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LABS
Glossary

Credential Composition

Credential composition is the process of programmatically combining data from multiple Verifiable Credentials or sources to satisfy a complex Proof Request from a verifier.
Chainscore © 2026
definition
DECENTRALIZED IDENTITY

What is Credential Composition?

Credential composition is a method of building complex, verifiable digital proofs by logically combining multiple simpler credentials or attestations.

Credential composition is a core technique in decentralized identity and verifiable credential ecosystems that enables the creation of a new, composite claim from two or more existing credentials. Instead of presenting a collection of individual credentials, a holder can generate a single, cryptographically signed proof that asserts a more specific fact derived from the base credentials. This process is governed by logic rules (e.g., AND, OR, threshold) and is executed through a presentation protocol, allowing for selective disclosure and enhanced privacy. For example, a composite credential could prove "age > 21 AND residency = California" by combining a government ID and a utility bill without revealing the underlying documents' full details.

The technical foundation for credential composition relies on zero-knowledge proofs (ZKPs) and signature schemes like BBS+. These cryptographic primitives allow a prover to demonstrate knowledge of credentials satisfying a predicate without revealing the credentials themselves. A composition schema defines the required input credentials, the logical relationship between them, and the structure of the output composite credential. This enables sophisticated attribute-based access control, where access to a resource is gated not by a single credential but by a logical combination of attributes from potentially different issuers, such as "Employee of Partner Company X AND Completed Safety Certification Y."

In practice, credential composition is essential for streamlining user-centric authentication and minimizing data exposure. It moves beyond simple credential presentation to policy-based verification, where a verifier specifies a policy (e.g., "must hold a valid driver's license AND a loyalty card"), and the holder's wallet composes the necessary proof. This reduces the attack surface for credential theft and simplifies the user experience. Major frameworks enabling credential composition include W3C Verifiable Credentials with extensions, Hyperledger AnonCreds, and JSON Web Token (JWT)-based schemes with ZKP enhancements, forming a critical component of the trust layer for Web3, decentralized finance (DeFi) KYC, and enterprise access management.

how-it-works
VERIFIABLE CREDENTIALS

How Credential Composition Works

Credential composition is the process of programmatically combining multiple verifiable credentials, attestations, or proofs into a single, more complex credential to meet specific verification requirements.

At its core, credential composition is a cryptographic and logical operation that aggregates discrete pieces of verified data. Instead of presenting a user's separate credentials for age, residency, and professional license, a composed credential can cryptographically bind these into one attestation stating "over 21, resident of California, and licensed electrician." This is achieved through zero-knowledge proofs (ZKPs) or selective disclosure mechanisms, allowing the composed credential to reveal only the necessary logical conclusion without exposing the underlying raw data. The result is a new, derived credential with its own cryptographic integrity, often represented as a W3C Verifiable Presentation or a custom ZK-SNARK proof.

The process relies on a schema or a set of composition rules that define how the input credentials relate to each other and what the output must assert. For example, a rule might state that to mint a "High-Value Trader" credential, one must hold both an "Accredited Investor" attestation and a "KYC Level 2" verification. The composition engine, often a smart contract or a specialized prover, validates the input credentials against these rules. It then generates a new proof, which is either stored on-chain as a non-transferable token (SBT) or issued off-chain as a signed JSON-LD document. This enables complex, conditional access logic without centralized intermediaries.

A primary use case is privacy-preserving access control. A user can prove they meet a composite rule (e.g., "citizen AND over 18") without revealing their exact birthdate or passport number. In DeFi, this allows for undercollateralized loans based on a composed credit score built from on-chain history and off-chain attestations. Cross-chain interoperability is another key application, where credentials from one blockchain ecosystem are composed with those from another to create a unified identity proof valid across multiple networks, facilitated by bridges and interoperability protocols.

Implementing credential composition introduces several technical considerations. The trust model must be clear: the composed credential is only as trustworthy as its lowest-trust input. Revocation becomes more complex, as the status of each underlying credential must be continuously checked, often via revocation registries or status lists. Furthermore, the computational cost of generating ZKPs for complex compositions can be significant, influencing the choice between on-chain verification and off-chain proof generation. Standards like W3C Verifiable Credentials and Decentralized Identifiers (DIDs) provide a foundational framework, but protocol-specific implementations vary widely.

Looking forward, credential composition is foundational for autonomous worlds and decentralized society (DeSoc). It enables sophisticated agent-based interactions where smart contracts or AI agents can automatically verify complex human or institutional qualifications. As identity primitives mature, we can expect standardized composition algebras and more efficient proving systems to make this a ubiquitous tool for managing trust and permissions in a decentralized digital economy.

key-features
CREDENTIAL COMPOSITION

Key Features & Characteristics

Credential composition refers to the modular assembly of multiple attestations or proofs into a single, more powerful credential, enabling complex identity and reputation systems on-chain.

01

Modular Attestation Assembly

Credential composition allows developers to combine discrete attestations (e.g., proof of KYC, proof of token ownership, proof of guild membership) into a single, composite credential. This is analogous to building a complex object from simpler primitives, where the composite credential's validity depends on the validity of its constituent parts.

02

Logical Operators & Conditions

Composition often involves logical operators to define how credentials interact. Common patterns include:

  • AND Logic: Requiring all sub-credentials to be valid (e.g., KYC AND age > 18).
  • OR Logic: Accepting any one of several sub-credentials (e.g., passport OR driver's license).
  • Threshold Logic: Requiring M-of-N sub-credentials to be valid (e.g., 2-of-3 social proofs).
03

On-Chain Verifiability

The composed credential, and the logic binding its parts, is typically stored and verified on-chain or in a verifiable data registry (like Ethereum Attestation Service or Verax). This allows any smart contract or off-chain verifier to check the entire composite claim in a single, gas-efficient operation, trusting the underlying cryptographic proofs.

04

Use Case: Complex Gating

This enables sophisticated access control and gating logic for DeFi, DAOs, and gaming. Examples include:

  • A lending protocol requiring a credential proving credit score > 700 AND collateral ownership.
  • A governance DAO granting voting power for members with contributor badge AND 1-year tenure.
  • A game granting a special item to players with achievement X OR achievement Y.
05

Semantic Interoperability

For composition to work, credentials must share a common schema or data model. Standards like W3C Verifiable Credentials, EAS schemas, or IETF SD-JWT VC define how claims are structured, enabling attestations from different issuers to be meaningfully combined and interpreted by a single verifier.

06

Related Concept: ZK Proof Composition

In zero-knowledge (ZK) systems, credential composition is often implemented through recursive proof systems or proof aggregation. Multiple ZK proofs (e.g., proof of membership, proof of balance) can be combined into a single, succinct ZK proof that validates all underlying statements without revealing the individual credentials, enhancing privacy and scalability.

examples
CREDENTIAL COMPOSITION

Examples & Use Cases

Credential composition enables modular, reusable, and privacy-preserving digital identities. These examples illustrate its practical applications across Web3.

01

DeFi Credit Scoring

A user's on-chain financial identity is composed from multiple credentials to generate a credit score without exposing raw transaction data. For example:

  • A reputation credential proving 2+ years of wallet activity.
  • A collateralization credential showing consistent over-collateralization in lending protocols.
  • A governance participation credential from DAO voting history. A zero-knowledge proof can combine these to attest a user meets a lender's risk threshold, enabling undercollateralized loans.
02

DAO Access Gating

Decentralized Autonomous Organizations (DAOs) use composed credentials for granular, automated membership and permissioning. A user might need to prove:

  • Ownership of a specific NFT (e.g., a governance token).
  • Completion of an onboarding course or contribution credential.
  • Reputation score from a community attestation system. A single, verifiable composed credential grants access to private forums, voting power, or treasury multisig permissions, replacing manual whitelists.
03

Cross-Protocol Loyalty Programs

Projects can create portable loyalty systems by composing user activity across different dApps. A user earns:

  • A liquidity provision credential from Uniswap v3.
  • A staking duration credential from Lido.
  • A trading volume credential from a DEX aggregator. These are composed into a single "DeFi Power User" credential, which can be presented to a new protocol to claim an airdrop, receive fee discounts, or unlock exclusive NFT mints, rewarding holistic ecosystem participation.
04

Privacy-Preserving KYC/AML

Institutions can comply with regulations while minimizing data exposure. A user obtains verifiable credentials from trusted issuers:

  • A government ID credential (e.g., passport verification).
  • A sanctions screening credential from an oracle.
  • A residency credential. Using selective disclosure and zero-knowledge proofs, the user composes a proof that they are:
  • Over 18 and not on a sanctions list.
  • A resident of a permitted jurisdiction. This composed proof is submitted to a CEX for account tier upgrades without revealing their name or address.
05

Composable Gaming Identity

Players build a portable gaming profile by composing achievements and assets from multiple games and metaverses. This identity could include:

  • Skill-based credentials (e.g., "Top 100 Rank" in a competitive FPS).
  • Asset ownership credentials for rare in-game items or NFTs.
  • Social credentials like guild membership or event participation. A new game or esports tournament can query this composed identity to offer tailored experiences, matchmaking, or special access, creating a seamless cross-game reputation layer.
06

Professional & Freelancer Reputation

Freelancers in Web3 (developers, designers, writers) can compose a verifiable work history. Credentials are issued by clients or platforms upon job completion:

  • Project completion credentials with skill tags (Solidity, UI/UX).
  • Payment reliability credentials from smart contract audits.
  • Client satisfaction credentials (on-chain reviews). A composed professional dossier allows freelancers to instantly prove their expertise and reliability to new clients or DAOs, streamlining the hiring process without relying on centralized platforms like LinkedIn.
CREDENTIAL VERIFICATION METHODS

Composition vs. Simple Presentation

A comparison of two primary methods for presenting verifiable credentials, highlighting their technical and functional differences.

Feature / MetricCredential CompositionSimple Presentation

Verification Scope

Entire composite proof

Individual credential proofs

Data Minimization

Proof Aggregation

Single composite signature

Multiple discrete signatures

Presentation Complexity

Complex, logic-driven

Simple, list-driven

Verifier Logic Required

Predicate evaluation

Signature validation only

Selective Disclosure

Attribute-level

Credential-level

Gas Cost (Estimate)

$0.50 - $2.00

< $0.20

Use Case Example

Proving age > 21 AND residency

Presenting a driver's license

technical-details
TECHNICAL IMPLEMENTATION & STANDARDS

Credential Composition

The structural design and technical standards that define how verifiable credentials are assembled, encoded, and secured for interoperability across decentralized systems.

Credential composition refers to the formal structure and data model used to construct a verifiable credential (VC), which is a tamper-evident digital attestation of claims. The foundational model is defined by the World Wide Web Consortium (W3C) Verifiable Credentials Data Model, which specifies core components: the credentialSubject (the holder and their claims), the issuer, the issuanceDate, a proof or signature section, and optional elements like expirationDate and credentialStatus. This composition ensures the credential is a self-contained, machine-readable JSON or JSON-LD object that can be cryptographically verified.

The composition is layered to separate the core claims from the proof mechanism, enabling flexibility. The credential metadata (issuer, issuance date, type) is bundled with the subject's claims into a credential payload. This payload is then wrapped in a verifiable presentation format for sharing, or directly signed to create a verifiable credential. Standards like JSON-LD with linked data signatures or JWT (JSON Web Token) with compact serialization provide different encoding options, each with trade-offs in complexity, proof granularity, and ecosystem support.

Advanced composition involves selective disclosure and zero-knowledge proofs (ZKPs), which require specific structural elements. For ZKPs, the credential composition includes cryptographic commitments and blind signatures within the payload, allowing the holder to prove a claim (e.g., being over 21) without revealing the underlying data (their exact birthdate). This is often implemented through BBS+ signatures or zk-SNARKs circuits, which extend the base W3C data model with additional proof formats and claim encoding schemes.

Interoperability hinges on semantic composability, achieved through the use of shared vocabularies and context files (@context in JSON-LD). These define the meaning of terms like AlumniCredential or degreeType, allowing systems from different issuers to interpret credentials uniformly. Composition also dictates how revocation status is referenced—via a credentialStatus field pointing to a registry, a revocation list, or a smart contract—and how trust is established through verifiable data registries and Decentralized Identifiers (DIDs) in the issuer field.

In practice, a credential's composition directly impacts its portability, verifiability, and privacy. A well-composed credential is a portable asset that can be stored in any digital wallet, presented to any verifier supporting the standard, and verified without contacting the issuer. The technical choices in data modeling, serialization, and proof format determine its suitability for use cases ranging from simple access badges to complex proof of compliance in decentralized finance (DeFi) or supply chain ecosystems.

security-considerations
CREDENTIAL COMPOSITION

Security & Privacy Considerations

Credential composition involves combining multiple verifiable credentials to create complex proofs. This section details the security models, privacy trade-offs, and attack vectors inherent to this powerful mechanism.

01

Selective Disclosure & Minimal Disclosure

A core privacy principle allowing a user to prove specific claims from a credential without revealing the entire document. This is achieved through zero-knowledge proofs (ZKPs) or BBS+ signatures.

  • Example: Proving you are over 21 from a driver's license without revealing your name, address, or exact birth date.
  • Security Benefit: Limits data exposure in case of a verifier breach.
  • Implementation: Relies on cryptographic schemes that support predicate proofs.
02

Credential Binding & Identifier Correlation

The cryptographic linkage of a credential to a specific holder's Decentralized Identifier (DID). Poor design can lead to unwanted correlation across different contexts.

  • Correlation Risk: Using the same public key or identifier for multiple credentials allows verifiers to link a user's activities.

  • Mitigation: Use pairwise pseudonymous DIDs, where a unique DID is generated for each relationship, or unlinkable presentations via ZKPs.

  • Key Security: The holder's private key must be securely stored, as its compromise leads to total credential theft.

03

Schema Integrity & Revocation

Ensuring the semantic meaning of credential data is consistent and that compromised or expired credentials can be invalidated.

  • Schema Attacks: A malicious issuer could define a "University Degree" schema with misleading fields, creating false trust.
  • Revocation Mechanisms: Critical for security. Common methods include:
    • Status Lists (e.g., W3C Status List 2021): A cryptographically signed list of revoked credential indices.
    • Accumulators: Cryptographic structures (like RSA or Merkle tree accumulators) enabling privacy-preserving revocation checks.
  • Verifier Responsibility: Must always check the revocation status according to the credential's defined method.
04

Holder-Initiated Attacks & Presentation Security

Security risks arising from the credential holder's actions during the presentation process.

  • Replay Attacks: A malicious verifier re-using a presentation proof. Mitigated by including verifier-provided nonces and audience restrictions in the proof.
  • Credential Mismatch (Lying by Omission): Selectively disclosing a subset of credentials that paints a misleading picture (e.g., showing a professional license but hiding its suspended status).
  • Proof of Unique Ownership: Preventing the credential sharing attack, where one user's credential is presented by another. This is enforced by cryptographic binding to the holder's key and challenge-response protocols during presentation.
05

Issuer Trust & Decentralized Assurance

The foundational security model shifts from verifying data directly to verifying the issuer's authority and credibility. A credential is only as trustworthy as its issuer.

  • Trust Registry: A decentralized system (often on-chain) that lists which DIDs are authorized to issue credentials for specific schemas. Verifiers check this registry.
  • Credential Audit Trail: Immutable, timestamped proof of issuance (e.g., on a blockchain) provides non-repudiation and allows auditing of issuer behavior.
  • Hierarchical Trust: Credentials can attest to an entity's authority to issue other credentials, creating verifiable trust chains without a central root.
06

Composition Logic & Policy Enforcement

The security of the rules that govern how multiple credentials are combined to satisfy a complex request.

  • Policy Languages: Standards like W3C's Data Integrity Proofs or DIF's Presentation Exchange define how to request a combination of credentials.
  • Logic Vulnerabilities: Flawed policy (e.g., (Credential A OR Credential B) when AND was intended) can lead to unauthorized access.
  • Verifier Logic Integrity: The verifier's policy evaluation engine must be secure against injection or manipulation. Zero-Knowledge Proofs can allow the holder to prove satisfaction of a complex policy without revealing the underlying credentials, enhancing privacy.
CREDENTIAL COMPOSITION

Common Misconceptions

Clarifying frequent misunderstandings about how verifiable credentials are structured, issued, and used in decentralized identity systems.

No, a Verifiable Credential (VC) is a cryptographically signed data package, while a blockchain transaction is a record of a state change on a ledger. A VC is typically issued off-chain as a JSON-LD or JWT document containing claims (e.g., a name or degree) and is signed by an issuer. The blockchain may be used to anchor the issuer's Decentralized Identifier (DID) and public key for verification, or to record a revocation status, but the credential data itself is usually stored privately by the holder. This separation ensures privacy and scalability.

ecosystem-usage
CREDENTIAL COMPOSITION

Ecosystem & Protocol Usage

Credential composition is the process of combining multiple verifiable credentials or attestations to create a more complex, granular, or powerful proof of identity, reputation, or access rights within a decentralized ecosystem.

01

Core Mechanism

Credential composition uses zero-knowledge proofs (ZKPs) or selective disclosure to combine attributes from multiple sources into a single, verifiable claim without revealing the underlying raw data. This allows a user to prove a composite statement, such as "I am over 18 AND have a credit score > 700 AND am a DAO member," by presenting one cryptographic proof derived from separate credentials.

02

Use Case: Sybil Resistance

A primary application is creating robust Sybil-resistant identities for governance and airdrops. Protocols can require a composite proof that combines:

  • Proof of Personhood (e.g., World ID)
  • Proof of Contribution (e.g., Gitcoin Passport stamps)
  • Chain-specific Activity (e.g., on-chain transaction history) This creates a multidimensional identity score that is far harder to game than a single attestation.
03

Use Case: Tiered Access

Protocols use composed credentials to gate access to features or financial services. For example, a DeFi lending platform might offer better rates based on a proof combining:

  • Creditworthiness (off-chain credit score attestation)
  • On-chain Reputation (history of repaid loans)
  • Asset Ownership (proof of holding specific NFTs or tokens) This enables permissioned DeFi and undercollateralized lending based on a holistic financial identity.
04

Technical Stack & Standards

Composition relies on interoperable standards and infrastructure:

  • Verifiable Credentials (W3C VC): The data model for attestations.
  • Zero-Knowledge Proof Systems (e.g., zkSNARKs, Circom): For creating composite proofs.
  • Attestation Registries & Schemas (e.g., EAS, IOTA Identity): Define and store credential formats.
  • Composition Engines (protocol-specific logic): Rules for how credentials combine.
06

Challenges & Considerations

Key challenges include:

  • Orchestration Complexity: Managing the flow of proofs from multiple issuers.
  • Standardization: Lack of universal schemas for composite claims.
  • Privacy Leaks: The composite proof itself can reveal correlations.
  • Issuer Trust: The composite is only as strong as its weakest credential issuer.
  • Revocation: Handling the revocation of one component within a composed proof.
CREDENTIAL COMPOSITION

Frequently Asked Questions

Credential composition is the process of combining multiple verifiable credentials or attestations to create a richer, more specific digital identity or proof. This section answers common questions about its mechanisms, benefits, and applications in decentralized systems.

Credential composition is the process of programmatically combining multiple verifiable credentials (VCs) or attestations to derive a new, more specific claim or to satisfy complex verification logic. It works by using a verifier's policy to define the required credentials and the logical rules (e.g., AND, OR, thresholds) for their combination. For example, a DeFi protocol might require a user to present a Proof of Humanity credential AND a credential showing a credit score > 700 to access a premium lending pool. This is often implemented using zero-knowledge proofs (ZKPs) to maintain privacy, proving the composite condition is met without revealing the underlying credential details.

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