NOWPayments vs CoinsPaid

Specific advantage: Supports 100+ cryptocurrencies natively, including major tokens (BTC, ETH) and niche altcoins. This matters for merchants targeting crypto-native audiences who want to accept payments in a wide variety of assets without complex integrations.

Specific advantage: Offers plugins for Shopify, WooCommerce, and API with minimal development overhead. This matters for SMBs and fast-moving projects that need to enable crypto payments quickly without a dedicated engineering team.

Specific advantage: Holds multiple licenses (Estonia MTR, Lithuania) and processes $10B+ in transactions. This matters for regulated businesses (exchanges, brokers) that require institutional-grade custody, AML procedures, and audit trails to meet financial compliance standards.

Specific advantage: Provides OTC desks, auto-conversion to fiat, and multi-currency business accounts. This matters for high-volume enterprises that need to manage crypto volatility, handle large settlements, and streamline accounting with fiat payouts to bank accounts.

Specific advantage: No mandatory KYC for basic use and a transparent, volume-based fee structure starting at 0.5%. This matters for startups and global businesses prioritizing rapid onboarding and predictable, low-cost transactions for smaller payment volumes.

Specific advantage: Built for processing millions in daily volume with white-label solutions and dedicated account management. This matters for established fintechs and crypto-native platforms that require custom API integrations, SLA guarantees, and dedicated support for mission-critical payment flows.

Supports 300+ cryptocurrencies, including major tokens (BTC, ETH, SOL) and niche altcoins. This matters for merchants targeting crypto-native communities who transact in specific project tokens. Offers native support for multi-chain payments (Ethereum, Polygon, BNB Chain) without manual bridging.

Zero-fee, non-custodial API with extensive plugins for WooCommerce, Shopify, and Magento. This matters for engineering teams seeking rapid deployment with minimal vendor lock-in. Provides auto-conversion to stablecoins (USDT, USDC) to mitigate volatility, a key feature for treasury management.

0.5% - 1% transaction fee (plus network gas) is higher than some competitors. This matters for high-volume merchants processing >$1M/month, where basis points directly impact margins. Lacks the custom enterprise fee structures offered by dedicated B2B processors.

Primarily a crypto-to-crypto gateway; direct settlement to bank accounts (SEPA, SWIFT) requires third-party integrations. This matters for businesses with traditional expense cycles that need regular EUR/USD settlements. Contrasts with platforms offering built-in banking partnerships.

$200M+ daily liquidity and dedicated OTC desks for large transactions. This matters for exchanges, brokers, and high-net-worth clients requiring bulk trades with minimal slippage. Offers white-label solutions for businesses building their own payment infrastructure.

Direct SEPA, SWIFT, and Faster Payments settlements with licensed EU entity (Coinspaid Ltd.). This matters for regulated businesses (CeFi, SaaS) that require compliant fiat payouts. Provides merchant accounts with IBANs, simplifying reconciliation for finance teams.

Supports ~30 major cryptocurrencies, excluding many Layer 1 and DeFi tokens. This matters for gaming or NFT platforms whose users transact in ecosystem-specific assets like APT or SUI. Less ideal for communities built around altcoin ecosystems.

Minimum volume requirements and KYC procedures are more stringent than open SaaS platforms. This matters for early-stage startups or small businesses seeking instant, no-questions-asked activation. The platform is optimized for established B2B clients over SMBs.

Supports 200+ cryptocurrencies vs CoinsPaid's ~30. This matters for NFT marketplaces and DeFi platforms needing to accept niche tokens or memecoins directly. Integrates with Binance Pay and MetaMask for broader wallet compatibility.

Zero mandatory KYC for basic integrations, enabling faster merchant onboarding. This is critical for SaaS platforms and global e-commerce stores prioritizing user privacy and frictionless setup. Offers a straightforward, non-custodial API.

ISO 27001 & PCI DSS certified with a $150M custody insurance policy from Ledger. This is non-negotiable for regulated fintechs and high-volume exchanges processing millions. Features multi-signature wallets and mandatory AML/KYC.

Built-in crypto-to-fiat settlement, internal ledger, and OTC desk. This matters for hedge funds and large merchants needing automated payroll, mass payouts, and large-trade execution without slippage. Offers direct EUR/USD bank accounts.