We architect and deploy production-grade smart contracts that are secure by design. Every contract undergoes rigorous internal review and is built with OpenZeppelin libraries and Solidity 0.8+ best practices.
LABS
Services
Decentralized Credit Scoring Core
A custom-built underwriting engine that calculates creditworthiness using on-chain transaction history, repayment records, and decentralized oracle data for peer-to-peer lending platforms.
Chainscore © 2026
overview
CORE INFRASTRUCTURE
Smart Contract Development
Secure, audited smart contracts built to your exact specifications.
- Custom Logic: From
ERC-20tokens andERC-721NFTs to complex DeFi protocols and DAO governance systems. - Full Audit Trail: Includes comprehensive unit/integration testing and a formal audit report from a top-tier security firm.
- Gas Optimization: We minimize transaction costs, targeting up to 40% gas savings on critical functions.
Deploy a battle-tested, mainnet-ready contract in as little as 2-4 weeks, backed by our $1M security guarantee.
key-features-cards
BUILT FOR ENTERPRISE SCALE
Core Engine Capabilities
Our modular, audited infrastructure provides the foundation for compliant, high-performance decentralized credit scoring. We deliver the core components so you can focus on your unique lending logic and go-to-market strategy.
benefits
MEASURABLE RESULTS
Business Outcomes for Your Lending Platform
Our Decentralized Credit Scoring Core delivers tangible infrastructure improvements that directly impact your platform's bottom line and risk profile.
01
Reduce Default Risk by 40-60%
Integrate on-chain and off-chain data models to create a holistic borrower risk profile, significantly lowering your platform's non-performing loan ratio.
40-60%
Lower Default Risk
Real-time
Risk Updates
02
Expand Addressable Market
Enable undercollateralized and credit-based lending to the 1.7B+ global underbanked population, unlocking new revenue streams without increasing systemic risk.
1.7B+
New Users
0% Collateral
Loan Options
03
Achieve Regulatory Compliance
Build with privacy-by-design using Zero-Knowledge proofs (ZK-SNARKs) for identity verification and credit checks, ensuring GDPR and global data protection compliance.
ZK-SNARKs
Privacy Tech
GDPR Ready
Compliance
04
Cut Operational Costs by 70%
Automate manual underwriting and KYC processes with programmable, transparent scoring logic, dramatically reducing overhead and human error.
70%
Cost Reduction
Fully Automated
Underwriting
05
Deploy in < 4 Weeks
Leverage our modular, audited smart contract suite and pre-built oracle integrations for a production-ready credit engine, accelerating your time-to-market.
< 4 Weeks
To Production
Audited
Core Contracts
06
Gain Institutional Trust
Provide verifiable, tamper-proof audit trails for every credit decision, building transparency for regulators and attracting institutional capital.
Immutable
Audit Trail
Institutional Grade
Transparency
Structured Implementation for a Production-Ready System
Phased Development Roadmap
Our modular approach to building your decentralized credit scoring core, from foundational audit to full-scale enterprise deployment.
| Phase & Deliverables | Foundation | Production | Enterprise Scale |
|---|---|---|---|
Smart Contract Audit & Security Review | |||
Core Protocol Deployment (Testnet) | |||
Mainnet Deployment & Configuration | |||
Oracle Integration (Chainlink, Pyth) | Basic | Custom | Multi-Source |
Data Model & Scoring Algorithm | Standard Model | Custom-Tuned | Proprietary & Patented |
API Gateway & Developer SDK | Read-Only API | Full REST/GraphQL API | White-Label SDK |
Monitoring, Alerts & Analytics Dashboard | Basic Logs | Real-time Dashboard | Advanced Analytics & SLA |
Ongoing Maintenance & Protocol Upgrades | Ad-hoc Support | Quarterly Updates | Dedicated Engineer & 24/7 SLA |
Typical Timeline | 4-6 Weeks | 8-12 Weeks | 12+ Weeks (Custom) |
Estimated Investment | $50K - $100K | $150K - $300K | Custom Quote |
how-we-deliver
BUILDING TRUST THROUGH TRANSPARENCY
Our Development Methodology
We deliver production-ready, audited credit scoring cores using a rigorous, multi-stage process designed for security, scalability, and seamless integration.
01
Architecture & Design Review
We begin with a collaborative deep-dive to design a modular, upgradeable architecture. This ensures your scoring logic is future-proof and can integrate with existing DeFi protocols like Aave or Compound.
2-3 days
Initial Design Sprint
100%
Custom Logic
02
Secure Smart Contract Development
Our engineers write clean, gas-optimized Solidity (0.8+) using OpenZeppelin libraries. Every contract follows established security patterns to protect user data and scoring integrity from day one.
OpenZeppelin
Security Standard
Gas-Optimized
Code Focus
03
Comprehensive Testing & Simulation
We deploy to testnets and run exhaustive simulations using Foundry and Hardhat. This includes stress tests with synthetic data to validate scoring accuracy under volatile market conditions.
>95%
Test Coverage
Multi-Network
Testnet Validation
05
Deployment & Integration Support
We handle the mainnet deployment and provide SDKs/APIs for easy integration into your dApp. Our team supports the go-live process to ensure a smooth launch.
Full SDK
Included
Live Support
Launch Phase
06
Monitoring & Maintenance
Post-launch, we offer optional monitoring dashboards and upgrade management services. We ensure your scoring engine maintains performance and compliance as protocols evolve.
Real-Time Alerts
Available
Upgrade Paths
Planned
security
CORE SERVICE
Smart Contract Development
Secure, audited smart contracts built to your exact specifications.
We architect and deploy production-grade smart contracts that form the backbone of your Web3 application. Our development process ensures security-first design, gas optimization, and full audit readiness from day one.
We deliver contracts you can stake your business on, with a 100% clean security audit track record.
- Custom Tokenomics: Design and implement
ERC-20,ERC-721,ERC-1155, and bespoke token standards. - DeFi & DAO Logic: Build automated market makers (AMMs), staking pools, governance modules, and multi-signature vaults.
- Enterprise Integration: Create upgradable proxies, cross-chain bridges, and oracles for real-world data feeds.
- Full Lifecycle Support: From initial spec and
Solidity 0.8+development through to deployment, verification, and monitoring onEVM-compatible chains.
Decentralized Credit Scoring
Frequently Asked Questions
Get clear answers on how we build, deploy, and maintain secure, on-chain credit scoring systems for your protocol.
A standard deployment, including smart contract development, integration with your data oracles, and initial testing, typically takes 3-5 weeks. Complex systems with custom risk models or multi-chain deployments can extend to 8-12 weeks. We provide a detailed project plan with weekly milestones after the initial scoping call.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall