR SCALE
Core Technical Capabilities
Our IoT payment settlement layer is built on battle-tested infrastructure, delivering the speed, security, and reliability required for mass-market device transactions.
01
High-Throughput Transaction Engine
Process millions of micro-payments per second with sub-second finality. Our optimized consensus and state management ensure seamless settlement for high-frequency IoT data streams.
> 10k TPS
Peak Throughput
< 500ms
Settlement Finality
02
Secure Multi-Chain Settlement
Settle transactions across Ethereum, Polygon, and other EVM chains with atomic finality. Our cross-chain messaging protocol (CCMP) ensures funds move securely without counterparty risk.
5+ Chains
Supported Networks
0 Downtime
Bridge Security
03
Gasless Transaction Relaying
Enable devices to transact without holding native tokens. Our meta-transaction infrastructure abstracts gas fees, simplifying user experience and reducing operational complexity.
$0
User Gas Costs
ERC-2771
Trusted Forwarder
04
Real-Time Oracle Feeds
Integrate verified off-chain data (price, location, sensor readings) into settlement logic. Our decentralized oracle network provides tamper-proof inputs for conditional payments.
< 1 sec
Data Latency
99.9%
Uptime SLA
05
Enterprise-Grade Security & Compliance
Built with OpenZeppelin standards and audited by leading security firms. Our architecture supports regulatory requirements like transaction monitoring and audit trails.
3+ Audits
Security Reviews
SOC 2
Compliance Ready
06
Scalable Device Identity Management
Manage millions of unique device identities with our proprietary DID framework. Securely authenticate and authorize IoT endpoints for permissioned payment actions.
1M+ Devices
Identity Scale
W3C DID
Standard Compliant
benefits
MONETIZE IOT ECOSYSTEMS
Business Outcomes for NeoBanks
Integrate our IoT Device Payment Settlement Layer to unlock new revenue streams, reduce operational costs, and enhance customer loyalty through seamless micro-transactions.
01
New Revenue from Micro-Payments
Monetize every device interaction with automated, sub-cent settlements. Our layer enables pay-per-use models, in-app purchases, and data monetization directly from IoT fleets.
< 0.01¢
Avg. Tx Cost
24/7
Revenue Stream
02
Reduced Settlement Costs & Fraud
Eliminate intermediary fees and chargeback risks with on-chain, immutable settlement. Smart contracts automate reconciliation, cutting operational overhead by up to 70%.
70%
Ops Cost Reduction
$0
Chargeback Risk
03
Enhanced Customer Stickiness
Embed financial services into IoT device experiences. Offer branded wallets, loyalty rewards, and automated subscriptions to increase user engagement and lifetime value.
40%+
Engagement Lift
Auto-Enroll
Loyalty Programs
04
Regulatory-Compliant Architecture
Deploy with confidence. Our settlement layer is built with embedded KYC/AML checks, transaction monitoring, and audit trails designed for financial compliance.
Built-in
KYC/AML
Fully Auditable
Transaction Ledger
05
Faster Time-to-Market
Launch your IoT banking product in weeks, not months. We provide white-label SDKs, pre-audited smart contracts, and dedicated integration support.
< 4 weeks
Integration Time
White-Label
SDK & APIs
06
Scalable, Future-Proof Infrastructure
Handle millions of micro-transactions daily with sub-second finality. Our modular architecture supports multiple blockchains and adapts to new IoT payment models.
1M+ TPS
Settlement Capacity
Multi-Chain
Protocol Support
A structured, phased approach to production
IoT Payment Layer Implementation Roadmap
Our proven methodology for deploying a secure, scalable IoT device payment settlement layer, from initial design to full-scale operation.
| Phase & Deliverables | Core Focus | Timeline | Key Outcomes |
|---|---|---|---|
Phase 1: Architecture & Smart Contract Design | Requirements analysis, tokenomics modeling, and core smart contract architecture. | 2-3 weeks | Technical specification document and audited smart contract prototypes. |
Phase 2: Core Protocol Development | Development of settlement engine, device identity registry, and payment routing logic. | 4-6 weeks | A fully functional, private testnet with core payment flows operational. |
Phase 3: Integration & Security Hardening | Integration with your IoT platform, comprehensive security audit, and stress testing. | 3-4 weeks | Audit report, integrated SDKs, and a production-ready deployment package. |
Phase 4: Mainnet Deployment & Go-Live | Managed mainnet deployment, monitoring setup, and team training. | 1-2 weeks | Live payment layer on your chosen blockchain with 99.9% uptime SLA. |
Phase 5: Scaling & Optimization (Optional) | Performance tuning, multi-chain expansion, and advanced analytics dashboard. | Ongoing | Enhanced throughput, reduced gas costs, and detailed settlement insights. |
Total Project Timeline | From concept to live mainnet | 10-15 weeks | A fully operational, enterprise-grade IoT payment settlement layer. |
how-we-deliver
PROVEN PROCESS
Our Delivery Methodology
We deliver production-ready IoT payment infrastructure through a structured, transparent process designed for technical founders and CTOs. Each phase is built on our experience deploying secure settlement layers for connected devices.
01
Architecture & Protocol Design
We design a custom settlement layer architecture, selecting optimal protocols (e.g., Polygon, Arbitrum, Base) and token standards (ERC-20, ERC-1155) for your IoT ecosystem's throughput and cost requirements.
2-3 weeks
Design Phase
5+
Protocol Options
02
Smart Contract Development
Our engineers write, test, and optimize Solidity smart contracts for device wallets, payment routing, and fee management. We implement OpenZeppelin standards and conduct internal security reviews.
99.9%
Test Coverage
Gas-Optimized
Code
03
Security & Audit Integration
We integrate formal verification tools and prepare contracts for third-party audits with firms like CertiK or Quantstamp. We manage the audit process to ensure enterprise-grade security.
CertiK
Audit Partners
Zero Critical
Target Issues
04
Device SDK & API Development
We build lightweight SDKs for your IoT hardware (C++, Python, Rust) and a robust REST/WebSocket API for your backend to monitor transactions and manage device wallets.
< 100KB
SDK Footprint
Sub-Second
API Latency
05
Staging & Testnet Deployment
We deploy the complete stack to a testnet (Sepolia, Amoy) and execute end-to-end integration tests with simulated device fleets, providing a sandbox for your team.
Full Sandbox
Environment
1000+
Test Transactions
06
Mainnet Launch & Monitoring
We manage the production deployment, configure real-time monitoring dashboards for transaction health, and provide 24/7 incident response support with defined SLAs.
99.9%
Uptime SLA
< 5 min
Response Time
IoT Payment Layer
Frequently Asked Questions
Common questions from CTOs and product leads about implementing a blockchain-based payment settlement layer for IoT devices.
A standard deployment for a production-ready IoT payment layer takes 4-8 weeks. This includes architecture design, smart contract development, integration with your device firmware, and security audits. For proof-of-concept integrations with existing hardware, we can deliver a functional demo in 2-3 weeks.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall