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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

IoT Device Autonomous Micropayment Reconciliation

We build a blockchain-based reconciliation layer for fleets of IoT devices that autonomously incur micropayments, providing a clear, auditable ledger for corporate operational expenses.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built to your exact specifications.

We deliver custom smart contracts that form the foundation of your Web3 product. Our development process is built on security-first principles, utilizing OpenZeppelin libraries and rigorous internal audits to mitigate risk before deployment.

From token standards to complex DeFi logic, we build for performance and compliance.

  • Full Lifecycle Support: Design, development, testing, deployment, and maintenance on EVM chains (Ethereum, Polygon, Arbitrum) or Solana.
  • Proven Security: Every contract undergoes static analysis and manual review against known attack vectors.
  • Time-to-Market: Go from spec to mainnet in as little as 2-4 weeks for an MVP.
key-features-cards
AUTONOMOUS INFRASTRUCTURE

Core Capabilities of Our Reconciliation Layer

Our specialized reconciliation engine automates the settlement of billions of microtransactions between IoT devices, eliminating manual overhead and ensuring financial integrity.

01

Real-Time Transaction Aggregation

Continuously aggregates and batches microtransactions from millions of devices into cost-effective, on-chain settlements. Reduces gas fees by up to 95% compared to individual on-chain payments.

> 10k TPS
Aggregation Capacity
95%
Gas Cost Reduction
02

Automated Dispute Resolution

Pre-configured logic and smart contracts automatically resolve payment discrepancies between devices and service providers, ensuring trustless settlement without manual intervention.

< 60 sec
Dispute Resolution
Zero-Touch
Manual Overhead
03

Multi-Chain Settlement Engine

Settle aggregated payments natively on Ethereum, Polygon, or Arbitrum. Our abstraction layer handles chain-specific complexities, providing a unified interface for your IoT network.

3+ Chains
Supported
Sub-2 Sec
Finality (L2)
04

Provably Correct State Sync

Cryptographically verifiable synchronization between off-chain device activity and on-chain settlement ledgers. Provides an immutable audit trail for compliance and financial reporting.

End-to-End
Audit Trail
ZK-Proofs
Verification Option
05

Configurable Batching Logic

Define custom rules for transaction batching—by time, value, or participant—to optimize for cost, speed, or liquidity requirements specific to your IoT use case.

Fully Custom
Rule Sets
API-Driven
Configuration
06

Enterprise-Grade Monitoring & Alerts

Real-time dashboards and configurable webhooks provide visibility into settlement health, failed transactions, and system performance, integrated with your existing ops tools.

24/7
Monitoring
< 1 min
Alert Latency
benefits
TANGIBLE RESULTS

Business Outcomes for FinTechs and NeoBanks

Our IoT micropayment reconciliation service delivers measurable operational and financial improvements for modern financial institutions.

01

Automated Settlement & Reconciliation

Eliminate manual reconciliation with autonomous, on-chain settlement for billions of microtransactions. We deliver a system that matches IoT device activity to payment flows in real-time, reducing operational overhead by up to 95%.

95%
Ops Cost Reduction
Real-time
Settlement
02

Sub-Cent Transaction Feasibility

Enable profitable business models around data streams and fractional usage. Our Layer-2 and state channel architecture makes sub-cent IoT micropayments economically viable, unlocking new revenue streams from sensor data and pay-per-use services.

< $0.01
Avg. Tx Cost
New Revenue
Streams Unlocked
03

Regulatory & Audit Compliance

Gain an immutable, transparent ledger for all device-initiated transactions. We build with compliance-by-design, providing a tamper-proof audit trail that simplifies reporting for financial authorities and internal controls.

Immutable
Audit Trail
Automated
Reporting
04

Faster Time-to-Market for New Products

Launch IoT-linked financial products in weeks, not months. We provide a pre-audited, scalable infrastructure layer so your team can focus on core banking logic and user experience, accelerating product deployment.

< 4 weeks
Integration Time
Pre-audited
Infrastructure
05

Enhanced Fraud Detection & Prevention

Leverage blockchain's inherent transparency to detect anomalous device behavior. Our system flags inconsistent payment patterns across your IoT fleet, providing an additional layer of security against credential theft and device spoofing.

Anomaly
Detection
On-chain
Proof
06

Scalable Infrastructure for Growth

Support exponential growth in connected devices without proportional cost increases. Our architecture handles millions of daily microtransactions with predictable, low costs, future-proofing your IoT finance initiatives.

Millions/day
Transaction Scale
Predictable
Cost Structure
Structured Roadmap for Production

IoT Micropayment Implementation Tiers

Choose the implementation path that matches your scale, from initial PoC to global enterprise deployment.

CapabilityProof of Concept (PoC)Production PilotEnterprise Scale

Architecture Design & Review

Custom Smart Contract Development

Basic Settlement Logic

Full Reconciliation Suite

Multi-Chain w/ Oracles

Device SDK Integration

Single Protocol

2-3 Major Protocols

Custom Protocol Adapters

Transaction Throughput

Up to 100 TPS

1,000 - 10,000 TPS

50,000+ TPS

Uptime & Reliability SLA

Best Effort

99.5%

99.9%

Security Audit

Automated Scan

Manual Review + Report

Full Audit by Top-3 Firm

Deployment & DevOps

Testnet Only

Mainnet + Monitoring

Multi-Region, Automated CI/CD

Support & Maintenance

Email

Slack Channel + 12h Response

Dedicated Engineer + 1h P1 Response

Typical Timeline

2-4 Weeks

6-10 Weeks

12+ Weeks

Estimated Investment

$15K - $30K

$75K - $150K

Custom Quote

how-we-deliver
PROVEN PROCESS

Our Delivery Methodology

We deliver production-ready IoT micropayment systems through a structured, security-first approach that ensures reliability and rapid deployment.

01

Architecture & Protocol Design

We design the optimal Layer 2 or sidechain architecture for your IoT fleet, selecting protocols like Polygon, Arbitrum, or Celo for low-cost, high-throughput transactions. This ensures sub-cent fees and settlement in under 3 seconds.

< 3 sec
Settlement Time
< $0.01
Avg. Tx Cost
02

Smart Contract Development

We build secure, gas-optimized smart contracts for automated reconciliation and payment routing. Contracts are written in Solidity 0.8+ using OpenZeppelin libraries and include fail-safe mechanisms for device state management.

100%
Coverage Audits
OpenZeppelin
Security Standard
03

Device SDK & Integration

We provide lightweight, secure SDKs for your IoT hardware (ARM, RISC-V) that handle key management, transaction signing, and communication with the blockchain layer, enabling true autonomous micropayments.

< 100KB
SDK Footprint
TLS 1.3
Secure Comms
04

Deployment & Monitoring

We deploy the complete system to your chosen infrastructure with full observability. Our dashboards provide real-time metrics on transaction volume, device health, and reconciliation status.

2-4 weeks
Prod Deployment
99.9% SLA
System Uptime
security
CORE INFRASTRUCTURE

Custom Smart Contract Development

Secure, gas-optimized smart contracts built for production by expert Solidity engineers.

We architect and deploy custom smart contracts that form the backbone of your Web3 product. Our senior engineers specialize in Solidity 0.8+, Vyper, and Foundry, delivering audit-ready code from day one.

  • Token Systems: Custom ERC-20, ERC-721, and ERC-1155 with advanced features like vesting, staking, and governance.
  • DeFi Protocols: Automated Market Makers (AMMs), lending/borrowing pools, and yield aggregators with sub-second finality.
  • Enterprise Logic: Multi-signature wallets, supply chain trackers, and asset tokenization platforms.

We don't just write code; we engineer systems that are secure, upgradeable, and cost-effective to operate.

Every contract follows OpenZeppelin standards and undergoes rigorous internal review. We focus on gas optimization to reduce user transaction costs by up to 40% and implement secure upgrade patterns like TransparentProxy for future-proofing.

IoT Micropayments

Frequently Asked Questions

Get specific answers about our development process, security, and timelines for autonomous IoT payment systems.

A standard deployment for a proof-of-concept with 1-2 device types takes 2-4 weeks. A full production-ready system with custom smart contracts, device SDKs, and integration into your existing stack typically requires 6-10 weeks. We provide a detailed project plan after the initial technical discovery session.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team