We build overcollateralized lending protocols with battle-tested architecture, delivering production-ready systems that handle billions in TVL. Every feature is designed for security, capital efficiency, and seamless integration.
LABS
Services
Overcollateralized Lending Protocol Development
We build secure, capital-efficient lending protocols with battle-tested smart contracts, automated risk management, and deep liquidity integrations. Launch your DeFi lending platform in 8-12 weeks.
Chainscore © 2026
key-features
ENGINEERED FOR SCALE AND SECURITY
Core Protocol Features We Deliver
02
Gas-Optimized Liquidation Engine
Automated, non-custodial liquidation mechanisms with Dutch auctions or fixed discount models. Built with MEV resistance and keeper incentivization to ensure bad debt is cleared within seconds, protecting lender funds.
Sub-Second
Liquidation Trigger
> 99%
Bad Debt Recovery
03
Multi-Asset Vault Architecture
Support for ERC-20, ERC-721, and wrapped assets in isolated or cross-collateralized pools. Flexible interest rate models (linear, kinked, dynamic) and reward distribution systems for lenders and borrowers.
Unlimited
Asset Types
Custom
Rate Models
05
Comprehensive Admin & Governance
Granular, multi-sig controlled parameter management (fees, rates, caps) with optional DAO integration via Snapshot/Tally. Full transparency into protocol state, reserves, and risk metrics through an admin dashboard.
Multi-sig
Access Control
DAO-ready
Governance
business-benefits
DELIVERABLES
Business Outcomes for Your Platform
We deliver a production-ready, secure, and capital-efficient lending protocol that generates predictable revenue from day one. Our focus is on technical excellence and measurable business results.
03
Accelerated Time-to-Market
Go from concept to mainnet in 6-8 weeks with our battle-tested protocol architecture and deployment pipeline, including front-end integration and oracle setup.
6-8 weeks
To Mainnet
< 1 day
Deployment Scripts
Predictable Roadmap from MVP to Mainnet
Phased Development Timeline & Deliverables
A transparent breakdown of our structured 8-week development process for delivering a secure, production-ready overcollateralized lending protocol.
| Phase & Key Deliverables | Timeline | Technical Scope | Client Review & Sign-off |
|---|---|---|---|
Phase 1: Architecture & Smart Contracts | Weeks 1-2 | Protocol design, tokenomics model, core Solidity contracts (LendingPool, PriceOracle, Liquidator) | Architecture diagram, contract specifications, finalized tokenomics document |
Phase 2: Core Protocol Development | Weeks 3-5 | Complete contract suite deployment on testnet, integration tests, basic front-end interface for admin functions | Testnet deployment link, audit-ready codebase, test coverage report (>95%) |
Phase 3: Security Audit & Refinement | Weeks 6-7 | Integration with leading audit firm, vulnerability remediation, final testnet stress testing | Audit report summary, patched contract deployment, final security review |
Phase 4: Mainnet Deployment & Launch | Week 8 | Production deployment on mainnet (Ethereum/Polygon/Arbitrum), front-end dApp launch, monitoring dashboard setup | Live mainnet protocol, deployment verification, handover documentation |
Post-Launch Support (Optional SLA) | Ongoing | 24/7 monitoring, bug fixes, performance optimization, and upgrade management | 99.9% uptime SLA, monthly performance reports, dedicated engineer support |
technical-architecture
BUILT FOR SCALE AND SECURITY
Technical Architecture & Stack
Our battle-tested architecture delivers enterprise-grade security, high throughput, and seamless integration for your lending protocol. We focus on modular, audited components that reduce time-to-market and operational risk.
03
Liquidation Engine
Automated, MEV-resistant liquidation system with configurable health factor thresholds. Features batch processing, gas-efficient auctions, and real-time position monitoring to minimize bad debt.
< 10 sec
Liquidation Trigger
95%+
Collateral Recovery Rate
04
Risk & Parameter Management
Dynamic risk models supporting isolated and cross-margin pools. Admin dashboard for real-time adjustment of LTV ratios, interest rate curves, and collateral factors without protocol upgrades.
50+
Configurable Parameters
Real-time
Parameter Updates
05
Frontend & SDK
React-based admin and user interfaces with integrated Web3 wallets (MetaMask, WalletConnect). Includes TypeScript SDK for third-party integrators and automated testing suites.
< 2 sec
Dashboard Load Time
5+
Wallet Integrations
06
Deployment & DevOps
CI/CD pipeline with Hardhat/Foundry for multi-chain deployment (Ethereum, Arbitrum, Polygon). Includes monitoring with Tenderly, block explorers, and 24/7 incident response.
99.9%
Uptime SLA
< 2 weeks
Production Deployment
The Smart Infrastructure Choice
Build with Chainscore vs. Alternative Approaches
A detailed comparison of development paths for launching a secure, scalable overcollateralized lending protocol.
| Key Factor | Build In-House | Use Generic Templates | Chainscore Professional |
|---|---|---|---|
Time to Production Launch | 6-12 months | 2-4 months | 4-8 weeks |
Initial Security Audit | Optional (High Risk) | Not Included | Mandatory & Included |
Smart Contract Architecture | Custom (Variable Quality) | Fixed, Often Outdated | Modular & Gas-Optimized |
Oracles & Price Feeds | Manual Integration | Basic Integration | Pre-integrated (Chainlink, Pyth) |
Liquidation Engine | Build from Scratch | Basic Logic Only | Advanced, MEV-Resistant System |
Multi-Chain Deployment | Complex & Costly | Not Supported | Supported (EVM L1/L2s) |
Ongoing Protocol Upgrades | Your Team's Burden | Limited Support | Managed Upgrade Path |
Total First-Year Cost | $250K - $600K+ | $10K - $30K | $80K - $200K |
Primary Risk Profile | Security Flaws, Delays | Exploits, Inflexibility | Managed & Mitigated |
security-audit-integration
MULTI-LAYER PROTECTION
Integrated Security & Audit Process
Security is non-negotiable in DeFi. Our process, from initial design to post-deployment, is built to protect your protocol's assets and reputation, ensuring institutional-grade resilience.
01
Architectural Threat Modeling
We begin with a systematic analysis of attack vectors specific to overcollateralized lending, including oracle manipulation, liquidation inefficiencies, and governance attacks, before a single line of code is written.
50+
Attack Vectors Analyzed
OWASP Top 10
Compliance
02
Formal Verification & Static Analysis
Leverage tools like Slither and Mythril for automated vulnerability detection. We apply formal methods to critical logic (e.g., health factor calculation, liquidation math) to mathematically prove correctness.
100%
Critical Logic Coverage
< 24 hrs
Initial Report
03
External Audit Coordination
We manage the entire audit lifecycle with top-tier firms like Spearbit or Code4rena. Our team prepares detailed specs, facilitates communication, and implements findings with tracked resolution.
2+
Top-Tier Audits
48-hr
Response SLA
Overcollateralized Lending Protocol Development
Frequently Asked Questions
Get clear answers on timelines, costs, security, and our development process for building robust lending protocols.
A complete, production-ready overcollateralized lending protocol typically takes 6-10 weeks from kickoff to mainnet deployment. This includes a 2-week design and architecture phase, 3-4 weeks of core smart contract development, 2 weeks for internal testing and audits, and 1-2 weeks for deployment and integration. Complex features like multi-chain support or custom oracle integrations can extend this timeline.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall