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Free 30-min Web3 Consultation
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Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

AI-Powered Insurance Smart Contract Development

We build automated parametric insurance protocols where AI models process real-world data from oracles to assess claims and trigger instant, fraud-resistant payouts.
Chainscore © 2026
overview
FOUNDATION

Custom Blockchain Development

Build secure, scalable blockchain networks and protocols tailored to your business logic.

We architect and deploy purpose-built blockchain solutions that move beyond generic frameworks. Our development process delivers production-ready mainnets, L2s, and application-specific chains in weeks, not months.

  • Protocol Design: Custom consensus (PoS, PoA), tokenomics, and governance models.
  • Core Development: Rust/Solidity-based node clients, RPC layers, and cross-chain bridges.
  • Infrastructure: Validator setup, block explorers, and indexers for full network control.
  • Security First: Formal verification and audits by firms like Trail of Bits before mainnet launch.

Deploy a fully operational, custom EVM-compatible chain with your branded ecosystem in under 4 weeks.

key-features-cards
ENGINEERED FOR RELIABILITY

Core Capabilities of Our AI Insurance Protocols

We build production-ready, audited smart contracts that automate underwriting, claims, and payouts. Our protocols reduce operational costs by up to 70% and enable parametric triggers for instant settlements.

benefits
MEASURABLE RESULTS

Business Outcomes for InsurTech and DeFi Leaders

Our AI-powered smart contract development delivers tangible, auditable improvements to your core insurance operations. We focus on outcomes that directly impact your bottom line and competitive edge.

01

Automated Underwriting & Claims

Deploy AI models on-chain to automate risk assessment and claims adjudication. Reduce manual processing from days to minutes, cutting operational costs by up to 70% while eliminating human error.

70%
Cost Reduction
< 5 min
Claim Processing
02

Dynamic Premium Pricing

Implement real-time, data-driven premium adjustments based on live on-chain and off-chain oracles. Increase policy uptake by 40% with personalized pricing and capture new market segments.

40%
Uptake Increase
Real-time
Price Updates
03

Fraud Detection & Prevention

Integrate predictive AI to analyze transaction patterns and flag suspicious claims before payout. Our audited contracts have prevented over $50M in attempted fraudulent claims for clients.

$50M+
Fraud Prevented
> 99%
Detection Accuracy
04

Capital Efficiency & Reinsurance

Build capital-efficient protocols with automated reinsurance pools and parametric triggers. Optimize capital allocation to improve yields for capital providers by 15-25% annually.

25%
Yield Improvement
Instant
Payout Triggers
05

Regulatory Compliance & Audit Trails

Every policy and claim is immutably recorded on-chain with full data provenance. Pass regulatory audits with automated, tamper-proof reporting, reducing compliance overhead by 60%.

60%
Compliance Cost Save
Immutable
Audit Trail
06

Interoperable Product Launches

Launch cross-chain insurance products that work across Ethereum, Polygon, and Solana. Our modular architecture reduces time-to-market for new products from months to under 4 weeks.

< 4 weeks
Time-to-Market
3+
Chain Support
Structured for predictable growth

Phased Development Tiers: From MVP to Enterprise Scale

A clear roadmap for AI-powered insurance smart contract development, from proof-of-concept to full-scale production with enterprise-grade SLAs.

Feature / DeliverableMVP (Starter)Production (Professional)Enterprise Scale

AI Risk Model Integration

Basic oracle integration

Custom model deployment

Multi-model ensemble with real-time data

Smart Contract Audit Scope

Automated scanning

Manual review + automated

Comprehensive audit + formal verification

Supported Blockchains

1 EVM chain (Ethereum)

Up to 3 EVM chains

Multi-chain (EVM, Solana, Cosmos SDK)

Deployment & DevOps

Testnet deployment

Mainnet deployment + CI/CD

Multi-region, multi-cloud infrastructure

Monitoring & Alerting

Basic event logging

24/5 monitoring dashboard

24/7 SOC2-aligned monitoring with 4h SLA

Claim Processing Automation

Manual trigger required

Fully automated for standard claims

AI-driven adjudication with fraud detection

Regulatory Compliance Features

KYC/AML basic checks

Custom compliance modules

Full audit trail & reporting for global jurisdictions

Ongoing Support & Updates

Email support (48h)

Priority Slack support (24h)

Dedicated technical account manager

Typical Timeline

4-6 weeks

8-12 weeks

12-16+ weeks

Starting Investment

$25,000 - $50,000

$75,000 - $150,000

Custom (Contact for quote)

how-we-deliver
TRANSPARENT WORKFLOW

Our Development Process: From Specification to Mainnet

A systematic, auditable approach to building secure, production-ready insurance protocols. We deliver predictable timelines and verifiable quality at every stage.

01

1. Discovery & Specification

We translate your business logic into a detailed technical specification. This includes defining policy structures, risk models, oracle integrations, and regulatory compliance requirements.

2-3 days
Initial Scoping
100%
Requirement Clarity
02

2. Architecture & Design

Our architects design a modular, upgradable system. We select optimal patterns (e.g., proxy, factory, diamond) and define data flows between smart contracts, oracles, and frontends.

Gas-Optimized
Design Priority
Modular
Architecture
03

3. Development & Testing

We write Solidity/Vyper contracts using OpenZeppelin libraries. Our process includes unit testing (Foundry/Hardhat), integration testing, and scenario-based simulations for claims and payouts.

100%
Test Coverage
< 1 sec
Test Execution
04

4. Security Audit & Formal Verification

Every contract undergoes rigorous internal review followed by an external audit from a top-tier firm. We implement formal verification for critical logic to mathematically prove correctness.

Zero Critical
Audit Findings
CertiK, Halborn
Audit Partners
05

5. Deployment & Monitoring

We manage the secure deployment to testnet and mainnet using multisig wallets. Post-launch, we provide 24/7 monitoring with Chainscore's analytics dashboard for real-time protocol health.

99.9%
Uptime SLA
< 5 min
Incident Response
06

6. Maintenance & Upgrades

We offer ongoing support, including bug fixes, performance optimization, and seamless protocol upgrades via transparent governance or upgradeable proxy patterns.

24/7
Developer Support
Zero Downtime
Upgrade Guarantee
security
CORE SERVICE

Custom Smart Contract Development

Secure, production-ready smart contracts built to your exact specifications.

We architect and deploy custom Solidity and Rust smart contracts that form the backbone of your Web3 product. Our process delivers audit-ready code from day one, using battle-tested patterns from OpenZeppelin and rigorous internal review.

  • Full Lifecycle Ownership: From initial design and development to deployment, verification, and ongoing maintenance.
  • Protocol-Specific Expertise: DeFi (AMMs, lending), NFTs (ERC-721A, ERC-1155), DAOs, and cross-chain bridges.
  • Security-First Development: Every line of code undergoes peer review and automated analysis before delivery.
  • Guaranteed Outcomes: Receive production-grade contracts with full test coverage and comprehensive documentation.

We don't just write code; we deliver the secure, scalable infrastructure your application needs to launch with confidence.

Technical & Commercial Insights

Frequently Asked Questions on AI Insurance Contracts

Get clear answers on development timelines, costs, security, and integration for AI-powered insurance smart contracts.

A complete, audited AI insurance protocol typically takes 6-10 weeks from kickoff to mainnet deployment. This includes 2 weeks for requirements & design, 3-4 weeks for core smart contract development (Solidity 0.8+), 2 weeks for AI model integration and testing, and 1-2 weeks for security audits and final deployment. We use agile sprints to deliver working prototypes every 2 weeks.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team