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LABS
Comparisons

Delegate.cash vs. Native Smart Account Sessions

A technical analysis comparing an external delegation protocol for EOAs with session management built directly into smart contract account architectures like ERC-4337.
Chainscore © 2026
introduction
THE ANALYSIS

Introduction

A foundational comparison of two distinct approaches to user session management and transaction batching in Web3.

Delegate.cash excels at providing a lightweight, non-custodial registry for delegating asset permissions across the EVM ecosystem. Its core strength is composability and low overhead, allowing users to grant one-time or time-bound access to specific NFTs or wallets without moving assets. For example, it powers seamless integrations for platforms like OpenSea and Zapper, enabling features like "borrow to play" gaming or delegated treasury management without smart contract upgrades.

Native Smart Account Sessions (via ERC-4337 or StarkNet's native accounts) take a fundamentally different approach by baking session keys directly into the user's smart contract wallet, such as those from Safe{Wallet}, Biconomy, or Argent. This results in superior security granularity and programmability—sessions can be scoped to specific dApps, functions, and spending limits—but introduces the trade-off of requiring users to migrate to a smart account and pay for initial deployment gas costs.

The key trade-off: If your priority is immediate, low-friction integration for existing EOA users and NFT-based workflows, Delegate.cash is the pragmatic choice. If you prioritize long-term user security, complex transaction batching, and building on account abstraction standards, Native Smart Account Sessions are the strategic foundation. The decision hinges on whether you are optimizing for today's ecosystem composability or tomorrow's wallet infrastructure.

tldr-summary
Delegate.cash vs. Native Smart Account Sessions

TL;DR Summary

Key strengths and trade-offs at a glance.

01

Delegate.cash: Protocol-Level Abstraction

Non-custodial delegation registry: Acts as a global, shared registry for delegating authority across any EVM wallet. This matters for multi-wallet management and gasless interactions where you don't want to move assets.

02

Delegate.cash: Broad Ecosystem Integration

Single integration, universal coverage: One integration lets your dApp support delegation for OpenSea, Blur, Zora, and hundreds of other protocols instantly. This matters for NFT marketplaces and social apps needing immediate, wide compatibility.

03

Native Sessions: Granular, App-Specific Control

Fine-grained session keys: Define specific permissions (e.g., 'Spend up to 0.1 ETH on Uniswap V3') within a single dApp session. This matters for DeFi power users and gaming requiring precise, revocable authority without broad wallet access.

04

Native Sessions: Future-Proof Smart Account Features

Built on ERC-4337 / account abstraction: Enables batched transactions, sponsored gas, and recovery directly within the smart account. This matters for building novel UX like subscription payments or complex transaction flows native to your app.

HEAD-TO-HEAD COMPARISON

Delegate.cash vs. Native Smart Account Sessions

Direct comparison of delegation infrastructure for wallet security and user experience.

Metric / FeatureDelegate.cashNative Smart Account Sessions

Core Architecture

Registry Contract (ERC-721/1155)

Session Keys (ERC-4337/ERC-2771)

Smart Account Required

Gas Sponsorship Support

Revocation Granularity

Per contract, per token

Per session, per permission

Avg. Setup Cost

$5-15

$10-30

Supported Standards

ERC-721, ERC-1155

ERC-4337, ERC-2771, EIP-3074

Primary Use Case

NFT Management & Lending

Dapp-Specific Interactions

pros-cons-a
ARCHITECTURE COMPARISON

Delegate.cash vs. Native Smart Account Sessions

Key strengths and trade-offs for two leading delegation models. Choose based on your protocol's security model and user experience priorities.

01

Delegate.cash: Universal Composability

Single registry for all EVM chains: A delegation registered on Ethereum Mainnet is valid across Polygon, Arbitrum, and 10+ other chains. This matters for cross-chain dApps like NFT marketplaces (Blur, OpenSea) and gaming ecosystems, enabling seamless user experiences without per-chain setup.

10+
Supported Chains
03

Native Sessions: Granular, On-Chain Control

Fine-grained permissions per dApp: Set specific allowances (e.g., max spend, token contracts, time limits) directly in the smart account (like Safe{Wallet} or Biconomy). This matters for DeFi power users engaging with complex protocols (Aave, Uniswap) who need precise, revocable session keys for security.

< 1 sec
Revocation Time
05

Delegate.cash: Limited Permission Scope

Broad 'all-or-nothing' delegation: Delegates get full control over specific token classes (e.g., all NFTs in a collection) from a vault. This is a trade-off for security—unsuitable for scenarios requiring limited spend allowances or contract-specific permissions, increasing risk if a delegate key is compromised.

06

Native Sessions: Chain-Specific Complexity

Sessions are not portable: Permissions set on Polygon don't apply on Arbitrum. This matters for cross-chain applications, as users must create and manage separate sessions on each network, leading to a fragmented experience and increased setup friction.

pros-cons-b
Delegate.cash vs. Native Sessions

Native Smart Account Sessions: Pros and Cons

Key architectural trade-offs for managing asset permissions in smart accounts.

01

Delegate.cash: Protocol-Level Abstraction

Non-custodial registry: Acts as a separate, universal registry for delegation, independent of the underlying wallet. This matters for composability, allowing a single delegation to work across multiple smart account implementations (like Safe, Biconomy) and even EOAs.

02

Delegate.cash: Gas Efficiency for Multi-Asset Delegation

Single transaction for multiple collections: A user can delegate access to an entire vault (e.g., 50 NFTs) in one on-chain transaction. This matters for NFT power users and DAOs managing large portfolios, as it drastically reduces setup costs versus per-contract approvals.

03

Native Sessions: Built-In Security & UX

Session keys integrated into the account logic: Permissions (scope, expiry, spend limits) are enforced by the smart account itself via standards like ERC-7377 or ERC-6900. This matters for granular security, enabling time-bound, contract-specific allowances without relying on an external system.

04

Native Sessions: Atomic User Experience

Permission grants are part of the user flow: Sessions can be proposed and approved within a single meta-transaction or bundled user operation. This matters for dApp onboarding, removing the pre-approval step and creating a seamless 'sign once, use freely' experience for a defined period.

05

Delegate.cash: Complexity & Relay Dependency

Adds a system dependency: DApps must integrate the Delegate.cash registry and often rely on a relayer to sponsor gas for delegated transactions. This matters for protocol risk, as you now depend on the security and liveness of an additional external protocol.

06

Native Sessions: Implementation Fragmentation

Lack of universal standard: While ERC-7377 is emerging, support varies across smart account providers (Safe, ZeroDev, Rhinestone). This matters for developer overhead, as you may need custom integrations for different wallet vendors, fracturing the user base.

CHOOSE YOUR PRIORITY

When to Use Which: Decision by Use Case

Delegate.cash for DeFi

Verdict: Best for integrating existing NFT-based governance or collateral systems without wallet modification. Strengths: Non-custodial, gas-efficient for bulk delegations, and immediately compatible with any wallet (MetaMask, Rabby). Ideal for protocols like Aave, Compound, or Uniswap that want to allow NFT holders (e.g., Bored Ape holders for a DAO vote) to delegate voting power or use NFTs as collateral without moving assets. It's a lightweight, composable primitive. Limitations: Only handles delegation logic; does not create a programmable smart account. You cannot implement custom session keys, spending limits, or batched transactions.

Native Smart Account Sessions for DeFi

Verdict: Essential for building advanced, user-friendly DeFi experiences with automated strategies. Strengths: Enables ERC-4337 Account Abstraction features like session keys for perpetual trading on dYdX, gas sponsorship, and atomic multi-operation bundles. Protocols like Safe{Wallet} (with modules) or Biconomy allow for complex logic: "Allow this DEX aggregator to swap up to 1 ETH per day." This is critical for intent-based systems and improving UX for lending/borrowing on Aave V3. Trade-off: Requires users to migrate to a smart account wallet, adding friction for existing users.

verdict
THE ANALYSIS

Final Verdict and Decision Framework

A data-driven breakdown to help you choose between a delegation registry and native smart account sessions for your application's security model.

Delegate.cash excels at providing a lightweight, chain-agnostic permission layer for existing EOAs and smart accounts because it operates as a standalone, gas-efficient registry. For example, integrating Delegate.cash can be done with minimal contract changes, and its delegation model has secured over 1.2 million delegations across Ethereum, Polygon, and Base, demonstrating its broad adoption for token-gating and asset management without migrating user wallets.

Native Smart Account Sessions (via ERC-4337 or SAFE) take a fundamentally different approach by baking session keys directly into the account abstraction stack. This results in superior programmability—enabling granular, time-bound permissions and batched operations—but introduces a trade-off: it requires users to migrate to a smart account wallet (like Safe{Wallet} or Biconomy) and can involve higher initial gas overhead for session setup compared to a simple registry call.

The key architectural divergence: Delegate.cash is a permission system for assets, while Native Sessions are a feature of the wallet itself. This dictates their optimal use cases. Delegate.cash is ideal for retrofitting delegation into an existing EOA-based dApp ecosystem, whereas Native Sessions are the forward-looking choice for greenfield projects built entirely on ERC-4337, prioritizing complex transaction flows.

Consider Delegate.cash if your priority is immediate, low-friction integration for applications like NFT marketplaces (e.g., supporting lending protocols like Arcade.xyz), token-gated content platforms, or multi-sig management tools where users retain their existing wallets. Its registry model is proven and avoids vendor lock-in.

Choose Native Smart Account Sessions when you are architecting a new application requiring advanced user experiences: automated subscriptions, seamless gaming transactions, or complex DeFi strategies that benefit from batched, gas-sponsored operations. This path aligns with the future of account abstraction but currently depends on wider smart wallet adoption.

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