Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Institutional Payment Channel Compliance

Enterprise-grade off-chain payment networks with built-in regulatory compliance. We architect secure, scalable L2 solutions featuring real-time transaction monitoring, KYC/AML integration, and immutable audit trails for financial institutions.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, audited smart contracts built to your exact specifications, from token standards to complex DeFi logic.

We architect and deploy production-ready smart contracts that power your core business logic. Our development process is built on security-first principles, utilizing OpenZeppelin libraries and following established patterns for ERC-20, ERC-721, and custom protocols. We deliver fully documented code with comprehensive test suites.

  • Custom Logic: Build bespoke DeFi primitives, NFT mechanics, DAO governance, or enterprise automation.
  • Security Audits: Every contract undergoes internal review and can be prepared for third-party audits from firms like CertiK or Quantstamp.
  • Gas Optimization: We write efficient code to minimize transaction costs for your users.
  • Full Lifecycle: From initial spec to mainnet deployment and post-launch monitoring.

We translate your product requirements into immutable, reliable on-chain code. Get a secure, auditable foundation in weeks, not months.

key-features-cards
FOUNDATION FOR INSTITUTIONAL ADOPTION

Core Compliance & Technical Capabilities

Our infrastructure is engineered to meet the stringent demands of regulated financial institutions, combining battle-tested technical execution with a proactive compliance-first architecture.

01

Regulatory & AML/KYC Integration

Seamlessly integrate with leading identity verification providers (e.g., Sumsub, Jumio) and transaction monitoring systems. Our payment channels support programmable compliance logic, enabling real-time sanctions screening and automated reporting for audit trails.

Real-time
Sanctions Screening
Automated
Audit Trail Generation
02

Enterprise-Grade Security & Audits

All core smart contracts and off-chain components undergo rigorous third-party audits by firms like Trail of Bits and Quantstamp. We implement multi-signature governance, time-locks, and formal verification for critical state updates.

Third-Party
Security Audits
Formal
Verification
03

High-Throughput Settlement Layer

Build on custom state channels or Layer 2 networks (Arbitrum, Optimism) for sub-second finality and transaction costs under $0.01. Our architecture supports thousands of transactions per second, batched for on-chain efficiency.

Sub-second
Finality
< $0.01
Tx Cost
04

Custody & Key Management

Flexible support for MPC (Multi-Party Computation) wallets, hardware security modules (HSMs), and direct integration with institutional custodians (Fireblocks, Copper). Never store or have access to client private keys.

MPC & HSM
Supported
Zero Access
To Client Keys
05

Real-Time Monitoring & Alerting

24/7 monitoring of channel health, liquidity balances, and compliance flags via dashboards and webhook alerts. Get instant notifications for suspicious activity, failed transactions, or SLA breaches.

24/7
Monitoring
Webhook
Alerting
06

SLA-Backed Infrastructure

Guaranteed 99.9% uptime for routing and relay services, with financially-backed SLAs. Isolated, dedicated node deployments available for maximum performance and regulatory isolation.

99.9%
Uptime SLA
Dedicated
Deployments
benefits
COMPLIANCE AS A COMPETITIVE ADVANTAGE

Business Outcomes for Regulated Entities

Our Institutional Payment Channel Compliance service delivers tangible results for financial institutions, fintechs, and regulated DeFi platforms. We translate complex regulatory requirements into secure, scalable on-chain infrastructure.

01

Regulatory Audit Trail

Automated, immutable logging of all payment channel transactions for AML, KYC, and financial reporting. Integrates with Chainalysis and Elliptic for real-time compliance monitoring.

100%
Transaction Traceability
< 100ms
Audit Log Generation
02

Jurisdiction-Specific Rule Engine

Dynamic smart contract logic that enforces transaction limits, participant whitelists, and asset restrictions based on FATF Travel Rule, MiCA, and other regional frameworks.

50+
Pre-built Rule Templates
Zero Downtime
Rule Updates
04

Real-Time Sanctions Screening

On-chain integration with OFAC and global sanctions lists. Transactions are screened pre-execution, preventing blocked address interactions and ensuring regulatory adherence.

< 2 sec
Screening Latency
99.99%
List Accuracy
05

Capital Efficiency & Settlement

Optimize capital locked in payment channels while maintaining required liquidity ratios. Achieve sub-second finality for compliant settlements, reducing operational costs.

40-60%
Capital Reduction
800ms
Avg. Settlement Time
Infrastructure Decision Matrix

Build vs. Buy: Compliance-Ready Payment Channels

A detailed comparison of the cost, risk, and time investment required to build a compliant payment channel system in-house versus partnering with Chainscore Labs.

Critical FactorBuild In-HouseChainscore Managed Service

Development Timeline

6-12 months

4-8 weeks

Initial Security Audit Cost

$50K-$150K+

Included

Compliance Framework (Travel Rule, KYC)

Custom build, high risk

Pre-built, battle-tested modules

Ongoing Security & Monitoring

Internal team overhead

24/7 monitoring included

Smart Contract Upgrade Management

Your responsibility

Managed with governance controls

Multi-Chain Support (EVM, L2s)

Per-chain integration effort

Native support out-of-the-box

Total Year 1 Cost (Dev, Audit, Ops)

$300K-$750K+

$80K-$200K

Time to First Compliant Transaction

9+ months

< 60 days

Expertise Required

Solidity, Cryptography, Compliance Law

Your integration team + our specialists

how-we-deliver
PROVEN PROCESS

Our Delivery Methodology

A structured, security-first approach to deliver compliant payment channels that meet institutional standards and accelerate your time-to-market.

01

Compliance & Risk Assessment

We begin with a deep-dive analysis of your target jurisdictions, transaction types, and counterparty requirements. Our framework maps obligations to technical controls, ensuring your channel design is compliant by default.

50+
Regulations Mapped
< 1 week
Initial Audit
02

Architecture & Protocol Design

We architect your payment channel network using battle-tested patterns like state channels or rollups. The design prioritizes finality, privacy for sensitive data, and seamless integration with your existing treasury systems.

Sub-second
Settlement
99.9% SLA
Uptime
04

Integration & Deployment

We handle the full deployment lifecycle on your chosen L1/L2, including multi-sig wallet setup, oracle integration for price feeds, and connection to monitoring dashboards. We provide full documentation and handover.

2-4 weeks
Avg. Deployment
24/7
Go-Live Support
05

Monitoring & Reporting Suite

Deploy with a complete operational dashboard for real-time monitoring of channel liquidity, transaction volume, and compliance flags. Automated reports are generated for internal audit and regulatory review.

Real-time
Alerts
Custom
Report Builder
06

Ongoing Compliance Updates

Regulations evolve. We provide continuous monitoring of regulatory changes and implement necessary protocol upgrades or configuration changes to maintain your channel's compliance status over time.

Quarterly
Reviews
Guaranteed
Patch SLA
security-approach
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built for scale and compliance.

We architect and deploy custom smart contracts that power your Web3 product, from ERC-20 tokens to complex DeFi protocols. Our code is built for mainnet readiness with a focus on security, gas efficiency, and upgradability using patterns like OpenZeppelin and UUPS proxies.

Deliver a battle-tested MVP in as little as 2-4 weeks, with a clear path to production.

  • Security-First Development: Every line undergoes peer review and is tested against common vulnerabilities before formal audits with firms like CertiK or Quantstamp.
  • Full-Stack Integration: Contracts are delivered with comprehensive documentation, deployment scripts, and integration guides for your front-end team.
  • Ongoing Governance: We design for the future with built-in upgrade mechanisms and multi-signature wallet controls for secure administration.
Institutional Payment Channels

Frequently Asked Questions

Get clear answers on how Chainscore Labs delivers secure, compliant payment channel infrastructure for regulated institutions.

A standard implementation for a compliant payment channel network takes 4-6 weeks. This includes the 2-week discovery and design phase, 2-3 weeks of core development and integration, and 1 week for security review and final deployment. Complex multi-party or cross-border setups may extend to 8-10 weeks.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team
Institutional Payment Channel Compliance | Chainscore Labs | ChainScore Guides