We architect and deploy custom Solidity and Rust smart contracts that are secure, gas-optimized, and tailored to your specific use case. Every contract undergoes a rigorous development lifecycle with automated testing, formal verification, and third-party audits from firms like CertiK or Quantstamp before mainnet deployment.
LABS
Services
Telematics-Integrated Crypto Insurance App Development
We build mobile applications that merge real-time IoT/telematics data with on-chain insurance protocols to create dynamic, usage-based coverage with automated pricing and claims.
Chainscore © 2026
overview
CORE SERVICES
Smart Contract Development
Secure, production-ready smart contracts built by Web3 experts to power your decentralized applications.
Move from concept to mainnet with a 2-4 week MVP delivery for standard token or NFT contracts, backed by a 99.9% uptime SLA for deployed infrastructure.
- Custom Logic: DeFi protocols (AMMs, lending/borrowing), NFT collections with advanced minting, DAO governance systems.
- Security First: Built on OpenZeppelin standards, with comprehensive unit/integration tests and audit remediation support.
- Full Lifecycle: From architecture and development to deployment, monitoring, and upgrade management via transparent proxies.
key-features-cards
BUILDING THE FOUNDATION FOR TRUST
Core Technical Capabilities We Deliver
We architect and deploy the secure, scalable, and compliant blockchain infrastructure that powers your telematics-insurance product. From smart contracts to data oracles, we handle the technical complexity so you can focus on your core business.
01
Custom Insurance Smart Contracts
Gas-optimized, audited smart contracts for parametric insurance policies, claims processing, and automated payouts. Built on Solidity 0.8+ with OpenZeppelin security patterns and formal verification where applicable.
100%
Code Coverage
2-4 weeks
Development Cycle
02
Secure Telematics Data Oracles
Reliable, tamper-proof data feeds that connect off-chain vehicle telematics (GPS, speed, braking) to on-chain insurance logic. We implement multi-source validation and cryptographic proofs for data integrity.
< 5 sec
Data Latency
99.5%
Uptime SLA
03
On-Chain Claims & Payout Automation
Fully automated claims adjudication and instant crypto payouts triggered by verified telematics events. Eliminates manual review, reduces fraud, and delivers settlements in minutes, not days.
90%
Faster Settlements
< 1 min
Payout Time
04
Regulatory Compliance & Audit Trails
Architecture designed for compliance with global insurance regulations (e.g., GDPR, NAIC). We implement immutable audit logs, KYC/AML integrations, and privacy-preserving techniques like zero-knowledge proofs.
Immutable
Audit Trail
SOC 2
Framework
05
Scalable Web3 Frontend & APIs
User-friendly dApp interfaces for policy management and claims, backed by robust, documented APIs for your existing systems. Seamless wallet integration (MetaMask, WalletConnect) and multi-chain support.
< 100ms
API Response
5+ Chains
Supported
06
Continuous Security & Monitoring
Proactive smart contract monitoring, incident response protocols, and upgrade management. We provide 24/7 alerting for anomalous activity and maintain battle-tested disaster recovery procedures.
24/7
Monitoring
99.9%
Uptime SLA
benefits
MEASURABLE IMPACT
Business Outcomes for InsurTech & Web3 Startups
Our telematics-integrated crypto insurance platform delivers concrete results, from reducing operational overhead to unlocking new revenue streams through on-chain data.
01
Automated, Trustless Claims Processing
Smart contracts automatically verify and settle claims using real-time telematics data (GPS, accelerometer). Eliminate manual review, reduce fraud, and settle claims in minutes, not weeks.
90%
Faster Payouts
< 5 min
Avg. Settlement
02
Dynamic, Usage-Based Premiums
Implement real-time risk scoring using IoT sensor data. Offer fairer, personalized premiums that adjust based on actual user behavior, increasing customer acquisition and retention.
25-40%
Lower Avg. Premiums
15%+
Higher Retention
03
On-Chain Capital Efficiency
Deploy capital pools as yield-generating DeFi assets. Our architecture enables capital to earn yield while providing coverage, dramatically improving your protocol's APY and sustainability.
5-15%
Additional APY
70%
Capital Utilization
04
Regulatory & Compliance Readiness
Built-in KYC/AML modules and immutable audit trails for all policies and claims. Streamline regulatory reporting and ensure compliance across jurisdictions from day one.
100%
Audit Trail
SOC 2
Compliance Framework
05
Seamless Fiat & Crypto On/Off-Ramps
Integrated payment gateways allow users to pay premiums in fiat or crypto and receive payouts in their preferred currency. Remove friction and expand your addressable market.
1-Click
Checkout
10+
Payment Methods
06
Scalable, Secure Infrastructure
Enterprise-grade node infrastructure with 99.9% uptime SLA. Zero-downtime deployments and battle-tested smart contracts audited by leading security firms like CertiK.
99.9%
Uptime SLA
CertiK
Security Audit
From MVP to Full-Scale Platform
Phased Development Roadmap
A structured, milestone-driven approach to building your telematics-integrated crypto insurance application. Each phase delivers a production-ready, audited product.
| Phase | Core Deliverables | Key Features | Timeline | Investment |
|---|---|---|---|---|
Phase 1: MVP & Core Protocol | Smart Contract Suite, Basic UI/UX, Testnet Deployment | Policy Creation & Purchase, Basic Telematics Data Ingestion, Automated Claims for Simple Events | 4-6 weeks | $25K - $45K |
Phase 2: Advanced Telematics & Oracles | Enhanced Data Pipeline, Custom Oracle Network, On-Chain Analytics Dashboard | Real-Time Driver Scoring, Dynamic Premium Adjustments, Multi-Source Data Verification (GPS, OBD-II, IoT) | 6-8 weeks | $40K - $70K |
Phase 3: Full-Stack Platform & Scaling | Mobile App, Admin Portal, Multi-Chain Deployment, Comprehensive Audits | Fully Automated Claims Processing, Reinsurance Pool Integration, Governance & Staking Mechanisms, Support for Ethereum, Polygon, Base | 8-12 weeks | $60K - $100K |
Ongoing: Managed Infrastructure | 24/7 Monitoring, Incident Response, Protocol Upgrades | 99.9% Uptime SLA, <4h Critical Issue Response, Quarterly Security Reviews, Gas Optimization Updates | Monthly Retainer | Starting at $5K/month |
tech-stack
BUILT FOR RELIABILITY & SCALE
Proven Technology Stack & Protocols
We deliver your telematics-insurance application on a battle-tested foundation. Our stack is engineered for real-time data processing, secure on-chain transactions, and enterprise-grade reliability, ensuring your product launches faster and operates flawlessly.
01
Ethereum & L2 Infrastructure
Deploy on a secure, decentralized base layer with optimized scaling via Arbitrum or Polygon. We handle the complexity of cross-chain messaging and gas optimization for predictable operational costs.
< 2 sec
Avg. Finality
> 90%
Gas Cost Reduction
02
Smart Contract Security
Custom insurance logic built with Solidity 0.8+ and OpenZeppelin libraries. Every contract undergoes a multi-stage audit process, including automated analysis and manual review by our security team.
100%
Audit Coverage
Zero
Critical Bugs Shipped
03
Real-Time Telematics Integration
Seamlessly connect IoT devices and vehicle APIs using Chainlink Oracles and custom adapters. We ensure verifiable, tamper-proof data feeds for accurate risk assessment and claim validation.
< 100ms
Data Latency
99.9%
Feed Uptime
04
Decentralized Storage & IPFS
Store policy documents, claim evidence, and driver data securely off-chain using IPFS and Filecoin. We implement content-addressed storage for immutable, permanent records accessible via your dApp.
Redundant
Data Persistence
Censorship-Resistant
File Storage
05
Frontend & Wallet Integration
User-friendly dApp interfaces built with React/Next.js and Wagmi/viem. We integrate seamless wallet connections (MetaMask, WalletConnect) and abstract blockchain complexity for end-users.
< 3s
Wallet Connect Time
Mobile-First
Design Priority
06
DevOps & Monitoring
Full CI/CD pipeline, automated testing, and 24/7 monitoring with Prometheus/Grafana. We provide SLA-backed infrastructure with multi-region failover and instant alerting.
99.9%
Infra Uptime SLA
< 5 min
Incident Response
process-walkthrough
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built by Web3 specialists.
We architect and deploy custom smart contracts for tokens, DeFi protocols, and NFTs. Our code is built on Solidity 0.8+ with OpenZeppelin standards, ensuring security and gas efficiency from day one.
We deliver a fully audited, deployable contract suite in 2-4 weeks.
Our development process is built for security and speed:
- Formal Specification: We define logic, roles, and upgrade paths before writing a line of code.
- Gas-Optimized Code: Every function is profiled to minimize on-chain costs for your users.
- Comprehensive Testing: Unit, integration, and scenario testing with Hardhat and Foundry.
- Third-Party Audit Ready: Code is structured and documented for seamless review by firms like CertiK or Quantstamp.
We support a full range of contract types:
- Tokens: Custom
ERC-20,ERC-721, andERC-1155with minting, vesting, and governance modules. - DeFi: Automated Market Makers (AMMs), staking pools, lending vaults, and yield aggregators.
- Utility: Multi-signature wallets, vesting schedules, and custom access control systems.
Partner with us to move from concept to a secure, live mainnet deployment.
Telematics Insurance App Development
Frequently Asked Questions
Get clear answers on our process, timeline, and technical approach for building your telematics-integrated crypto insurance application.
We follow a structured 5-phase agile process: Discovery & Architecture (1-2 weeks), where we define the on-chain policy logic and data ingestion pipeline. Smart Contract Development (2-3 weeks), building and auditing the core insurance protocol. Telematics Integration (1-2 weeks), connecting IoT data streams (e.g., from OBD-II devices) to on-chain oracles. Frontend & Dashboard Build (2-3 weeks), creating the user and admin interfaces. Testing & Deployment (1-2 weeks), including security audits and mainnet launch. This ensures a predictable path to a production-ready MVP in 7-12 weeks.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall