We architect and deploy audit-ready smart contracts on EVM-compatible chains like Ethereum, Polygon, and Arbitrum. Our development process is built on OpenZeppelin standards and follows formal verification principles to eliminate critical vulnerabilities before deployment.
White-Label Crypto Expense Management Platform
Smart Contract Development
Secure, production-ready smart contracts built to your exact specifications.
- Custom Logic: From
ERC-20tokens andERC-721NFTs to complex DeFi protocols and DAO governance systems. - Security-First: Every contract undergoes rigorous internal review and is structured for seamless integration with top audit firms like CertiK or Quantstamp.
- Full Lifecycle: We handle deployment, upgradeability patterns (
TransparentProxy/UUPS), and ongoing maintenance.
Deliver a market-ready, secure contract suite in as little as 2-4 weeks, drastically reducing your time-to-market and technical risk.
Core Platform Capabilities
Our modular BaaS platform delivers the foundational components for regulated financial products, built on battle-tested blockchain infrastructure with institutional-grade security.
Regulatory Compliance Engine
Pre-built modules for KYC/AML, transaction monitoring, and jurisdictional rule-sets. Integrates with leading identity providers to ensure compliance from day one.
Multi-Chain Settlement Layer
Unified API for asset issuance and settlement across Ethereum, Polygon, Solana, and Base. Abstract away chain complexity with a single integration point.
Programmable Treasury & Custody
Secure, non-custodial smart contract vaults with multi-signature governance. Automate treasury operations, disbursements, and yield generation.
Real-Time Payment Rails
Enable instant cross-border payments and micro-transactions with sub-cent fees. Supports stablecoins, CBDCs, and tokenized fiat with guaranteed settlement.
DeFi Integration Hub
Plug-and-play access to liquidity pools, staking, and lending protocols. White-label yield products with built-in risk management and reporting.
Developer-First APIs & SDKs
Comprehensive REST APIs, WebSocket feeds, and SDKs for Python, JS, and Go. Production-ready with full documentation, sandbox, and 99.9% uptime SLA.
Why Choose a White-Label Solution
Launch your branded financial products in weeks, not years. Our battle-tested, modular platform handles the complex infrastructure so you can focus on customer experience and growth.
Time-to-Market Advantage
Deploy a fully functional, compliant banking or payment stack in under 4 weeks. We provide pre-integrated modules for KYC/AML, card issuance, ledger management, and regulatory reporting.
Reduced Development Cost
Eliminate the multi-million dollar investment and 18+ month timeline of building core banking systems from scratch. Pay only for the services you use with a predictable SaaS model.
Enterprise-Grade Security & Compliance
Built on SOC 2 Type II certified infrastructure with bank-grade encryption. Our platform is pre-configured for PCI DSS, GDPR, and regional financial regulations, reducing your compliance burden.
Full Brand Customization
Deliver a seamless, 100% branded customer experience. White-label web/mobile apps, card designs, statements, and API endpoints—all under your logo and visual identity.
Scalable, Modular Architecture
Start with core accounts and payments, then add lending, investing, or crypto on-ramps as you grow. Our microservices API allows you to plug in new features without platform migrations.
Dedicated Technical Partnership
Get direct access to our engineering and compliance teams. We provide architectural guidance, ongoing platform updates, and 24/7 technical support to ensure your success.
Phased Implementation Tiers
A structured roadmap for launching your embedded finance platform, from MVP to global scale.
| Capability | Launch Tier | Scale Tier | Enterprise Tier |
|---|---|---|---|
Core Wallet & Payment Rails | |||
Multi-Chain Support (EVM) | Ethereum Mainnet |
| All EVM L2s + Custom |
Compliance Module (KYC/AML) | Basic Rules Engine | Integrated Provider (Onfido/Sumsub) | Custom Workflows & Audit Trail |
Fiat On/Off Ramps | Single Provider | Multi-Provider Aggregation | Direct Banking Integrations |
Smart Contract Audit Scope | Core Protocol Only | Full Suite + Gas Optimization | Continuous Audits & Bug Bounty |
Deployment & DevOps | Manual | Automated CI/CD Pipeline | Managed Infrastructure & 24/7 SRE |
Support & SLA | Email (Business Hours) | Slack Channel (< 4h response) | Dedicated Technical Account Manager |
Implementation Timeline | 6-8 weeks | 10-14 weeks | Custom (16+ weeks) |
Typical Investment | $75K - $150K | $200K - $500K | $750K+ |
Our Delivery Methodology
We deliver secure, scalable, and compliant embedded finance platforms through a structured, outcome-focused process. Our methodology is built on 5+ years of experience deploying live financial systems, ensuring predictable timelines and production-ready results.
Discovery & Architecture
We begin with a technical deep-dive to define your core banking logic, compliance requirements, and integration points. Deliverables include a detailed system architecture, API spec, and a phased roadmap for launch.
Secure Core Development
Our engineers build the core ledger, transaction engine, and compliance modules using battle-tested patterns. All code follows financial-grade security standards and is peer-reviewed.
API-First Integration
We develop a comprehensive, well-documented REST & Webhook API layer for seamless integration into your front-end or partner ecosystem. Includes SDKs and sandbox environments for rapid testing.
Compliance & Audit Readiness
We implement KYC/AML checks, transaction monitoring, and audit trails by design. Our systems are built to facilitate external audits and meet regulatory requirements for money transmission.
Staging & Go-Live
We manage the deployment pipeline to a staging environment for UAT, followed by a controlled production launch. Includes load testing, security pen-testing, and 24/7 monitoring setup.
Support & Scaling
Post-launch, we provide ongoing support, performance optimization, and feature iteration. Our infrastructure is designed to scale horizontally to handle millions of transactions.
Smart Contract Development
Secure, production-ready smart contracts built for scale and compliance.
We architect and deploy custom smart contracts that form the foundation of your Web3 product. Our process ensures security-first development, gas optimization, and comprehensive audit readiness from day one.
- Custom Logic: Tailored
Solidity 0.8+contracts for DeFi, NFTs, DAOs, and enterprise use cases. - Security by Design: Implementation of
OpenZeppelinstandards, formal verification, and internal review cycles. - Deployment & Management: Full-stack support from testnet (
Sepolia,Holesky) to mainnet, including upgradeable proxy patterns.
Reduce your time-to-audit by 40% with our battle-tested development framework and security-first patterns.
We deliver contracts that are production-ready, not just functional. This includes:
- Gas-Efficient Code: Optimized for user experience and lower transaction costs.
- Comprehensive Testing: Unit, integration, and scenario testing with
HardhatorFoundry. - Clear Documentation: Full
NatSpeccomments and technical specifications for your team and auditors.
Frequently Asked Questions
Get answers to common questions about our white-label embedded finance and banking-as-a-service platform development.
A standard white-label embedded finance platform with core features (wallets, fiat on/off ramps, basic compliance) deploys in 6-8 weeks. More complex BaaS platforms with multi-currency accounts, advanced KYC/KYB, and custom payment rails typically take 12-16 weeks. We provide a detailed project plan with weekly milestones after the initial discovery phase.
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.