We architect and deploy custom smart contracts that form the secure foundation of your protocol. Our development process is built on audited, gas-optimized code using Solidity 0.8+ and OpenZeppelin libraries, ensuring security and efficiency from day one.
LABS
Services
AI-Enhanced RWA Credit Scoring Protocol
We develop custom on-chain protocols that use AI to analyze Real-World Asset valuation and cash flow data, generating decentralized credit scores for automated DeFi lending underwriting.
Chainscore © 2026
overview
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built by Web3-native engineers.
From tokenomics to complex DeFi logic, we translate your business requirements into immutable, on-chain functionality.
- Full-Stack Delivery: End-to-end development from
ERC-20/721/1155tokens to bespoke DeFi primitives and DAO governance systems. - Security-First Approach: Rigorous internal audits, formal verification, and adherence to industry best practices before mainnet deployment.
- Developer Experience: We deliver comprehensive documentation, testing suites, and deployment scripts for your team.
key-features-cards
TECHNICAL FOUNDATION
Core Protocol Capabilities We Deliver
We build the core smart contract infrastructure that powers your AI-enhanced RWA credit scoring protocol. Each component is engineered for security, scalability, and seamless integration.
01
On-Chain Credit Scoring Engine
Deploy a custom, audited smart contract system that executes AI-generated credit scores on-chain. Enables transparent, verifiable, and immutable scoring for RWA tokenization.
Sub-Second
Score Execution
Gas-Optimized
EVM Chains
02
RWA Data Oracle Integration
Secure, low-latency oracles that pull verified off-chain asset data (e.g., property valuations, revenue streams) into your protocol. Built with Chainlink and Pyth for maximum reliability.
99.5%
Oracle Uptime SLA
< 2s
Data Latency
03
Compliant Tokenization Framework
ERC-3643 and ERC-20 compatible token contracts with built-in transfer restrictions (ERC-1400/1404) for regulatory compliance in RWA fractionalization.
Audited
OpenZeppelin
Multi-Chain
Deployment Ready
04
Protocol Governance & Upgradability
Modular governance systems using OpenZeppelin Governor, with transparent upgrade paths via UUPS proxies. Ensures your protocol can evolve without disrupting users.
Timelock
Secure Upgrades
DAO-Ready
Architecture
05
Cross-Chain Liquidity Layer
Bridge and messaging contracts (LayerZero, Axelar) to connect your scoring protocol across Ethereum, Polygon, and other EVM networks, unlocking broader liquidity.
EVM Native
Interoperability
Audited
Bridge Security
06
Real-Time Risk Parameter Updates
Dynamic smart contract modules that allow authorized AI models to adjust lending ratios, collateral factors, and risk thresholds in real-time based on market data.
< 5 Blocks
Update Finality
Multi-Sig
Admin Control
benefits
MEASURABLE RESULTS
Business Outcomes for Your Lending Platform
Integrate our AI-Enhanced RWA Credit Scoring Protocol to unlock new revenue streams, mitigate risk, and scale your lending operations with institutional-grade infrastructure.
01
Expand Loanable Assets by 10x
Onboard non-traditional, real-world assets (RWAs) like invoices, equipment, and real estate as collateral. Our protocol tokenizes and scores these assets, unlocking billions in new loanable value.
10x
More Collateral Types
$100M+
New Loanable Value
02
Reduce Default Risk by 40%
Leverage our ML models trained on on-chain and off-chain data to predict borrower default with 95%+ accuracy. Move beyond simple over-collateralization to risk-based pricing.
40%
Lower Defaults
95%+
Prediction Accuracy
03
Cut Underwriting Time from Days to Minutes
Automate credit assessment with our API-driven protocol. Eliminate manual review for qualified borrowers, enabling instant loan origination and superior user experience.
< 5 min
Approval Time
90%
Process Automation
04
Achieve Regulatory Compliance by Design
Built-in KYC/AML checks, audit trails, and jurisdiction-aware scoring models. Our protocol architecture ensures compliance with evolving global financial regulations.
24/7
Audit Trail
GDPR & MiCA
Standards Compliant
05
Increase Capital Efficiency by 30%
Dynamic, AI-adjusted Loan-to-Value (LTV) ratios optimize capital allocation. Lend more against high-quality collateral while maintaining protocol solvency.
30%
Higher Capital Efficiency
Dynamic
LTV Ratios
06
Launch in 4 Weeks, Not 6 Months
Deploy a fully integrated, white-labeled lending platform with our protocol. We handle the smart contracts, oracles, and API integration so you can focus on growth.
4 weeks
Time-to-Market
Full API Suite
Included
Choose Your Path to Production
Structured Development Tiers
A clear comparison of our service packages for launching and scaling your AI-Enhanced RWA Credit Scoring Protocol, from initial audit to full-scale enterprise deployment.
| Core Service | Starter | Professional | Enterprise |
|---|---|---|---|
Protocol Design & Architecture Review | |||
Smart Contract Development (Solidity) | Up to 3 core contracts | Full protocol suite | Custom extensions + upgrades |
AI Model Integration (Python/Node.js) | Basic scoring logic | Advanced ML pipeline | Custom model training & fine-tuning |
Security Audit (Internal + External) | Internal audit report | Internal + 1 external audit firm | Internal + 2 external audit firms |
Deployment & Mainnet Launch Support | Guidance only | Hands-on deployment assistance | Full managed deployment & go-live |
Oracles & Data Feed Integration | Basic price feeds (Chainlink) | Custom RWA data oracles | Multi-source, cross-chain data aggregation |
Post-Launch Monitoring & Alerting | 7-day basic monitoring | 30-day advanced monitoring & dashboards | 24/7 dedicated SRE with 99.9% SLA |
Incident Response Time SLA | Best effort | < 24 hours | < 4 hours |
Ongoing Protocol Upgrades & Maintenance | Not included | Optional retainer | Included (Quarterly upgrade cycles) |
Estimated Timeline | 4-6 weeks | 8-12 weeks | 12-16+ weeks |
Starting Price | $25,000 | $85,000 | Custom Quote |
how-we-deliver
END-TO-END DELIVERY
Our Development & Integration Process
A structured, transparent workflow designed to de-risk your AI-powered RWA credit scoring protocol, ensuring security, compliance, and rapid time-to-market.
01
Architecture & Smart Contract Design
We architect your on-chain scoring logic with Solidity 0.8+ and OpenZeppelin patterns. This includes custom oracles for off-chain data ingestion, secure tokenization modules for RWAs, and gas-optimized contract suites.
OpenZeppelin
Security Standard
Solidity 0.8+
Language
02
AI Model Integration & On-Chain Inference
We securely bridge your off-chain ML models to the blockchain. Our team implements verifiable inference engines using frameworks like EZKL or Giza, ensuring your scoring logic is tamper-proof and auditable.
EZKL / Giza
ZKML Frameworks
Verifiable
Inference
03
Security Audits & Formal Verification
Every protocol undergoes rigorous security testing. We facilitate audits with top firms like Trail of Bits and implement formal verification for critical scoring logic to eliminate vulnerabilities before mainnet deployment.
Trail of Bits
Audit Partners
Formal Verification
Critical Logic
04
Testnet Deployment & Simulation
We deploy a full-stack prototype on testnets (Sepolia, Arbitrum Goerli) for real-world simulation. This phase includes stress testing the scoring engine, oracle feeds, and user interactions under live conditions.
Sepolia
Primary Testnet
Full-Stack
Prototype
05
Mainnet Launch & Monitoring
We manage the secure mainnet deployment on your chosen L1/L2 (Ethereum, Polygon, Arbitrum). Post-launch, we provide 24/7 monitoring dashboards for scoring accuracy, oracle health, and contract security.
Ethereum / L2
Deployment Target
24/7
Health Monitoring
06
Ongoing Support & Upgrades
Receive continuous support for protocol upgrades, AI model retraining pipelines, and integration of new RWA asset classes. We ensure your scoring system evolves with market and regulatory changes.
Model Retraining
Pipeline Support
Protocol Upgrades
Ongoing
security
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built by Web3-native engineers.
We architect and deploy custom smart contracts that form the backbone of your protocol. Our development process is built on security-first principles, utilizing OpenZeppelin libraries and comprehensive audit cycles to mitigate risk before deployment.
We deliver contracts that are gas-optimized, upgradeable, and secure from day one, reducing your time-to-market by up to 60%.
- Token Standards:
ERC-20,ERC-721,ERC-1155, and custom implementations. - DeFi Primitives: Automated Market Makers (AMMs), lending pools, staking, and vesting contracts.
- Security: Multi-signature deployment, formal verification with tools like
Slither, and pre-audit code reviews. - Delivery: Full test suites, deployment scripts, and technical documentation included.
AI-Enhanced RWA Credit Scoring
Frequently Asked Questions
Get clear answers on how our protocol development service works, from timeline and cost to security and ongoing support.
A complete, production-ready AI-enhanced RWA credit scoring protocol typically takes 8-12 weeks from kickoff to mainnet deployment. This includes 2 weeks for requirements & data schema design, 4-5 weeks for core smart contract and AI model development, 2 weeks for internal testing and security audits, and 1-2 weeks for deployment and integration support. We provide a detailed project plan with milestones at the start.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall