We architect and deploy production-grade smart contracts that are secure by design. Our process integrates formal verification and multi-stage audits to eliminate vulnerabilities before deployment.
LABS
Services
Insurance-Linked Structured Product Development
We build secure, automated smart contracts for tokenized insurance-linked securities (ILS). From catastrophe bonds to industry loss warranties, we deliver parametric payout triggers that execute on-chain, reducing settlement from months to minutes.
Chainscore © 2026
overview
CORE SERVICE
Smart Contract Development
Secure, audited smart contracts built to your exact specifications by expert Solidity engineers.
- Custom Logic: Tailored
Solidity/Rustcontracts for DeFi, NFTs, DAOs, and enterprise use cases. - Security First: Built with
OpenZeppelinstandards and subjected to third-party audits. - Full Lifecycle: Development, testing, deployment, and upgrade management via proxies.
Reduce your time-to-market with battle-tested patterns and a 2-4 week MVP delivery cycle. We ensure your contracts are gas-optimized and future-proof.
key-features-cards
ENGINEERED FOR COMPLIANCE & SCALE
Core Technical Capabilities
We build the secure, auditable, and capital-efficient infrastructure required to launch compliant insurance-linked structured products. Our technical stack is battle-tested for real-world financial applications.
01
Parametric Trigger Smart Contracts
Automated, oracle-driven payout logic for weather, flight, or event-based insurance. Built with Chainlink Data Feeds and custom verification layers for tamper-proof execution.
< 2 sec
Payout Resolution
100%
Audit Coverage
02
Capital Pool Architecture
Secure, multi-signature vaults and staking mechanisms for premium collection and loss reserves. Implements ERC-4626 standards for yield-bearing tokenized pools with granular access control.
99.9%
Uptime SLA
OpenZeppelin
Security Standard
03
Regulatory Reporting Engine
On-chain event logging and immutable audit trails designed for financial compliance (e.g., AML, KYC integrations). Generates verifiable proof-of-coverage and claim history.
Real-time
Data Availability
Immutable
Audit Trail
04
Tokenized Policy Issuance
Mint, manage, and transfer insurance policies as ERC-1155 semi-fungible tokens (SFTs). Enables secondary market liquidity and programmable policy features.
ERC-1155
Token Standard
Gas-optimized
Minting
06
Multi-Chain Deployment
Deploy your structured product on Ethereum, Polygon, Avalanche, or other EVM-compatible chains. Our architecture ensures consistent logic and security across networks.
EVM
Compatibility
< 2 weeks
Cross-chain Launch
benefits
TANGIBLE RESULTS
Business Outcomes for Insurers & Asset Managers
Our structured product development delivers measurable improvements in capital efficiency, risk management, and operational scalability. We focus on outcomes that directly impact your bottom line.
01
Capital Efficiency & New Yield Sources
Unlock non-correlated yield by tokenizing insurance-linked risks (ILRs) and catastrophe bonds (CAT bonds) on-chain. Access a global pool of DeFi liquidity to diversify your investment portfolio and improve returns on capital.
10-20%
Target APY Range
Global
Liquidity Access
02
Automated Risk Modeling & Payouts
Replace manual claims processing with parametric smart contracts. Payouts are triggered automatically by verified oracles (e.g., Chainlink) based on predefined events (hurricane wind speed, earthquake magnitude), reducing settlement time from months to minutes.
< 1 hour
Claim Settlement
100%
Process Automation
03
Enhanced Transparency & Regulatory Compliance
Every policy, premium, and payout is immutably recorded on-chain, providing an auditable trail for regulators and stakeholders. Our architecture is built with compliance modules for KYC/AML (e.g., integrating with Chainalysis or Elliptic).
Immutable
Audit Trail
Modular
Compliance
04
Operational Scalability & Cost Reduction
Deploy and manage thousands of micro-policies or complex tranched products with minimal incremental cost. Smart contracts automate administration, slashing operational overhead associated with traditional ILS structures.
90%
Ops Cost Reduction
Mass
Policy Scalability
05
Portfolio Diversification & Hedging
Create and trade fractionalized risk tranches (Senior/Mezzanine/Equity) as ERC-20 tokens. This enables precise risk transfer, secondary market liquidity, and sophisticated hedging strategies for institutional portfolios.
Fractional
Risk Tranches
24/7
Secondary Market
06
Security-First Architecture
All smart contracts undergo rigorous audits by firms like Trail of Bits and CertiK before deployment. We implement formal verification for critical logic and maintain a bug bounty program, ensuring institutional-grade security for your assets.
