We architect and deploy custom smart contracts on EVM and Solana that power your core business logic. Our development process is built on security-first principles with formal verification and comprehensive testing.
LABS
Services
Governance Model Design for Insurance DAOs
We architect and implement the smart contract framework for DAO governance, including proposal voting, treasury management, and parameter adjustment for decentralized insurance protocols.
Chainscore © 2026
overview
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built by certified auditors.
- Full Lifecycle Development: From initial design and
Solidity/Rustcoding to deployment and post-launch monitoring. - Security Audits Included: Every contract undergoes internal review against OWASP Top 10 and common
DeFiexploits before delivery. - Gas Optimization: We specialize in writing efficient code to reduce transaction costs by up to 40% for end-users.
- Upgradeable Architecture: Future-proof your dApp with proxy patterns and managed upgrade paths.
We deliver battle-tested contracts that have secured over $500M+ in TVL for our clients, with a 0 critical vulnerability record post-audit.
key-features-cards
MODULAR BUILDING BLOCKS
Core Governance Framework Components
We deliver a production-ready, modular governance stack for Insurance DAOs, built on battle-tested smart contract patterns and security-first architecture. Each component is designed for regulatory compliance, high participation, and operational resilience.
01
Token-Based Voting Engine
Customizable voting contracts supporting weighted, quadratic, and time-locked delegation. Enables transparent proposal lifecycle management from creation to execution, with on-chain verification for all member votes.
< 2 sec
Vote Finality
Gas-optimized
Cost per Vote
02
Claims Assessment & Payout Module
Automated, multi-signature workflow for claim validation and disbursement. Integrates oracle data for objective verification and includes escalation paths for manual review, ensuring both speed and fairness.
24-48 hrs
Avg. Resolution
Multi-sig
Security Standard
03
Treasury & Risk Pool Management
Secure, multi-asset treasury contracts with programmable spending limits and vesting schedules. Isolated risk pools for different insurance lines enable precise capital allocation and solvency monitoring.
ERC-4626
Vault Standard
Real-time
Solvency Dashboard
04
Compliance & Member Onboarding
KYC/AML integration modules and permissioned membership registries. Provides granular role-based access control (RBAC) for underwriters, assessors, and delegates, aligning with global regulatory frameworks.
Modular
KYC Provider API
Role-based
Access Control
05
Dispute Resolution & Arbitration
On-chain dispute escalation system with appointed expert panels or decentralized jury mechanisms. Includes bonding, evidence submission, and enforceable ruling execution to maintain community trust.
Escalation Paths
Multi-tiered
Bonded
Dispute Initiation
benefits
RISK MITIGATION
Why Professional Governance Design is Critical for Insurance DAOs
Insurance DAOs manage pooled capital and policyholder risk. A poorly designed governance system isn't just inefficient—it's a systemic vulnerability. Our design process integrates financial compliance, technical security, and decentralized coordination to create resilient, trustworthy systems.
Scalable Solutions for Every Stage
Structured Development Tiers for Governance Implementation
Compare our structured service tiers designed to deliver production-ready, secure governance systems for insurance DAOs, from initial launch to enterprise-grade operations.
| Governance Feature | Foundation | Professional | Enterprise |
|---|---|---|---|
Custom Governance Framework Design | |||
Smart Contract Development & Audit | Basic (1 audit round) | Comprehensive (2 audit rounds) | Comprehensive + Formal Verification |
On-Chain Voting & Proposal Modules | Basic Snapshot-style | Advanced (Quadratic, Conviction) | Fully Custom (Multi-sig, Zodiac) |
Treasury Management Integration | Basic Multi-sig | Gnosis Safe + Streams | Custom Treasury Modules (Vesting, Ragequit) |
Claims & Underwriting Voting Logic | Template-based | Custom Rule Engine | AI-Optimized Risk Assessment |
Technical Deployment & Setup | Self-service guides | Full deployment support | White-glove deployment & migration |
Post-Launch Support & Monitoring | 30 days | 6 months | 12 months + 24/7 SLA |
Incident Response Time SLA | Next Business Day | < 4 hours | |
Team Training & Documentation | Basic docs | Workshops + Docs | Custom training & ongoing advisory |
Starting Project Engagement | $25,000 | $75,000 | Custom Quote |
how-we-deliver
PROVEN FRAMEWORK
Our Methodology for Governance Implementation
We deliver operational DAO governance through a structured, four-phase approach designed for insurance-specific risk management and regulatory compliance.
01
Phase 1: Governance Blueprint & Risk Assessment
We analyze your insurance products, capital pools, and claims processes to design a tailored governance framework. This includes defining member roles (policyholders, underwriters, auditors), voting weight models, and compliance guardrails.
2-3 weeks
Design Sprint
100%
Regulatory Mapping
02
Phase 2: Smart Contract Architecture & Security
Development of core governance modules: proposal factory, time-lock executors, and quadratic voting contracts. All code is built with OpenZeppelin standards and undergoes rigorous security review before deployment.
OpenZeppelin
Standards
Multi-Sig
Treasury Default
03
Phase 3: Tokenomics & Incentive Alignment
Design of staking mechanisms, claim assessor rewards, and slashing conditions to align participant incentives with protocol solvency. We model economic security to ensure capital adequacy.
Dynamic
Reward Models
Capital
Adequacy Focus
04
Phase 4: Deployment & Continuous Operations
Managed deployment to mainnet with comprehensive documentation and member onboarding. We provide ongoing monitoring, upgrade management, and governance process optimization post-launch.
99.9%
Uptime SLA
< 48h
Upgrade Execution
security
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built by Web3 experts.
We architect and deploy custom smart contracts for DeFi, NFTs, and enterprise applications. Our development process ensures security-first design, gas optimization, and full audit readiness.
- Protocol Development: Custom
ERC-20,ERC-721,ERC-1155, and bespoke token standards. - DeFi & DApps: Automated market makers (AMMs), staking pools, lending protocols, and governance systems.
- Security & Auditing: Built with
OpenZeppelinlibraries and patterns, with comprehensive unit and integration testing. - Deployment & Management: Full lifecycle support from testnet to mainnet on
EVM-compatible chains.
Deliver a secure, auditable, and scalable smart contract foundation in 2-4 weeks for your MVP.
Technical & Strategic Insights
Governance Design FAQs for Insurance Protocols
Common questions from CTOs and founders on designing robust, compliant, and effective governance for on-chain insurance protocols.
Our process follows a structured 4-phase approach: Discovery & Risk Assessment (1 week), Architecture & Tokenomics Design (2-3 weeks), Smart Contract Development & Auditing (3-4 weeks), and Deployment & Onboarding (1 week). A complete engagement for a standard protocol typically takes 6-8 weeks. We provide a fixed-price proposal after a 1-hour technical scoping call.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall