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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Peer-to-Peer Lending Core

We deliver a complete, audited smart contract suite for your non-custodial P2P lending market. From loan origination to automated liquidations, we build the secure, scalable core that powers your lending business.
Chainscore © 2026
overview
RELIABLE FOUNDATION

Blockchain Infrastructure & Node Management

Enterprise-grade node infrastructure with 99.9% uptime SLA, multi-cloud redundancy, and real-time monitoring.

We manage your entire blockchain infrastructure so your team can focus on product development. Our service includes deployment, orchestration, and 24/7 monitoring of full nodes, archive nodes, and validators across Ethereum, Solana, Polygon, and 30+ other protocols.

  • Guaranteed Uptime: 99.9% SLA with automated failover and multi-cloud (AWS, GCP) redundancy.
  • Real-Time Monitoring: Dashboards for block height, sync status, RPC latency, and gas prices.
  • Security & Compliance: Dedicated VPCs, DDoS protection, and regular security patching.
  • Predictable Costs: Transparent, fixed-fee pricing with no surprise usage spikes.

Deploy production-ready nodes in hours, not weeks, with enterprise security and support.

key-features-cards
PRODUCTION-READY MODULES

Core Protocol Components We Deliver

We architect and deploy the foundational smart contracts and backend systems that power secure, scalable, and compliant P2P lending platforms. Each component is built with institutional-grade security and gas efficiency.

01

Lending Pool & Vault Contracts

Secure, upgradable smart contracts for asset custody, deposit/withdrawal management, and interest rate calculations. Built with OpenZeppelin standards and reentrancy protection.

OpenZeppelin
Security Standard
Gas-optimized
Architecture
02

Automated Risk & Credit Engine

On-chain and off-chain logic for loan origination, collateral valuation (using Chainlink oracles), and dynamic risk scoring to protect lender capital.

Multi-Oracle
Price Feeds
Real-time
Risk Scoring
03

Liquidation Management System

Automated, non-custodial liquidation bots and smart contracts that trigger when collateral ratios fall below threshold, ensuring protocol solvency.

< 60 sec
Response Time
MEV-resistant
Design
04

Governance & DAO Integration

Custom governance modules for protocol parameter updates, treasury management, and community voting, compatible with Snapshot and Tally.

Snapshot/Tally
Compatible
Multi-sig
Treasury
05

Interest Rate Models

Configurable algorithms (linear, kinked, jump-rate) for dynamic APY/APR calculation based on pool utilization, enabling competitive market rates.

Fully Configurable
Models
On-chain
Adjustment
06

Compliance & Reporting Layer

Modular components for transaction monitoring, audit trails, and regulatory reporting (travel rule, tax) to meet institutional requirements.

Audit Trail
Immutable
Modular
Integration
benefits
THE CHAINSCORE ADVANTAGE

Why Partner for Your Lending Core

Building a secure, scalable, and compliant peer-to-peer lending protocol requires deep blockchain expertise. We deliver production-ready infrastructure so you can focus on your product and users.

01

Security-First Architecture

Smart contracts built on battle-tested OpenZeppelin libraries, with formal verification and comprehensive audit trails. We prioritize security to protect your users' funds and your platform's reputation.

100%
Audit Coverage
0
Critical Vulnerabilities
02

Rapid Time-to-Market

Deploy a fully functional lending core in weeks, not months. Our modular, pre-audited components for loan origination, collateral management, and liquidation accelerate your development cycle.

< 4 weeks
Core Deployment
80%
Code Reuse
03

Gas-Optimized Operations

Every contract is engineered for minimal gas consumption, reducing transaction costs for your lenders and borrowers. This is critical for user adoption and competitive fee structures.

40-60%
Gas Savings
EIP-712
Signing Standard
04

Compliance & Risk Frameworks

Integrate built-in tools for KYC/AML checks, risk parameter management, and regulatory reporting. Our architecture is designed to evolve with global compliance requirements.

Modular
Compliance Layer
Real-time
Risk Monitoring
05

Battle-Tested Oracle Integration

Secure, low-latency price feeds from Chainlink, Pyth, or custom oracles to ensure accurate collateral valuation and prevent liquidation exploits.

Sub-second
Price Updates
Multi-source
Data Feeds
06

Scalable Liquidity Management

Architected to handle high transaction volumes and Total Value Locked (TVL) growth. Our systems ensure smooth operations during market volatility and peak demand.

99.9%
Uptime SLA
Unlimited
Concurrent Users
Choose Your Implementation Strategy

Structured Development Paths

Compare our tailored service tiers for building a secure, scalable peer-to-peer lending protocol.

Core DeliverablesStarterProfessionalEnterprise

Custom Lending Smart Contracts

Gas-Optimized Core (Solmate/OpenZeppelin)

Automated Interest Rate Models

Basic

Advanced (Dynamic)

Custom Algorithm

Liquidation Engine

Standard

Enhanced (MEV-resistant)

Bespoke

Security Audit & Remediation

1 Round

2 Rounds + Fixes

Continuous (Audit-as-a-Service)

Multi-Chain Deployment

1 Network

Up to 3 Networks

Unlimited (Custom Bridges)

Integration Support (Oracles, Wallets)

Documentation

Hands-on Setup

Full White-Glove

Ongoing Protocol Monitoring & Alerts

7-Day

30-Day

24/7 with SLA

Incident Response Time

24h

< 4h

Estimated Timeline

4-6 weeks

8-12 weeks

Custom

Starting Investment

$50K

$150K

Custom Quote

how-we-deliver
TRANSPARENT & PREDICTABLE

Our Development & Delivery Process

We deliver production-ready peer-to-peer lending cores through a structured, milestone-driven process designed for technical founders. From initial architecture to mainnet deployment, every step is documented and collaborative.

01

Discovery & Architecture Design

We start with a technical deep-dive to define your lending model (collateral types, interest models, liquidation logic). We deliver a comprehensive architecture document and smart contract system design.

1-2 weeks
Initial Scoping
100%
Requirements Locked
02

Smart Contract Development

Our team builds your core lending logic in Solidity 0.8+ using OpenZeppelin libraries. We implement gas-optimized contracts for loans, collateral management, and price oracles.

4-6 weeks
Core Build
OpenZeppelin
Security Foundation
03

Security Audit & Testing

Every contract undergoes rigorous unit, integration, and scenario testing. We facilitate a formal audit with a top-tier security firm (e.g., Trail of Bits, Quantstamp) and implement all critical findings.

2-3 weeks
Audit Cycle
0 Critical
Post-Audit Status
04

Frontend & API Integration

We deliver a responsive React/Next.js frontend dashboard for lenders and borrowers, plus a comprehensive REST/GraphQL API for programmatic integration into your existing platform.

3-4 weeks
Integration Build
TypeScript
Full Stack
05

Staging Deployment & Dry Run

We deploy the entire system to a testnet/staging environment. We conduct a full operational dry run, simulating market conditions, liquidations, and stress scenarios with your team.

1-2 weeks
Testing Period
100%
Scenario Coverage
06

Mainnet Launch & Handover

We manage the secure mainnet deployment, configure multi-sig wallets, and set up monitoring/alerting. Full technical documentation and operational runbooks are delivered for your team.

< 1 week
Go-Live
24/7
Post-Launch Support
security
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built by Web3-native engineers.

We architect and deploy custom smart contracts that are secure, gas-optimized, and ready for mainnet. Our development process is built on audited patterns and a rigorous testing framework to mitigate risk.

  • Full Lifecycle Development: From ideation and Solidity/Rust coding to deployment and on-chain monitoring.
  • Security-First Approach: All code undergoes internal review and integrates with tools like Slither and Foundry before external audit.
  • Protocol Integration: Seamless compatibility with major standards (ERC-20, ERC-721, ERC-1155) and DeFi primitives.

Deliver a battle-tested MVP in as little as 2-3 weeks, with a clear path to scale and maintain your protocol's core logic.

Expert Answers for Technical Decision-Makers

P2P Lending Core Development FAQ

Get clarity on our development process, security standards, and delivery model for building a secure, scalable P2P lending protocol.

We deliver a production-ready, audited P2P lending core in 6-10 weeks for a standard deployment. This includes smart contract architecture, integration with price oracles (e.g., Chainlink), a basic admin dashboard, and a comprehensive security audit. Complex features like multi-chain deployment or advanced liquidation engines can extend this timeline, which we scope and quote for upfront.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team
P2P Lending Core Development | Chainscore Labs | ChainScore Guides