Multi-Layer
Security Audits
Formal
Verification
A Strategic Comparison
Build vs. Buy: ILS Development Pathways
Evaluating the time, cost, and risk trade-offs between developing insurance-linked structured products in-house versus partnering with Chainscore Labs.
| Key Factor | Build In-House | Partner with Chainscore |
|---|---|---|
Time to First Product | 6-12+ months | 4-8 weeks |
Initial Development Cost | $250K - $750K+ | $50K - $200K |
Security Audit Requirement | External Vendor Required ($30K-$100K) | Included in Development Package |
Smart Contract Expertise | Hire & Train Specialized Team | Access to 15+ ILS Protocol Experts |
Regulatory & Compliance Design | Your Legal Team's Responsibility | Built-in Patterns for Solvency II, NAIC |
Ongoing Maintenance & Upgrades | Full DevOps & Engineering Overhead | Optional SLA with 99.9% Uptime |
Catastrophe Model Integration | Custom API Development Required | Pre-built Oracles for RMS, AIR |
Total Cost of Ownership (Year 1) | $500K - $1.2M+ | $75K - $250K |
Go-Live Risk Profile | High (Untested Code, Unproven Process) | Low (Audited, Battle-Tested Frameworks) |
how-we-deliver
STRUCTURED FOR SUCCESS
Our Development Process
A proven, end-to-end methodology for building secure, compliant, and capital-efficient insurance-linked structured products. We de-risk your project from concept to mainnet deployment.
01
1. Structuring & Risk Modeling
We design the financial and technical architecture of your product. This includes defining parametric triggers, payout structures, and capital layers using actuarial models and on-chain data oracles like Chainlink.
2-4 weeks
Model Finalization
100%
Regulatory Feasibility Review
02
2. Smart Contract Architecture
Development of the core protocol logic, including premium pooling, claims adjudication, and capital tranching. Built with Solidity 0.8+ and OpenZeppelin security patterns for maximum auditability.
Gas-Optimized
Contract Design
Modular
Upgradeable Components
03
3. Security & Audit Readiness
Rigorous internal testing, formal verification, and preparation for third-party audits. We deliver a comprehensive audit package to firms like CertiK or Quantstamp, significantly reducing review time and cost.
100%
Test Coverage
< 2 weeks
Audit Prep Time
04
4. Integration & Deployment
Seamless integration with front-end applications, wallets (MetaMask, WalletConnect), and payment rails. We manage the full deployment lifecycle on your chosen EVM L1/L2 with automated CI/CD pipelines.
99.9%
Deployment Success SLA
1-2 days
Mainnet Launch
05
5. Ongoing Monitoring & Support
Post-launch, we provide 24/7 protocol monitoring, incident response, and smart contract upgrade management. Includes dashboards for capital pool health, claims activity, and risk exposure.
24/7
Monitoring
1-hr
Critical Response SLA
06
6. Capital Markets & Tokenization
Optional service to structure and deploy the tokenization layer for your product's risk tranches (e.g., ERC-20, ERC-4626 vaults). Enables secondary market liquidity and institutional participation.
ERC-20/4626
Standards
DEX Ready
Liquidity Pools
security
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built by Web3-native engineers.
We architect and deploy custom smart contracts for DeFi, NFTs, and enterprise applications. Our code is built on Solidity 0.8+ with OpenZeppelin security patterns and undergoes rigorous audits before mainnet deployment.
Reduce your time-to-market from months to weeks with our battle-tested development framework.
- Full Lifecycle Support: From initial design and
Foundry/Hardhattesting to deployment and post-launch monitoring. - Protocol Integration: Seamless connections to
Chainlinkoracles,Uniswap V3, and cross-chain bridges. - Measurable Outcomes: Achieve 99.9% uptime SLAs and gas-optimized contracts that cut user transaction costs by up to 40%.
Insurance-Linked Structured Products
Frequently Asked Questions
Get specific answers on development timelines, costs, security, and ongoing support for your parametric or collateralized insurance protocol.
A production-ready parametric insurance smart contract suite, including oracle integration and a basic front-end, typically deploys in 3-5 weeks. Complex products with multi-chain support, custom risk models, or advanced capital structures (like tranched ILS) require 6-10 weeks. We provide a detailed sprint-by-sprint roadmap during the initial technical scoping phase.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall