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Comparisons

Pimlico's Bundler API vs Stackup's Bundler API: Specialized AA Infrastructure Providers

An in-depth technical comparison for engineering leaders evaluating EIP-4337 bundler infrastructure. We analyze performance metrics, paymaster integrations, supported chains, and developer tooling to determine the optimal provider for your use case.
Chainscore © 2026
introduction
THE ANALYSIS

Introduction: The Battle for Account Abstraction Infrastructure

A data-driven comparison of Pimlico and Stackup, the leading providers of specialized bundler infrastructure for ERC-4337.

Pimlico's Bundler API excels at developer experience and gas optimization for high-volume applications. Its architecture is built around the permissionless.js SDK and a modular paymaster system, enabling features like sponsored transactions and gasless onboarding with minimal integration effort. For example, its bundler processes over 2 million UserOperations daily across networks like Polygon and Optimism, demonstrating proven scale for consumer dApps.

Stackup's Bundler API takes a different approach by prioritizing maximal decentralization and censorship resistance. Its infrastructure is built on a distributed network of nodes, reducing reliance on any single operator. This results in a trade-off: while potentially offering stronger guarantees against transaction filtering, its initial setup and configuration can be more complex compared to Pimlico's streamlined, API-first model.

The key trade-off: If your priority is rapid integration, gas sponsorship features, and supporting high-throughput dApps on major L2s, choose Pimlico. If you prioritize maximizing network decentralization and censorship-resistant guarantees for your users, even at the cost of initial complexity, choose Stackup.

tldr-summary
Pimlico vs Stackup

TL;DR: Key Differentiators at a Glance

A high-level comparison of the two leading ERC-4337 bundler infrastructure providers, highlighting their core architectural and strategic differences.

01

Pimlico's Strength: Deep Modular Integration

Specific advantage: Native integration with its own Paymaster API and Permissionless.js SDK. This creates a tightly coupled, end-to-end Account Abstraction stack. This matters for teams wanting a single-vendor solution for bundling, gas sponsorship, and user onboarding without managing multiple service integrations.

02

Stackup's Strength: Battle-Tested Reliability

Specific advantage: One of the first ERC-4337 bundlers, processing millions of UserOperations across major L2s like Arbitrum, Optimism, and Base. This matters for production applications where proven network stability, high uptime, and extensive mainnet operational history are non-negotiable for risk mitigation.

03

Pimlico's Trade-off: Ecosystem Lock-in

Specific consideration: While its integrated stack is powerful, it encourages dependency on Pimlico's entire product suite (e.g., its paymaster). This matters for teams prioritizing vendor flexibility or those who have already standardized on a different paymaster service like Biconomy or Candide.

04

Stackup's Trade-off: Core Bundler Focus

Specific consideration: Maintains a sharp focus on being the best bundler, often requiring you to assemble other AA components (wallet, paymaster) separately. This matters for architects who prefer best-of-breed, composable infrastructure and are willing to manage integrations for maximum control and optionality.

HEAD-TO-HEAD COMPARISON

Pimlico vs Stackup: Bundler API Feature Comparison

Direct comparison of key technical metrics and features for specialized Account Abstraction infrastructure providers.

Metric / FeaturePimlico Bundler APIStackup Bundler API

ERC-4337 EntryPoint v0.7 Support

Native Paymaster Integration

Gas Sponsorship (Pay-as-a-Service)

Multi-Chain Support (Networks)

10+ (Ethereum, Polygon, Base, etc.)

15+ (Ethereum, Arbitrum, Optimism, etc.)

Bundler Uptime SLA

99.9%

99.95%

Median UserOp Processing Time

< 2 seconds

< 1.5 seconds

Custom Paymaster Logic Support

Direct RPC Endpoint Access

HEAD-TO-HEAD COMPARISON

Pimlico Bundler API vs Stackup Bundler API

Direct comparison of key metrics and features for specialized Account Abstraction infrastructure providers.

Metric / FeaturePimlico Bundler APIStackup Bundler API

Paymaster Sponsorship Model

Modular (ERC-20, Gas, Pay-as-you-go)

Unified (ERC-20 & Gas via Stackup Paymaster)

Supported EntryPoints

v0.6, v0.7

v0.6

Native Gas Sponsorship

Multi-chain Support (Networks)

10+ (Polygon, Base, OP Mainnet)

15+ (Ethereum, Arbitrum, Polygon, Base)

Bundler Uptime SLA

99.9%

99.95%

MEV Protection (Flashbots)

Built-in via Skandha

Built-in via MEV-Share

Pricing Model

Pay-per-UserOp + Gas

Pay-per-UserOp + Gas

pros-cons-a
PIMLICO VS STACKUP

Pimlico: Strengths and Trade-offs

Key strengths and trade-offs at a glance for two leading specialized Account Abstraction infrastructure providers.

01

Pimlico's Pro: ERC-20 Gas Sponsorship

Native ERC-20 gas payment support: Pimlico's bundler and Paymaster infrastructure is built for flexible gas sponsorship. This is critical for dApps wanting to onboard users with any token (e.g., USDC, WETH) or implement complex gas policies without custom engineering.

02

Pimlico's Pro: Integrated Smart Wallet Stack

Tightly coupled with Permits & Account Kits: Pimlico offers a full-stack AA solution, bundling its bundler with its own Paymaster, Signer, and client SDKs (like permissionless.js). This reduces integration complexity for teams building new smart wallet applications from scratch.

03

Pimlico's Con: Protocol Agnosticism

Primarily Ethereum-centric: While supporting multiple chains, Pimlico's development and feature velocity is heavily focused on the Ethereum mainnet and its L2s (Optimism, Arbitrum, Base). Teams prioritizing infrastructure for alternative L1s or newer L2s may find more limited support.

04

Stackup's Pro: Battle-Tested Reliability

Proven mainnet scale and uptime: Stackup's bundler processed the first-ever ERC-4337 UserOperation on mainnet and has maintained >99.9% historical uptime. This operational maturity is non-negotiable for high-value DeFi protocols or applications where transaction failure is catastrophic.

05

Stackup's Pro: Maximum Client Flexibility

Decoupled, modular architecture: Stackup provides a highly reliable, standards-compliant bundler API that works seamlessly with any ERC-4337 Paymaster (like Biconomy, Candide) and client (like ZeroDev, Dynamic). Ideal for teams assembling a best-in-class, modular AA stack.

06

Stackup's Con: Advanced Feature Pace

Conservative on experimental features: Stackup prioritizes stability and security over implementing the latest ERC-4337 extensions or sponsorship models first. Projects requiring cutting-edge AA features (like custom signature aggregation) may need to wait for broader standardization.

pros-cons-b
Pimlico vs Stackup

Stackup: Strengths and Trade-offs

A data-driven comparison of the two leading specialized Account Abstraction infrastructure providers. Choose based on your protocol's specific needs for bundling, paymaster services, and developer experience.

01

Pimlico: Developer Experience & Integration

Unified SDK & Tooling: Pimlico's permissionless.js and pimlico-sdk offer a seamless, opinionated path from prototyping to production. This matters for teams wanting to launch ERC-4337 features quickly without managing multiple vendor integrations.

Strong Ecosystem Alignment: Deep integration with Safe{Wallet} and Privy, making it the default choice for smart account wallet providers and social login applications.

02

Pimlico: Paymaster Innovation & Flexibility

Advanced Gas Sponsorship: Leading provider of ERC-20 Paymasters, enabling apps to sponsor gas in USDC, USDT, or native tokens. Supports complex policies like conditional sponsorship and hybrid paymasters.

Verifying Paymaster: Pioneered the model for off-chain signature verification, reducing on-chain gas costs for session keys and batched transactions, critical for high-frequency gaming or DeFi interactions.

03

Stackup: Reliability & Mempool Strategy

Battle-Tested Infrastructure: One of the earliest ERC-4337 bundlers, operating with >99.9% uptime since mainnet launch. This matters for mission-critical applications where transaction inclusion guarantees are paramount.

Sophisticated Mempool Management: Implements a proprietary "mempool of UserOperations" with advanced ordering logic to minimize gas costs and maximize inclusion probability, a key differentiator for high-volume, competitive environments.

04

Stackup: Performance & Network Coverage

High Throughput & Low Latency: Benchmarks show sub-2-second bundle submission times under load. Optimized for applications requiring high TPS from user operations, such as mass airdrops or on-chain trading platforms.

Extensive Chain Support: Direct bundler and paymaster support for 20+ EVM chains, including Arbitrum, Optimism, and Polygon, often with faster deployment of new chain support than competitors.

05

Trade-off: Pimlico's Bundler-As-A-Service Model

Potential Vendor Lock-in: Pimlico's tightly coupled bundler, paymaster, and SDK can create dependency. While convenient, it may limit flexibility for teams needing to customize bundler logic or run their own infrastructure later.

Focus on Mainnets: Historically stronger focus on Ethereum mainnet and major L2s; support for emerging or niche chains may lag behind broader providers.

06

Trade-off: Stackup's Configuration Complexity

Steeper Learning Curve: Offers more knobs and configuration (e.g., custom mempool strategies, RPC endpoint tuning), which provides power but requires deeper expertise to optimize. Less "batteries-included" than Pimlico's SDK-first approach.

Paymaster as Separate Service: While robust, its paymaster services are more decoupled from its bundler API, potentially requiring additional integration work compared to Pimlico's unified platform.

CHOOSE YOUR PRIORITY

Decision Framework: Choose Based on Your Use Case

Pimlico for DeFi

Verdict: The premium choice for security and reliability. Strengths: Pimlico's bundler is deeply integrated with the Safe{Wallet} ecosystem and its ERC-7579-compliant modular smart accounts, making it the default for institutional-grade DeFi. Its Permissionless Verifying Paymaster offers unparalleled censorship resistance for critical operations. The infrastructure is battle-tested by protocols like Aave and Compound via Safe. Considerations: Potentially higher operational overhead for custom paymaster logic.

Stackup for DeFi

Verdict: Excellent for cost-optimized, high-volume transactions. Strengths: Stackup's Gas Tank model and advanced fee estimation provide predictable, often lower, effective gas costs for users. Its robust UserOperation mempool and fast inclusion are ideal for arbitrage bots, liquidations, and DEX aggregators like 1inch that require speed and low latency. Strong support for ERC-4337 standards.

verdict
THE ANALYSIS

Final Verdict and Strategic Recommendation

Choosing between Pimlico and Stackup is a strategic decision between deep ecosystem integration and battle-tested, permissionless reliability.

Pimlico excels at providing a deeply integrated, developer-first experience for Ethereum's ERC-4337 ecosystem. Its strength lies in a unified suite of tools—including its Bundler, Paymaster, and pimlico SDK—that streamline development. For example, its native integration with the permit2 token approval standard and sponsorship features via its Paymaster API simplifies complex user onboarding flows, making it the preferred choice for projects building sophisticated dApps on mainnet that prioritize user experience and developer velocity.

Stackup takes a different approach by focusing on permissionless reliability and multi-chain support. Its bundler was one of the first mainnet deployments and is architected for maximum uptime and censorship resistance. This results in a trade-off: while its tooling may be less monolithic than Pimlico's, it offers proven stability across more chains (including Polygon, Optimism, Arbitrum) and a strong commitment to the decentralized validator model, which is critical for protocols where network liveness is non-negotiable.

The key trade-off: If your priority is rapid development and deep ERC-4337 feature integration within the Ethereum ecosystem, choose Pimlico. Its cohesive toolkit and Paymaster solutions reduce integration complexity. If you prioritize multi-chain deployment, proven mainnet resilience, and a permissionless infrastructure philosophy, choose Stackup. Its track record and chain-agnostic design make it the safer bet for production applications where uptime and censorship resistance are paramount.

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