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Free 30-min Web3 Consultation
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Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Cross-L2 Payment Routing Engine

An intelligent transaction routing system that dynamically selects the optimal Layer 2 network for payment processing based on real-time cost, speed, and settlement finality.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built by Web3 experts.

We architect and deploy custom smart contracts for DeFi, NFTs, and enterprise applications. Our development process ensures security-first design, gas optimization, and comprehensive audit readiness from day one.

Deliver a secure, scalable foundation for your protocol in as little as 2-4 weeks.

  • Protocol Development: ERC-20, ERC-721, ERC-1155, custom DeFi logic, and DAO governance.
  • Security & Audits: Built with OpenZeppelin standards and prepared for third-party audits by firms like ConsenSys Diligence.
  • Full Lifecycle Support: Development, deployment, testing, and ongoing maintenance with 99.9% uptime SLAs.
key-features-cards
ARCHITECTURE

Core Engine Capabilities

Our payment routing engine is built on battle-tested infrastructure, designed for enterprise-grade reliability and developer velocity. Each component is engineered to eliminate cross-chain friction.

01

Multi-L2 Pathfinding

Real-time algorithm that analyzes liquidity, fees, and latency across Arbitrum, Optimism, Base, and Polygon zkEVM to find the optimal payment route. Reduces transaction costs by up to 40% versus manual bridging.

< 500ms
Route Discovery
40%
Avg. Cost Savings
02

Atomic Settlement

Guaranteed cross-chain transaction completion with a single signature. Leverages canonical bridges and third-party liquidity pools to ensure funds either arrive on the destination chain or revert entirely, eliminating settlement risk.

100%
Success or Revert
0
Partial Failures
03

Gas Abstraction & Optimization

End-users never need destination chain gas. Our system handles gas estimation, sponsorship, and payment in the source chain's native token, simplifying UX and reducing failed transactions by over 95%.

95%
Fewer Failed TXs
1 Token
User Pays With
04

Real-Time Liquidity Monitoring

Continuous surveillance of bridge and DEX liquidity pools across supported networks. Automatically reroutes payments during congestion or low liquidity, ensuring consistent sub-2 minute finality for all transfers.

1000+
Pools Monitored
< 2 min
Worst-Case Finality
06

Enterprise-Grade Observability

Comprehensive dashboard with real-time metrics on transaction success rates, cost breakdowns, and network health. Webhook alerts for anomalous events and full transaction tracing for compliance and debugging.

99.9%
Uptime SLA
< 1 sec
Alert Latency
benefits
PROVEN RESULTS

Business Outcomes for Your Payment Platform

Our Cross-L2 Payment Routing Engine delivers measurable improvements to your platform's performance, security, and bottom line. Here’s what you can expect.

01

Reduce Settlement Time & Costs

Automatically route payments through the most efficient L2 (Arbitrum, Optimism, Base) or L1 path based on real-time gas fees and network congestion. Slash user transaction costs by up to 90% compared to single-chain solutions.

90%
Lower Tx Fees
< 5 sec
Avg. Settlement
02

Expand Market Reach Instantly

Enable seamless payments across any supported EVM chain without requiring users to bridge assets manually. Onboard users from Arbitrum, Polygon, and Base with a single integration, increasing your potential user base overnight.

10+
Chains Supported
0
User Bridging
03

Guaranteed Uptime & Reliability

Built with enterprise-grade failover and redundant node infrastructure. Our system monitors chain health and reroutes transactions automatically to ensure payment success, backed by a formal SLA.

99.9%
Uptime SLA
24/7
Monitoring
04

Accelerate Time-to-Market

Leverage our pre-audited, production-ready smart contracts and API. Integrate a complete cross-chain payment system in weeks, not months, avoiding the complexity and security risks of in-house development.

< 3 weeks
Integration
0
Audit Delays
06

Gain Actionable Payment Analytics

Access a unified dashboard tracking payment volume, success rates, fee savings, and user flow across all chains. Make data-driven decisions to optimize routes and improve your platform's economics.

Real-Time
Analytics
Unified
Dashboard
Structured Roadmap to Production

Phased Development & Integration

A transparent, milestone-driven approach to building and deploying your cross-L2 payment routing engine, from initial architecture to full-scale production with ongoing support.

Phase & DeliverablesDiscovery & ArchitectureCore Development & AuditIntegration & DeploymentProduction & Scale

Technical Specification & Roadmap

Modular Router Architecture Design

Core Smart Contract Development

Third-Party Security Audit

Testnet Deployment & Simulation

Mainnet Deployment Support

Multi-Chain Liquidity Integration

24/7 Monitoring & Alerting

Performance Optimization SLA

Typical Timeline

2-3 weeks

6-8 weeks

3-4 weeks

Ongoing

Investment Range

$15K - $25K

$75K - $150K

$30K - $50K

Custom SLA

how-we-deliver
PROVEN FRAMEWORK

Our Delivery Methodology

We deliver production-ready payment routing engines through a structured, transparent process designed for technical leaders who value speed, security, and predictable outcomes.

01

Architecture & Protocol Audit

We conduct a deep technical assessment of your existing stack and target L2s (Arbitrum, Optimism, zkSync, etc.) to design a secure, gas-optimized routing architecture. This includes a formal security review of all integrated protocols.

2-3 days
Initial Assessment
100%
Protocol Coverage
02

Smart Contract Development & Hardening

Our engineers build the core routing logic, liquidity management, and settlement contracts in Solidity 0.8+ using OpenZeppelin libraries. Every line is written with gas efficiency and MEV resistance as primary constraints.

OpenZeppelin
Security Standard
< 2 weeks
Core Build
03

Rigorous Testing & Simulation

We deploy the engine to a private testnet for comprehensive unit, integration, and stress testing. This includes simulating high-volume cross-chain transaction loads and adversarial network conditions to ensure reliability.

1000+
Test Cases
> 99.9%
Test Coverage
04

Security Audit & Formal Verification

Before mainnet deployment, the complete system undergoes an independent audit by a top-tier security firm. Critical path logic is formally verified to eliminate edge-case vulnerabilities.

Tier-1 Auditor
External Review
0 Critical
Guarantee
05

Staged Mainnet Deployment

We deploy using a phased, canary release strategy. Initial deployment handles a small percentage of live traffic, with automated monitoring for slippage, latency, and success rates before full-scale cutover.

Phased Rollout
Deployment Strategy
24/7
Monitoring
06

Handover & Production Support

We provide complete technical documentation, operational runbooks, and a 30-day intensive support period. Your team gains full ownership of the codebase with ongoing access to our engineering team for critical issues.

Full Ownership
Code Handover
30 days
Guaranteed Support
Strategic Analysis

Build vs. Buy: Cross-L2 Payment Routing Engine

A detailed comparison of the resource investment and risk profile for developing a cross-layer 2 payment router internally versus leveraging Chainscore's enterprise-grade solution.

Key FactorBuild In-HouseChainscore Engine

Time to Market (MVP)

6-12 months

4-8 weeks

Initial Development Cost

$250K - $600K+

$75K - $200K

Security Audit & Risk

High (unaudited, custom code)

Low (pre-audited, battle-tested modules)

Supported L2s & Bridges

Requires per-integration R&D

Pre-integrated: Arbitrum, Optimism, Base, zkSync, Starknet

Routing Algorithm Complexity

High (must build & maintain)

Advanced (real-time liquidity & fee optimization)

Team Requirements

3-5 Senior Blockchain Devs

Your existing integration team

Ongoing Maintenance & Updates

Full-time DevOps & Dev team

Managed service with optional SLA

Uptime & Reliability SLA

Your responsibility (0% SLA)

99.9% Guaranteed Uptime

Total Cost of Ownership (Year 1)

$500K - $1.2M+

$150K - $400K

Cross-L2 Payment Routing

Frequently Asked Questions

Common questions from CTOs and engineering leads about our custom payment routing engine development.

A standard Cross-L2 Payment Routing Engine deployment takes 4-8 weeks from kickoff to mainnet launch. This includes 2 weeks for architecture design and smart contract development, 2 weeks for integration and testing on testnets, and 2-4 weeks for security audits and final deployment. We use agile sprints to deliver working prototypes within the first 10 days.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team